SBI Cards offers you 15 payment channels to make your SBI credit card bill payment on time. You get both offline and online modes of payment. To keep a good standing account you are required to keep all your credit cards dues clear. Late payment of credit card bills attracts a higher rate of interest and can have a negative impact on your credit card score. Read on to know the online and offline modes of payment provided by SBI Cards.
Online Modes for SBI Credit Card Bill Payment:
The SBI Cards provides you 12 online modes of payment to clear the SBI Credit Card dues. Keep reading to know how to pay credit card bill stepwise under each online method.
How to pay SBI Credit Card bill through Online SBI?
Online SBI is internet banking through which you can pay your credit card bills from anywhere and anytime. All you need to do is register yourself for internet banking either by visiting the branch to get it activated or by yourself from the bank’s official website. Go to the registration website and enter your SBI Card number, CVV number, date of birth, and click on the Proceed. Now you’ll receive an OTP on the registered mobile number for the verification. after verification create your password and you will be registered for net banking. Now you can easily pay your credit card bills using Online SBI. Hereunder are the steps you need to follow to pay your credit card outstanding.
Step By Step Guide for Online SBI:
Step 1: Log in to onlinesbi.com using your username and password.
Step 2: Now go to the Manage Biller section and click on Bill Payments.
Step 3: Add your credit card as a biller in the Manage biller and opt for all India Billers and select the SBI Cards and Payment Services Ltd.
Step 4: Now enter the one-time password received on the registered mobile number and approve your biller details.
Step 5: After registering your credit card as a biller now click on the view/pay bills section and click on ‘Without Bills’.
Step 6: Select SBI card as the biller, SBI account number and enter the bill amount biller, and click on pay. Now a pop-up of payment confirmation will be reflected on your screen. Click on submit and your payment is done.
How to pay SBI Credit Card bill through Paynet-Pay Online?
This mode of payment can be used by both SBI customers and non-customers. For this payment method, you need to log in to your SBI Card Online either using your mobile number/user-id/ card details. Here is a step-by-step guide for making payments using Paynet-Pay online.
Procedure to bill payment using Paynet-Pay Online:
Step 1: Go to sbicard.com and log in using user-id and password.
Step 2: On the Dashboard click on ‘Pay Now’.
Step 3: Select the outstanding amount, mode of payment, and the bank name from the menu.
Step 4: Now confirm the details and you will be redirected to your bank’s payment page and make the payment thereupon.
How to pay SBI Credit Card bill through Billdesk (Debit Card)?
Billdesk facility allows you to pay your credit card bill online without logging into anywhere. You need to fill in your details and click on proceed. you will be redirected to a secured payment gateway where you can make the payment of your credit card bill. You can pay your credit card dues through a debit card using the BillDesk facility. Hereunder is a step-by-step procedure to pay your SBI Credit Card Bill through SBI Billdesk.
Procedure to pay the credit card bill:
Step 1: Go to the SBI billdesk website and enter details of the SBI credit card, e-mail address, mobile number, and payment amount.
Step 2: From debit card/internet banking/UPI payment options choose one through which you wish to pay your bill amount.
Step 3: On selecting debit card/internet banking, you will need to select your bank payment options.
Step 4: Click on ‘Pay Now’ and the amount will be debited from your account. The acknowledgment of the same will be received on your e-mail id.
After making payment of the outstanding amount, you can also track the payment to see whether it was successful or not. Here is a procedure how you can track your credit card bill payment.
You can track your payment also in three simple steps:
Step 1: Go to the SBI billdesk website and select track your payment.
Step 2: Enter your card number and the transaction date.
Step 3: Click on submit and you will get the tracking details of your credit card.
How to pay SBI Credit Card bill through NEFT?
National Electronic Fund Transfer can be used by non-customers to make SBI Credit Card Bill Payment. Making payments using the NEFT method can take up to 3 working days for the amount to be debited from your account. You need to save your SBI credit card as a beneficiary for NEFT in another bank. After making the beneficiary you can select it under ‘payments and transfer’ and make the outstanding payment easily. Here is how you can register the SBI Credit Card as a beneficiary in your other bank account.
The registration process for NEFT:
Step 1: SBI non-customers can log in to their respective bank’s internet banking.
Step 2: Under Payment and Transfers add your SBI Card as a Beneficiary for making SBI credit card bill payments.
Step 3: Add Beneficiary Name as the name on a credit card, IFSC code as SBIN00CARDS, Account Number as 16 digit SBI card number, and select beneficiary account type as ‘Credit Card Payment’ or ‘savings Account’.
Step 4: Now fill bank name as SBI CREDIT CARD – NEFT and bank address as PAYMENT GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI.
Step 5: Click submit and your SBI credit card will be registered as a beneficiary.
How to pay SBI Credit Card bill through VISA credit card pay?
