Union Bank of India Credit Card Bill Payment

The Union Bank of India offers both online and offline methods for clearing credit card dues. To have a good account standing the credit cardholder should pay off all the bills on time and should avoid late payment as it increases the chances of high-interest rate charges. In order to borrow funds or get a new credit card in the future clearing your credit card dues plays a huge role in it, as it has the potential to affect your credit history in a positive or negative way.

Online mode for clearing credit card dues

You can pay your credit card bills through various online channels provided by the Union Bank of India. Hereunder is a list of online modes of payment;

How to pay Union Bank of India Credit Card bill through BillDesk?

Union Bank has made it easier for you to pay your credit card bill using the Billdesk service. Both Bank’s customers and non-customers can pay the credit card bill using the Billdesk. Here is how you can pay your Union Bank of India Credit Card dues.

Step 1: Go to Union Bank’s BillDesk site and fill all the mandatory fields.
Step 2: Enter your Union Bank of India Credit Card Number twice, Payment Amount twice, and optional details like email id and mobile number.
Step 3: After filling in all the details click on Pay and the

It will take approximately 2 working days for the bill amount to get credited.

How to pay Union Bank of India Credit Card bill through UBI Internet Banking?

The customers who have savings/current accounts in the Union Bank of India and already have activated net banking can pay their credit card bill amount. Those who do not have an account in Union Bank of India can register for internet banking.

Go to Union Bank of India’s internet banking official website and proceed to pay the outstanding amount. You can register for net banking from the same official website.

How to pay Union Bank of India Credit Card bill through NEFT?

You can also pay your Union Bank of India credit card bill through other banks by using the NEFT fund transfer service. It takes usually 3 working days for the payment to get credited from your account. Non-customers can clear their dues easily using NEFT fund transfer. Here is how you can use NEFT to pay your credit card bill amount;

Step 1: Log in to your bank’s internet banking using username and password.
Step 2: Under ‘Payments and Transfer’ add your Union Bank of India Credit Card as Beneficiary.
Step 3: Under Beneficiary, add your name, credit card number, IFSC code, and your address.
Step 4: Go to the NEFT fund transfer and select the beneficiary and pay the Union Bank of India credit card dues.

How to pay Union Bank of India Credit Card bill through Mobile Banking?

You can easily clear your dues using the U-Mobile app. Download the app and log in using your registered number. This mode of payment is safe and easy to use. All your account details are protected in this app and you make credit card bill payments very easily with mobile banking.

How to pay Union Bank of India Credit Card bill through AutoPay?

You can enable this service so that the due bill gets clear on time without any delay. To enable this service you can either visit the bank or you can call on the toll-free 1800 223 222 number to activate it.

Offline mode for clearing credit card dues

If you do not wish to choose online methods you can always choose the offline method to clear your credit card dues. You can visit the nearest bank or ATM to deposit the amount in lieu of your credit card dues.

How to pay Union Bank of India Credit Card bill through ATM?

Visit the nearest Union Bank’s ATM use the Electronic ATM fund transfer to clear your Union Bank of India credit card dues.

How to pay Union Bank of India Credit Card bill through Cheque/Cash?

An over-the-counter facility can be availed for paying off credit card dues. You can either submit a cheque or deposit cash in favor of your credit card bill amount. The bank charges a processing fee for clearing the outstanding amount.

How to pay Union Bank of India Credit Card bill through Phone Banking?

You can call the bank’s customer care services on 1800 223 222 and direct the customer executive to clear your credit card dues directly from your account. However, it will take 2-3 working days for the amount to get credited.

Bottom Line

Both customers and non-customers can pay their credit card dues using online/offline methods provided by the Union Bank of India. With the fast-moving world, using an online mode of payment can be more useful as it will help you save time. You can make payment from anywhere and at any time. You don’t have to visit the bank to deposit cheque/cash or ATM machine to pay your credit card bill. You can your credit card bill using your mobile also. Choose the options that suits your convenience.