By Shubham Sharma
Updated On October 22, 2021

Credit Card are tools that help you increase the spending power of the customers. However, they come with pre-defined limits beyond which you can not spend. If the customer chooses to spend beyond this limit then an overtime fee will be charged. Standard Chartered bank customers can check their credit limit on their credit card. In addition to this, they can also request the bank to increase or decrease their credit limit as per their needs.

Standard Chartered credit card limit check increaseHow Do I Check My Credit Limit?

You can check the credit limit of your Standard Chartered credit card through net banking or phone banking. Below are mentioned instructions you can follow to check the credit limit of your Standard Chartered Bank credit card.

Through Internet Banking

Standard Chartered Bank cardholders need to register to the netbanking to access their credit card account.

You check the assigned limit on your Standard Chartered bank credit card  using the following steps

Step 1: Get started by logging into your netbanking account
Step 2: Select the “Cards” option from the left-hand side menu and choose the “Card Summary” option
Step 3: Then select the Card details option and check your Standard Chartered bank credit limit

You check the available limit on your Standard Chartered bank credit card  using the following steps

Step 1: Get started by logging into your netbanking account
Step 2: Select the “Cards” option from the left-hand side menu and choose the “Card Summary” option
Step 3: Under the available credit limit select the card details

Through Standard Chartered Mobile App

The Standard Chartered cardholders need to link their credit card details with the Standard Chartered Mobile app to access their account.

You check the assigned limit on your Standard Chartered bank credit card  using the following steps

Step 1: To get started, log in to your Standard Chartered mobile app
Step 2: Select your Standard Chartered bank credit card.
Step 3: On the top right side menu, go to the Card details to check your assigned credit card limit.

You check the available limit on your Standard Chartered bank credit card  using the following steps

Step 1: To get started, log in to your Standard Chartered mobile app
Step 2: Select your Standard Chartered bank credit card.
Step 3: On the top right side menu, go to the Card details to check your available credit card limit.

Ways to Increase Your Standard Chartered Bank Credit Card

The Standard cardholders can make a request to review, increase or decrease their credit limit through the credit limit enhancement feature. To apply for this feature, you must be an existing customer of the bank for more than 6 months. You can request for credit limit increase using the below-stated methods

  • Pre-Approved Limit Enhancement
  • Through Direct Request

Pre-Approved Limit Enhancement:

Standard Chartered Bank provides automatic credit enhancement offer to then selective customers with strong credit history. The offer details shall be communicated via SMS or mail at your registered mobile number or Email. The request shall be processed by the bank once approval is provided to the bank. The approval or disproval of the credit enhancement offer is subject to the internal policies of the bank.

Through Direct Request:

Standard Chartered Bank customers can directly request the bank to increase their credit limit. You can directly reach out to the bank with your request to increase your credit card limit. You need to mention your credit card details to request credit enhancement to the bank. The customer can follow the below-stated instruction to increase their Standard Chartered Bank credit limit.

Step 1: Get started by logging into your netbanking account.
Step 2: Hoover to “Help & Services” option
Step 3: Choose the “Card Management” and select the Credit Limit Increase
Step 4: You can simply request a credit limit enhancement by following onscreen instructions

What are the Documents Required to Check Your Credit Card Limit?

The Standard Chartered Bank cardholder needs to mention their 16-digit credit card number along with the document provided below

  • Last 2-month Salary Slips along with Bank statement stating salary credited
  • Latest Income Tax Return and acknowledgment receipt ITR V
  • Form 16 (both A and B)

FAQs:

It can take up to 2 working days to process your pre-approved credit enhancement request by the bank.

No, you do not have different credit limits available for my primary or add-on card.

The Standard Chartered bank will communicate through SMS to know if you are eligible for a credit limit increase.

Yes, the customers will be charged with an overtime fee on spending beyond the specified credit limit.

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