By Manan Singh
Updated On March 12, 2024

A large number of Indians choose railways as their preferred mode of travel every year, be it for visiting family, work or vacation. However, traveling can be exhausting, and sudden technical delays can make it even more burdensome for railway passengers. That’s why it’s important to have a credit card that offers free access to railway lounges. With an SBI Credit Card, you can easily access IRCTC Railway Lounges and travel comfortably. A railway lounge would provide you with some much-needed relaxation at no extra cost.

Free railway lounge access is just as important as free airport lounge access. Keep on reading to know more. 

Top SBI Credit Cards for Railway Lounge Access

Table of Contents

Best SBI Credit Cards With Railway Lounge Access

With our list of the top SBI Cards, you can easily check and compare different cards and their railway benefits. Explore all the SBI Credit Cards offering complimentary access to railway lounges in India.

IRCTC Rupay SBI Credit Card

(3.8/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 300 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance.
IRCTC SBI Card Premier

(4.3/5)

Fees

Joining Fee

Rs. 1,499 + GST

Renewal Fee

Rs. 1,499 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

1,500 Reward Points
IRCTC SBI Platinum Credit Card

(3.8/5)

Fees

Joining Fee

Rs. 500 + GST

Renewal Fee

Rs. 300 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time.

Compare Top SBI Cards for Railway Lounge Access

Cards Joining/Renewal Fee Railway Lounge Access
IRCTC Rupay SBI Credit Card Joining – Rs. 500 + GST Renewal – Rs. 300 + GST 4 Complimentary Railway Lounge Access Each Year (Maximum One Each Quarter)
IRCTC SBI Card Premier Rs. 1,499 + GST 8 Complimentary Railway Lounge Access Each Year (Maximum Two Each Quarter)
IRCTC SBI Platinum Credit Card Joining – Rs. 500 + GST Renewal – Rs. 300 + GST 4 Complimentary Railway Lounge Access Each Year (Maximum One Each Quarter)

How to Avail Railway Lounge Access With IRCTC SBI Credit Cards?

You can access the railway lounges with your SBI Credit Card by following these simple steps.

  • Cardholders with eligible SBI Cards and valid train tickets must present them at the participating lounges to avail the benefit.
  • Customers will be charged Rs 2/- to validate their card and access the complimentary lounge.

List of Railway Lounges You Can Access With SBI Credit Cards

Lounge City Address
Executive Lounge Delhi Platform No. 16, New Station Building, Ajmeri Gate side, New Delhi Railway Station, New Delhi, 110006
Executive Lounge Jaipur Platform no. 1, Near 1st Class Waiting Room at Jaipur Jn Railway Station, Rajasthan
Executive Lounge Agra Platform no. 1 at Agra Cantt, Near Second Class Waiting Room, Agra, Uttar Pradesh 282001
Executive Lounge Ahmedabad Platform No-1, Ahmedabad Railway Station, Gujarat, 380002
Executive Lounge Kolkata Main Entrance Gate of Sealdah Railway Station, 1st Floor, West Bengal 700014

What Railway Lounges Offer in India?

Here is the list of facilities that can be availed at railway lounges across India.

  • Two hours of lounge stay.
  • Comfortable seating arrangements with air conditioning.
  • One buffet meal will be served, which could be breakfast, lunch, or dinner, based on the time of your visit.
  • Unlimited tea & coffee.
  • Free Wi-Fi.
  • Newspaper and Magazine.

Bottom Line

With SBI Credit Cards, enjoy complimentary access to railway lounges across various cities in India. Experience convenience and comfort during your travels with amenities like comfortable seating, air conditioning, buffet meals, unlimited tea and coffee, free Wi-Fi, and access to newspapers and magazines offered in IRCTC Railway Lounges.

It’s best to keep in mind that although these credit cards offer free railway lounge access, this facility is only available to primary cardholders. Each card offers a different number of railway lounge access; while the Premier Card would allow you to visit the lounge eight times in a year the IRCTC RuPay SBI Card would only provide you with four railway lounge access in a year.

Whether it’s a short layover, a delay in schedule, or a longer wait, relax in comfort with complimentary amenities at IRCTC Railway Lounge. Remember to always check your card’s terms and conditions for lounge access privileges before traveling.

FAQs:

No, only primary SBI Credit Card holders shall be eligible for free railway lounge access. This is applicable to all IRCTC SBI Credit Cards.
IRCTC Rupay SBI Credit Card holders shall be eligible for four free railway lounge accesses in a year.