A large number of Indians choose railways as their preferred mode of travel every year, be it for visiting family, work, or vacation. However, traveling can be exhausting, and sudden technical delays can make it even more burdensome for railway passengers. That’s why it’s important to have a credit card that offers free access to railway lounges. With an SBI Credit Card, you can easily access IRCTC Railway Lounges and travel comfortably. A railway lounge would provide you with some much-needed relaxation at no extra cost.
Free railway lounge access is just as important as free airport lounge access. Keep on reading to know more.
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With our list of the top SBI Cards, you can easily check and compare different cards and their railway benefits. Explore all the SBI Credit Cards offering complimentary access to railway lounges in India.
1 Reward Point on every spend of Rs. 125.
350 Reward Points on a Minimum Transaction of ₹500 Within 45 Days of Receiving the Card
Up To 10% Value Back As Reward Points On IRCTC Train Bookings (AC1, AC2, AC3, Executive Chair Car & Chair Car). Earn 3 Reward Points Per ₹125 Spent On Dining and Utility
1,500 Reward Points
| Cards | Joining/Renewal Fee | Railway Lounge Access |
| IRCTC Rupay SBI Credit Card | Joining – Rs. 500 + GST Renewal – Rs. 300 + GST | 4 Complimentary Railway Lounge Access Each Year (Maximum One Each Quarter) |
| IRCTC SBI Card Premier | Rs. 1,499 + GST | 8 Complimentary Railway Lounge Access Each Year (Maximum Two Each Quarter) |
You can access the railway lounges with your SBI Credit Card by following these simple steps.
| Lounge | City | Address |
| Executive Lounge | Delhi | Platform No. 16, New Station Building, Ajmeri Gate side, New Delhi Railway Station, New Delhi, 110006 |
| Executive Lounge | Jaipur | Platform no. 1, Near 1st Class Waiting Room at Jaipur Jn Railway Station, Rajasthan |
| Executive Lounge | Agra | Platform no. 1 at Agra Cantt, Near Second Class Waiting Room, Agra, Uttar Pradesh 282001 |
| Executive Lounge | Ahmedabad | Platform No-1, Ahmedabad Railway Station, Gujarat, 380002 |
| Executive Lounge | Kolkata | Main Entrance Gate of Sealdah Railway Station, 1st Floor, West Bengal 700014 |
Here is the list of facilities that can be availed at railway lounges across India.
With SBI Credit Cards, enjoy complimentary access to railway lounges across various cities in India. Experience convenience and comfort during your travels with amenities like comfortable seating, air conditioning, buffet meals, unlimited tea and coffee, free Wi-Fi, and access to newspapers and magazines offered in IRCTC Railway Lounges.
It’s best to keep in mind that although these credit cards offer free railway lounge access, this facility is only available to primary cardholders. Each card offers a different number of railway lounge access; while the Premier Card would allow you to visit the lounge eight times in a year, the IRCTC RuPay SBI Card would only provide you with four railway lounge access in a year.
Whether it’s a short layover, a delay in schedule, or a longer wait, relax in comfort with complimentary amenities at IRCTC Railway Lounge. Remember to always check your card’s terms and conditions for lounge access privileges before traveling.
No, only primary SBI Credit Card holders shall be eligible for free railway lounge access. This is applicable to all IRCTC SBI Credit Cards.
IRCTC Rupay SBI Credit Card holders shall be eligible for four free railway lounge accesses in a year.