SBI Cards allow you to easily transfer funds from net banking to your Visa Credit Card. Find below the step-by-step procedure for paying your Visa Credit Card dues using Visa Credit Card Pay.
Step by Step guide for paying SBI Visa card dues:
Step 1: First log in to your internet banking using your User id and password.
Step 2: Now go to the “third party funds transfer” section and click on Visa Credit Card Pay.
Step 3: Fill in the required details of the sender and recipient for the fund transfer.
Step 4: Now click on confirm. After this, the amount will be debited from your account and payment will be scheduled to your credit card.
How to pay SBI Credit Card bill through Electronic Bill Payment?
With Electronic Bill Payment you can easily pay your Credit Card Bills. This service can be accessed through ATM, net baking, Indian Overseas Bank, Citibank, and Bank of India. Read on to know the stepwise process to pay your credit card bill;
|How to clear SBI credit card dues using Electronic Bill Payment:|
|Step 1: Log in to your respective bank’s net banking using username and password.|
|Step 2: Add ‘SBI Card’ as a biller to make the SBI credit card bill payment.|
|Step 3: Fill in all the details like your name, 16-digit credit card number, expiry date, CVV number, and continue to make the bill payment.|
How to pay SBI Credit Card bill through National automated clearing house?
This mode of payment is hassle-free and saves your time from issuing cheques towards making SBI Credit Card Bill Payment. With the NACH service, you do not have to remember the credit card due dates. Here is how you can pay your SBI Credit Card Bill through the National Automated Clearing House;
|Steps by Step guide how to pay a credit card bill through the National Automated Clearing House (NACH):|
|Step 1: Download the ‘NACH Enrollment Form’ from the SBI Cards website.|
|Step 2: After downloading the form, get it print out and fill in the required details.|
|Step 3: You need to select a payment option from the three options given in the form which are Total Amount Due (TAD), Minimum Amount Due (MAD), and Fixed amount.|
|Step 4: After filling the form send it along with a canceled cheque to the “SBI Card and Payment Services Pvt. Ltd., P.O. Bag No. 28, GPO, New Delhi-110001”.|
How to pay SBI Credit Card bill through SBI Auto debit?
With SBI Auto Debit you need not worry about due dates, get your SBI Credit Card bill amount deducted from your account on the payment due date. Hereunder are steps to follow to register for Auto Debit services.
|How to sign up for ‘SBI Auto Debit’ for making credit card bill payments:|
|Step 1: Download the ‘Auto Debit Form’ from the SBI Cards website.|
|Step 2: After downloading the form, get it print out and fill in the required details.|
|Step 3: You need to select a payment option from the two options provided in the form which are Total Amount Due (TAD) and Minimum Amount Due (MAD).|
|Step 4: After filling the form send it to the “SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon - 122002, Haryana, India”.|
How to pay SBI Credit Card bill through Pay Via Mobile App?
You can do a lot with the Bank’s mobile app. Pay your credit card bill on the go from anywhere and anytime. Here is how you can pay bill using SBI mobile app;
|Pay your credit card bill using Mobile App:|
|Step 1: Download the SBI Card mobile app and log in to your account using your user id and password. If you are not registered for net banking, click here to register.|
|Step 2: At the bottom of the account summary page, click on the ‘Pay Now’ button.|
|Step 3: Enter your registered mobile number and email number.|
|Step 4: Select the payment amount option from ‘Total Outstanding Amount, Minimum Amount Due, and Any Other Amount’ to make the credit card bill payment.|
|Step 5: Now select the bank name from the dropdown menu and click on ‘confirm’. You will be redirected to the bank’s payment page and from there make the payment.|
How to pay SBI Credit Card bill through Pay Via UPI?
UPI has made it very convenient to pay your credit card bills. you just need to scan a QR code or use a Virtual Payment Address (VPA). You need to follow these simple steps to pay your SBI credit card dues using UPI,
|Steps for paying SBI Credit Card bill via UPI:|
|Step 1: Go to Billdesk payment channel or Open Bank’s Mobile app.|
|Step 2: Enter your credit card number twice, your email address, registered mobile number, and the outstanding credit card amount.|
|Step 3: Select UPI for making the payment and click on ‘Pay Now’|
|Step 4: You will receive a payment approval link on your UPI app.|
|Step 5: Open the UPI app and click on the approve.|
|Step 6: Your bill amount will be deducted from your account instantly.|
How to pay SBI Credit Card bill through MasterCard Money Send?
