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Federal BankThe YES Bank Wellness Plus Credit Card is a unique card that offers cardholders great health benefits along with other thrilling reward offers. You get 6 Reward points per ₹200 spent with this card and 5X Reward Points (30 RPs) if you spend ₹200 on Pharmaceuticals/chemist stores. On every successful YES PayNow registration, you get 1000 Reward Points. Cardholders also get health benefits, including 12 complimentary fitness sessions every month and complimentary preventive health checkups through the app.
Coming to its travel benefits, you get 2 complimentary access to domestic lounges quarterly to over 30 airport lounges in India. Issued at a joining fee of ₹1,499, the YES Bank Wellness Plus Credit Card provides several other exciting benefits to its customers, such as insurance benefits, fuel surcharge waiver, and many more. To get full details about the card, charges, and its advantages, refer to the following information.
YES Bank Wellness Plus Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
NA
Rewards Rate
6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.
Reward Redemption
The reward points are redeemable on Yes Rewardz1 RP = Re. 0.25 when redeeming against hotel and flight bookings, and 1 RP = Re. 0.10 for redemption against product catalogue, gift vouchers, etc.
Travel
Get complimentary access to domestic lounges
Golf
NA
Domestic Lounge Access
8 complimentary access to domestic lounges annually (2 per quarter).
International Lounge Access
NA
Insurance Benefits
Get a life insurance cover of Rs. 1 Crore, a medical insurance cover worth Rs. 25 lakhs, and a credit shield in case of primary cardholder's accidental death.
Zero Liability Protection
If the lost or stolen card is reported to the bank within 3 days, then no liability falls on the cardholder towards any unauthorized transaction.
Spend Based Waiver
NA
Rewards Redemption Fee
Rs. 100
Rewards Redemption Fee
Rs. 100
Foreign Currency Markup
3.5% on all international spends.
Interest Rates
3.80% per month (45.60% annually)
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions above Rs. 400 and below Rs. 5,000.
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 300 (whichever is higher).
Add-on Card Fee
Nil
- Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
- Get 6 Reward Points for every Rs. 200 you spend on other purchases.
- 1000 Reward Points on YES PayNow successful registrations.
- 2 domestic lounge visits each calendar quarter.
- Every month, you get 12 complimentary fitness sessions.
- Get complimentary preventive health checkups.
- Life insurance cover worth Rs. 1 Crore.
- Great offers across shopping, wellness, travel, etc.
YES Bank Wellness Plus Credit Card Rewards
- You get 30 Reward Points per ₹200 spent on pharmaceutical/chemist stores.
- You get 6 Reward Points per ₹200 spent on any other purchases.
- You get 1000 Reward Points on every successful registration on YES PayNow.
Rewards Redemption
- The Reward points that you earn through your YES Bank Wellness Plus credit card can be redeemed on the dedicated website Yes Rewardz.
- The Reward Points are redeemable against hotel and flight bookings (1 RP = ₹0.25).
- 1 RP = Re. 0.10 when redeemed for gift vouchers & product catalogs.
- The Reward Points are also redeemed for InterMiles at the rate of 10 Reward Points = 1 InterMile.
- You can also redeem these Reward Points against Club Vistara Points at the rate of 10 Reward Points = 1 Club Vistara Point.
Travel Benefits
Enjoy 8 complimentary access to domestic lounges per year (a maximum of 2 per quarter) to over 30 airport lounges in India.
Insurance Benefits
- Life insurance covers ₹1 Crore in case of death because of flight accidents.
- You get medical insurance coverage of ₹25 lakhs for emergency hospitalization while traveling in flights.
- A credit shield is provided in case of the accidental death of the primary cardholder.
Other Benefits
The YES Bank Wellness Plus Credit card comes with exclusive health benefits that include:
- 12 complimentary fitness sessions each month, that include Yoga, Zumba, and Gym.
- Complimentary dental & eye checkups every year.
- Complimentary preventive health checkups every year.
- Get unlimited consultation with specialists, nutritionists, and practitioners.
Fuel Surcharge Waiver
Cardholders get a 1% waiver fuel on a surcharge for all fuel transactions between ₹400 & ₹5,000 across all fuel stations in India.
Eligibility Criteria
| Particulars | Criteria |
| Age | Between 21 Years and 60 Years |
| Income | Above ₹20,000 per month (or Tax Return of ₹7.5 lakh) |
| Credit Score | Decent credit score (750 or above) |
Please note that this credit card is only available in Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai.
Bottom Line
A credit card with health benefits might be something that many people are looking for. The YES Bank Wellness Plus Credit Card is one such card that provides you with not only exclusive health benefits but also several other exciting offers. You get reward points for every purchase and extra reward points for transactions made at pharmaceutical or chemist stores. It provides complimentary health checkups, fitness sessions, and consultations to its cardholders.
Moreover, you get complimentary lounge access and great travel, dining, and shopping offers through Yes Privileges. With all these significant benefits, the YES Bank Wellness Plus Credit Card is a card that you can go with. Also, don’t forget to share your opinions on the card below in the comment section.
