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Bandhan Bank Flare Credit Card

The Bandhan Bank Flare Credit Card is for people who want more value from their everyday spending. If you often book movie tickets, dine out with family and friends, travel a few times a year, or shop online regularly, this card offers benefits that can help you save money while earning rewards. Instead of using your credit card only as a payment option, you can enjoy discounts, collect reward points, and access travel benefits that make your everyday expenses more rewarding.

The card comes with a joining and annual fee of ₹2,499 + GST and offers several features that can help you get more out of your spending. You earn reward points on eligible purchases, which can later be redeemed against a variety of options, allowing you to get extra value from your regular expenses. If you enjoy watching movies, the monthly discount on BookMyShow helps reduce your ticket costs, while the EazyDiner offer lets you save when dining at partner restaurants. For those who travel by air, the complimentary airport lounge access provides a comfortable place to relax before your flight instead of waiting at the boarding gate. The card also offers welcome reward points when you meet the required spending criteria, giving you an added benefit soon after you receive the card. In addition, the fuel surcharge waiver helps lower your fuel expenses, while cashback on your first EMI transaction can reduce the cost of a big purchase converted into easy monthly payments.

Overall, the Bandhan Bank Flare Credit Card combines rewards with useful lifestyle benefits that many people can enjoy in their daily lives.

Bandhan Bank Flare Credit Card

( 4.2 / 5 )
Bandhan Bank Flare Credit Card
  • Joining Fee₹2,499 + GST
  • Annual Fee₹2,499 + GST
  • Best Suited ForTravel
  • Reward TypeReward Points

Rewards Rate

10 Reward Points on Every ₹200 spent

Welcome Benefits

Earn 5,000 Bonus Reward Points on Spend of ₹10,000 within the First 30 Days of Card Issuance

Movie & Dining

25% Off on BookMyShow, Up to ₹500 Once Every Month, and 15% Off on EazyDiner, Up to ₹750 Once Every Month

Rewards Rate

10 Reward Points on Every ₹200 spent

Reward Redemption

1 Reward Point = ₹0.25

Travel

N/A

Domestic Lounge Access

4 Complimentary Domestic Airport Lounge Access in a Calendar Quarter at Select Airports

International Lounge Access

1 International Airport Lounge Access in a Calendar Quarter at Select Airports

Golf

4 Complimentary Golf Lessons Per Calendar Year (1 Lesson Per Quarter)

Insurance Benefits

N/A

  • Spend-Based Waiver

    Annual Charges Waived on Spends of ₹6 Lakh

    Rewards Redemption Fee

    N/A

    Foreign Currency Markup

    1.99%

    Interest Rates

    3.5%

    Fuel Surcharge Waiver

    1% Waiver Up to ₹500 Per Statement Cycle

    Cash Advance Charges

    3.5% (Min of ₹500 + GST)

    • Earn 10 reward points on every ₹200 spent on eligible transactions.
    • Earn an additional 5,000 bonus reward points every month on spends of ₹75,000 or more.
    • Get 25% off on BookMyShow, up to ₹500, once every month.
    • Enjoy 15% off on EazyDiner, up to ₹750, once every month.
    • Receive 4 complimentary domestic airport lounge visits every calendar quarter.
    • Enjoy 1 complimentary international airport lounge visit every calendar quarter.
    • Avail 4 complimentary golf lessons every calendar year, with 1 lesson per quarter.

    Pros

    • The card offers high reward earnings with 10 reward points on every ₹200 spent on eligible transactions, along with 5,000 bonus reward points every month on spends of ₹75,000 or more.
    • The card offers useful travel benefits, such as 4 domestic and 1 international airport lounge visits every calendar quarter, along with a low 1.99% forex markup fee.

    Cons

    • The annual fee of ₹2,499 + GST is relatively high for users who do not regularly use the card’s lifestyle and travel benefits.
    • The annual fee waiver requires annual spends of ₹6 lakh, which may be difficult for many cardholders to achieve.

  • Welcome Benefits

    Spend ₹10,000 within the first 30 days of card issuance and receive 5,000 bonus reward points as a welcome benefit. This gives you a head start on earning rewards and lets you enjoy additional value on your initial spending with the card.

    Milestone Benefits

    Spend ₹75,000 or more in a monthly statement cycle and earn 5,000 bonus reward points every month. This milestone benefit allows you to collect additional reward points on top of your regular earnings, making the card more rewarding for high-spending users.

    Reward Rate

    Earn 10 reward points on every ₹200 spent on all eligible transactions using the card. Whether you’re shopping online, dining out, paying utility bills, or making everyday purchases, each eligible spend helps you accumulate reward points.

    Movie & Dining Benefits

    Enjoy a 25% discount on BookMyShow, up to ₹500, once every month when you book movie tickets using your card. You can also get a 15% discount on EazyDiner, up to ₹750, once every month on eligible dining reservations.

    Complimentary Airport Lounge Benefits

    The Bandhan Bank Flare Credit Card offers 4 complimentary domestic airport lounge visits and 1 complimentary international airport lounge visit every calendar quarter at select airports. Whether you’re traveling within India or overseas, you can relax in participating airport lounges and enjoy a more comfortable waiting experience before your flight.

    Complimentary Golf Lessons

    If you’re interested in learning golf or improving your game, the Bandhan Bank Flare Credit Card offers 4 complimentary golf lessons every calendar year, with 1 lesson available each calendar quarter. This benefit lets you enjoy professional golf coaching at participating golf clubs, making it a valuable addition for golf enthusiasts or those looking to take up the sport.

    Fuel Surcharge Waiver

    The card offers a 1% fuel surcharge waiver, with a maximum benefit of ₹500 per statement cycle on eligible fuel transactions.

    First EMI Cashback

    Save on your first EMI transaction with the Bandhan Bank Flare Credit Card. Get 10% cashback, up to ₹750, when you convert your first eligible purchase into an EMI with a minimum repayment tenure of 12 months. This is a one-time benefit that helps reduce the cost of your first big purchase made using the card.

    Bottom line

    The Bandhan Bank Flare Credit Card is a good choice for people who want to earn rewards while enjoying premium lifestyle and travel benefits. Although it comes with a joining and annual fee of ₹2,499 + GST, the card offers enough value to justify the cost if you regularly spend on shopping, dining, entertainment, and travel. Benefits like generous reward points, monthly milestone rewards, airport lounge access, BookMyShow and EazyDiner discounts, golf lessons, and a low foreign currency markup fee make it a well-rounded option for frequent card users.

    If you can meet the spending requirements and make use of its lifestyle and travel privileges, the Bandhan Bank Flare Credit Card can help you save more and get better value from your everyday expenses. Before applying, compare its features with your spending habits to see if it fits your needs. For users looking for a credit card that combines rewards with premium lifestyle benefits, the Bandhan Bank Flare Credit Card is certainly worth considering.

    FAQs:

    The card offers 10 reward points for every ₹200 spent on eligible transactions. You can also earn 5,000 bonus reward points every month by spending ₹75,000 or more during a monthly statement cycle.

    Cardholders get 25% off on BookMyShow, up to ₹500 once every month, and 15% off on EazyDiner, up to ₹750 once every month.

    Yes. The card offers 4 complimentary golf lessons every calendar year, with 1 lesson available each calendar quarter.

    The card charges a 1.99% foreign currency markup fee on international transactions, making it suitable for overseas spending.

    Yes. You get a 1% fuel surcharge waiver, up to ₹500 per statement cycle, on eligible fuel transactions.

    Yes. You can receive 10% cashback, up to ₹750, on your first EMI conversion with a minimum repayment tenure of 12 months.

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