Axis Bank is a well-known private bank in India. Axis Bank offers different types of credit cards, including premium, regular, and co-branded options, each with its own benefits and rewards. Whether you want travel perks, lifestyle benefits, or everyday savings, there’s a card for you.
They also offer business credit cards for entrepreneurs and business owners, helping manage expenses, improve cash flow, and access useful business benefits.
Business credit cards are very useful when it comes to managing everyday business expenses in a more organized way. They help keep personal and business spending separate, which makes accounting and tax filing much easier. These cards also improve cash flow by allowing businesses to make payments even when funds are tight, and then repay later within the billing cycle. In addition, most business credit cards come with benefits like reward points, cashback offers, expense tracking, and detailed monthly statements. This not only helps in saving money but also gives better control and visibility over where the business is spending, making overall financial management smoother and more efficient.
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4 RPs/₹200 on All Domestic Spends (Exclusions Apply), 6 RPs/₹200 for Marketing & Advertising Spends, 8 RPs/₹200 on International Spends
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Card Details +
The Axis Bank Business Supreme Mastercard Credit Card is for small business owners and sole proprietors to handle their expenses easily. It has an annual fee of ₹1,500 + GST. Cardholders earn 4 RPs per ₹200 on domestic spends, 6 RPs on business-related spends, and 8 RPs on international usage. Rewards can be redeemed via the EDGE Rewards portal. The card also provides 4 complimentary airport lounge visits annually. However, it does not include benefits like travel perks, dining offers, or insurance, and there is no option to waive the annual fee.
4 RP for every ₹200 spent on domestic transactions; 3 RP for every ₹200 spent internationally; 1 RP for every ₹200 spent on eligible transactions
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Card Details +
The Axis Bank Business Supreme Visa Credit Card is a lifetime free card with no joining or annual fee, making it a good choice for small business owners. It allows users to earn reward points on all spending. Users can earn 4 points on domestic transactions, 3 on international spends, and 1 point on other purchases. You can also convert purchases above ₹2,500 into easy EMIs to manage cash flow better. The card gives bonus benefits like 100 reward points on the first online transaction and double points during your birthday month. Reward points can be redeemed through the EDGE Rewards portal without any redemption fee. However, it does not offer travel, lounge, dining, or insurance benefits.
4 Reward Points/₹200 Spent Within India. 8 Reward Points/₹200 Spent Abroad
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The Axis Bank Executive Corporate Credit Card is for businesses that have high travel and corporate expenses. It comes with a joining and annual fee of ₹3,500 + GST. The card offers 4 reward points per ₹200 on domestic spends and 8 points on international transactions. It provides strong travel benefits, including domestic and international lounge access, along with 3 complimentary airport meet-and-greet services each year. Cardholders also get lifestyle perks like dining discounts, golf rounds, and 24/7 concierge services. Additionally, it includes travel insurance, a low 2% forex markup fee, and fuel surcharge waiver benefits.
Axis Bank Business Credit Cards reward you for almost every business expense you make. Whether it’s office supplies, advertising, travel bookings, or international payments, you earn points that can later be redeemed for vouchers, products, or travel bookings. Some cards even offer higher reward rates on specific categories like marketing and overseas spending, which is especially useful for growing businesses.
One of the biggest advantages of using a business credit card is improved cash flow. You can make payments instantly, even if you don’t have immediate funds available, and repay the amount later within the billing cycle. This flexibility helps businesses handle short-term financial gaps, manage working capital efficiently, and avoid disruptions in daily operations.
Business credit cards make it easier to track where your money is going. You get detailed monthly statements that clearly show all transactions, helping you monitor spending patterns. This separation of business and personal expenses simplifies bookkeeping, reduces errors, and makes tax filing much more organized and stress-free.
For business owners who travel frequently, these cards offer added comfort through complimentary airport lounge access. Instead of waiting in crowded terminals, you can relax in lounges with food, Wi-Fi, and a peaceful environment. Some cards also include travel-related perks like concierge services or airport assistance, making your trips smoother.
Regular business expenses like fuel and utility bills can add up over time. These cards help reduce that cost by offering fuel surcharge waivers on petrol/diesel transactions. Additionally, you can set up automatic payments for bills like electricity, internet, and phone, saving time and ensuring you never miss a payment deadline.
Large business purchases can sometimes put pressure on your finances. With the EMI option, you can convert high-value transactions into smaller, manageable monthly payments. This reduces the immediate financial burden and allows you to invest in important business needs without affecting your cash flow.
Apart from the core benefits, Axis business credit cards also come with additional features that enhance overall value. These may include concierge services for travel and bookings, dining discounts at partner restaurants, and milestone rewards when you reach certain spending levels. Such perks not only add convenience but also improve your overall business experience.
| Particulars | Axis Bank Business Supreme Mastercard Credit Card | Axis Bank Business Supreme Visa Credit Card | Axis Bank Executive Corporate Credit Card |
| Joining Fee | ₹1,500 + GST | N/A | ₹3,500 + GST |
| Renewal Fee | ₹1,500 + GST | N/A | ₹3,500 + GST |
| Reward Earning Rate |
|
₹200 Spent on Eligible Transactions |
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| Domestic Airport Lounge Access | 4 Free Access at Select Airport Lounges | N/A | 4 Free Visits Each Quarter |
| International Airport Lounge Access | N/A | N/A | 8 Complimentary Visits to Lounges Abroad in a Year |
Axis Bank offers business credit cards that are useful for handling day-to-day business expenses. Each card is made for different needs; some are better for saving money with rewards, while others are good for travel or managing bigger expenses.
These cards make things easier by helping you keep business and personal spending separate, track your expenses clearly, and manage cash flow when money is tight. Even if some cards don’t have many extra benefits, they still do a good job when it comes to basic features like rewards and payment flexibility.
At the end of the day, the best card depends on what your business needs. If you choose the right one and use it properly, it can really help you manage your finances better and run your business more smoothly.
A business credit card is specifically for business expenses. It helps separate personal and business spending, making accounting, expense tracking, and tax filing easier.
Yes, the Axis Bank Business Supreme Visa Credit Card is a lifetime free card with no joining or annual fees.
Yes, many Axis Bank business credit cards allow you to convert transactions above ₹2,500 into EMIs, making it easier to manage large expenses.
Some cards offer complimentary access to airport lounges.
Reward points can be redeemed through the EDGE Rewards portal for vouchers, products, or travel bookings, depending on the card features.