The credit limit is the maximum limit approved by the bank to the credit cardholder for making purchases. The credit limit differs from card to card, premium cards have higher limits as compared to entry-level credit cards. Credit history plays one of the most important roles in deciding the credit limit of a credit card. Union Bank credit card customers can get their credit limit enhanced using these methods.
How to Check your Union Bank of India Credit Card Limit
Union Bank of India customers checks their credit card limit online via netbanking. The cardholders need to register for this service beforehand. You need to link their credit card account with your netbanking account. The customers can get their Union Bank of India to check their credit limit status online by logging into their netbanking account at www.unionbankonline.co.in and go to other services. You will be able to view your Union Bank credit limit using this feature.
Alternatively, you can also call the customer care number at 1800-425-4059 to check your credit card limit.
Ways to Increase your Union Bank of India Credit Card Limit
Union Bank of India customers increases their credit card limit using the stated below to request to increase their credit card limit.
Via Customer care
Union Bank of India customers can request to increase their credit limit by calling the helpline number at 1800-425-4059. You will be required to mention card details with the customer. Alternatively, you can also send your credit card details via email at [email protected] with your card details.
Via Branch Visit
Union Bank of India customers can also request their credit card limit enhancement by visiting the nearest branch. The customers can get their credit limit enhanced by filling and submitting an online form with their credit card details along with all the required documents and valid identity proof.
What are the Documents Required to Check Your Credit Card Limit?
The Union Bank cardholder needs to mention their 16-digit credit card number along with the document provided below
Last 2-month Salary Slips along with Bank statement stating salary credited
Latest Income Tax Return and acknowledgment receipt ITR V
Form 16 (both A and B)
No, you do not have different credit limits available for my primary or add-on card.
No, you are not charged with a fee on credit limit increase request on your American Express credit card.
Yes, you can request the bank to decrease the credit limit available on your Union Bank of India credit card