Samsung Axis Bank Signature Credit Card
- Updated On: 5 March, 2026
Axis Bank joined hands with the famous electronics brand Samsung to launch two co-branded credit cards. These cards are the Samsung Axis Infinite Credit Card and the Samsung Axis Bank Credit Card. Out of these two cards, the Infinite card is a premium card, and the Signature variant is the basic one. Though the Samsung Axis Bank Signature Card is a basic card, it offers a great cashback rate on Samsung purchases. The card comes with an annual fee of ₹500, which is waived once the required annual spend is met. Other than Samsung purchases, the card offers a great reward rate on other spending as well.
Moreover, the card offers complimentary lounge access at select domestic airports in India and dining discounts at several premium restaurants. Other benefits of this card include bonus Reward Points as a welcome benefit, fuel surcharge waiver, zero liability protection against a lost/stolen card, etc. To know more about the Samsung Axis Bank Signature Credit Card and its fees & charges, continue reading:
Samsung Axis Bank Signature Credit Card
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
15% Discount Up to ₹500 on Dining Via EazyDiner
Rewards Rate
10 EDGE Points/₹100 Spent on Zomato, UrbanCompany, Tata 1MG, Myntra, and BigBasket. 5 EDGE Points/₹100 on Other Domestic and International Eligible Spends. Up to ₹10,000 Cashback Annually on Samsung Purchases
Reward Redemption
Cashback is Provided Against Statements, and EDGE Rewards can be Redeemed for Multiple Options such as Statement Cash or Vouchers. 1 Edge Reward = ₹0.20.
Travel
N/A
Domestic Lounge Access
4 Complimentary Domestic Lounge Access Every Year. Visits are Unlocked on Spends of ₹50,000 in the Previous Quarter
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
The annual fee of Rs. 500 is waived on spending Rs. 2 lakhs or more in the previous anniversary year.
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5%
Interest Rates
3.75% Per Month
Fuel Surcharge Waiver
1% Waiver on Fuel Purchases Made Between ₹400 and ₹5,000
Cash Advance Charges
2.5% of the withdrawn amount subject to a minimum of Rs. 500.
Product Details
- Welcome benefits of 2,500 bonus Edge Rewards.
- 10% cashback on all Samsung purchases.
- 10 Edge Rewards on every ₹100 spent on partnered brands.
- 5 Edge Rewards on every ₹100 spent elsewhere.
- Complimentary domestic lounge access every year.
- 1% fuel surcharge waiver on all fuel transactions.
Pros/Cons
Pros
- The card comes with an affordable joining fee and an annual fee of ₹500 + GST.
- All those who make frequent Samsung purchases and make the most from this card.
Cons
- For this price range, the card offers plenty of benefits; the only drawback that appears is that the airport lounge access with this card is spend-based.
Samsung Axis Signature Credit Card Features & Benefits
From welcome bonuses and reward points to travel privileges, the Samsung Axis Bank Signature Credit Card offers a range of benefits across categories. All its benefits and features are given below in detail:
Welcome Benefits
The cardholders get a welcome bonus of 2,500 Edge Reward Points. You must complete at least three transactions within the first 30 days to be eligible for this welcome benefit. This welcome bonus of 2,500 EDGE Reward Points is worth ₹500, therefore negating the joining fee paid.
Lounge Access
The Samsung Axis Bank Signature Card offers four complimentary domestic airport lounge access passes each year, i.e., one per quarter.
Dining Benefits
- The cardholders can avail of a 15% discount (up to ₹500) on dining across more than 4,000 premium restaurants in India.
- This dining discount can be availed twice every month.
Fuel Surcharge Waiver
The card offers a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000.
Spend-Based Waiver
The ₹500 renewal fee is waived if the cardholder has spent at least ₹ 2 lakh in the previous anniversary year.
Earn Cashback & Reward Points With Samsung Axis Signature Credit Card
- The Samsung Axis Bank Signature Cardholders get a 10% cashback on all their purchases from the Samsung brand. The cashback under this category is capped at ₹2,500 per month and ₹10,000 per anniversary year. Moreover, the cashback will only be applicable to purchases made via Samsung physical stores, brand EMI, and Samsung E-Store.
- The cardholders earn 10 Edge Rewards on every spend of ₹100 on partnered brands, including BigBasket, Myntra, Zomato, UrbanCompany, and Tata1mg
- On all other domestic & international transactions, the cardholders earn 5 Edge Rewards on every spend of ₹100.
- No Edge Rewards are earned on fuel purchases, cash advances, jewelry, insurance, education, payment of credit card fees, rental payments, and EMI transactions on brands other than Samsung.
Reward Redemption
- The EDGE Reward Points that you earn using this card can be redeemed against various products, vouchers, and other options available at the Axis Bank’s Edge Rewards portal. The value of 1 Edge Reward = ₹0.20
- The cashback is directly credited to the cardholders’ accounts within 60 days from the date of the eligible transaction.
Eligibility Criteria
The following are the eligibility criteria that an individual needs to fulfill to get approved for the Samsung Signature Credit card by Axis Bank:
- The primary cardholder’s age should be between 18 years and 70 years.
- The supplementary cardholder must be above 18 years of age.
- The applicant should have a stable source of income.
- The applicant should be an Indian resident.
Bottom Line
The Samsung Axis Bank Signature Credit Card is a great choice for Samsung loyalists making electronics purchases. Moreover, it is a strong choice for those seeking an affordable credit card with solid benefits across various categories. This card not only offers an excellent cashback rate on Samsung purchases but also provides cardholders with several other benefits, including a decent reward rate on other purchases, complimentary lounge access, dining discounts every month, and more.
Though the Samsung Axis Bank Infinite Credit Card offers more privileges, it also charges a higher annual fee compared to the Signature variant. So, the Samsung Axis Bank Signature Card is a very good option for those who are looking for decent benefits with lower annual charges.
FAQs:
What is the reward rate on Samsung purchases with the Samsung Axis Bank Signature Credit Card?
On Samsung purchases, this card offers 10% cashback, capped at ₹2,500 per month and ₹10,000 per year.
What is the annual fee of the Samsung Axis Bank Signature Credit Card?
The annual fee of the Samsung Axis Bank Signature Card is ₹500, which is waived off on spending rs. 2 lakhs or more in the previous year.
Does this card offer complimentary lounge access?
Yes, the Samsung Axis Bank Signature Credit Card provides 4 complimentary domestic lounge access passes each year.


3 comments
Veresham Bdjugam
I applied no response received.
Kartik Kanwar
The card still has active applications..
akash
when you applied