To pay your SBI Credit Card Bill you need to use third-party apps that support MasterCard Money. The outstanding amount will get deducted from your account instantly and in a secured way. Here is how you can pay your SBI Credit Card bill through MasterCard Money send;
|Steps to pay your SBI credit card bill using MasterCard Money Send:|
|Step 1: You need to download the third-party app or a payment platform that supports the Money send payment mode.|
|Step 2: Now link your SBI Credit Card to enable receiving the payment.|
|Step 3: On the third-party app select the ‘MasterCard Money Send’ to make the credit card payment.|
|Step 4: Enter the outstanding amount of your credit card and confirm the payment.|
|Step 5: On confirming the payment, the amount will instantly be debited from your account.|
How to pay SBI Credit Card bill through SBI YONO app?
The YONO app is launched by SBI. You can pay your credit card outstanding using this app. It is user-friendly and easy to understand. Read below given steps to set up your account on YONO app and how to make credit card bill payment.
|How to pay SBI Credit Card Bill using YONO App:|
|Step 1: The first step is to register yourself on YONO App.|
|Step 2: Go to Google Play Store or Apple app store or SBI Online Portal and download the YONO App by SBI.|
|Step 3: Register yourself either using internet banking or debit card number.|
|Step 4: You will receive an OTP on the registered mobile number, enter the OTP and set your MPIN, and submit. You will be successfully registered on the YONO App.|
|Step 5: Go to the card section in the YONO App and click on ‘link your SBI Credit Card’.|
|Step 6: For linking the SBI credit card, a login page will open up, enter your internet baking log-in details and enter the OTP received on your registered mobile number. Your SBI Credit Card will be linked with the YONO App.|
|Step 7: Under the ‘My Relationships’ tab go to ‘My Credit Cards’ section and select the crest card for which you wish to make payment.|
|Step 8: Click on ‘Pay’ and you will be redirected to a payment page, select the SBI account and enter the amount.|
|Step 9: After entering all the details click on ‘Pay Now’.|
Offline Modes for SBI Credit Card Bill Payment
You get 3 offline methods to pay your SBI Credit Card Bill. Keep reading to know the details of the offline payment methods.
How to pay SBI Credit Card bill through Over the counter?
Over the counter is one of the offline methods. If you don’t want to pay your credit card bill using the online method then go for this mode of payment. On making payment using this method you will receive the acknowledgment slip then and there only. The steps to pay outstanding amount are as follows;
|Pay the SBI credit card bill through ‘Over the counter’:|
|Step 1: Visit the nearest SBI Bank’s Branch and fill in the pay-in-slip.|
|Step 2: Submit the pay-in-slip along with the amount filled in the slip to the teller.|
|Step 3: You will receive an acknowledgment slip from the teller. Keep it with you for future reference.|
How to pay SBI Credit Card bill through Dropbox?
The dropbox mode of payment helps you to pay your credit card bill by writing a cheque in favor of your credit card. It is advisable to submit the cheque 4 days prior to the due date.
|Pay your SBI Credit Card Bill through Dropbox:|
|Step 1: In the Payee name, write SBI Card Number, fill in the amount, date and sign it on the Cheque.|
|Step 2: On the backside of the cheque write your name and phone number.|
|Step 3: Do not do overwriting on the cheque and kindly re-check all the filled details.|
|Step 4: Find the nearest cheque dropbox and drop your cheque in it.|
How to pay SBI Credit Card bill through SBI ATM?
You can also pay the outstanding amount through the SBI ATM machine. Here is how you can pay your credit card bill;
|Pay your SBI Credit Card bill using SBI ATM:|
|Step 1: Visit the nearest SBI ATM and insert your debit card into the ATM Machine.|
|Step 2: Find the “Bill Pay option” in the provided services.|
|Step 3: Enter your SBI Credit Card number and the outstanding amount and proceed to make the payment.|
SBI Cards is the only one that provides so many credit card bill payment channels to its customers. Customers and Non-customers can opt for any mode of payment from both online and offline modes of payment options to clear their credit card dues on time. The fastest way to pay your credit card bill is by paying through Mobile App or via UPI. SBI Auto Debit lets enjoy the shopping without worrying about the bill payment because the auto-debit facility clears your dues on a selected day every month. You can also pay your credit card bill using your debit card. It is advisable to keep your dues clear on time as it helps in building a good credit score.
Yes, you will be charged Rs. 100 + taxes on making credit card bill payments through cheque.
It will take 4 working days to reflect the payment made through cheque in your SBI Credit Card Account.
You can drop your cheque from Monday to Friday between 12 pm to 3 pm and on Saturday between 10 am to 12:30 pm.
The payment made till 3:30 pm via NEFT payment method will reflect in your SBI Credit Card account within 3 banking hours (same day).
The IFSC code of SBI Bank is SBIN00CARDS.
Yes, you can make the credit card bill payment using BHIM SBI Pay. You need to download the BHIM SBI Pay first and then log in to your account using net banking details and create a Virtual Payment Address (VPA), for instance, ‘customer [email protected]’ and start making payments using this Virtual Address.