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RBL Bank Shoppers Stop Platinum Credit Card

The RBL Bank Shoppers Stop Platinum Credit Card is a co-branded credit card mainly for shoppers who regularly spend at Shoppers Stop and its partner outlets. It comes with an annual fee of ₹1,500 + GST, but the card tries to offset the cost through shopping rewards, milestone vouchers, and welcome benefits. Cardholders can earn accelerated reward points on Shoppers Stop purchases, along with additional benefits such as a First Citizen Club Platinum Aura membership and shopping vouchers. It seems aimed at people who can use its shopping-focused benefits enough to justify the annual fee.

RBL Bank Shoppers Stop Platinum Credit Card

( 4.3 / 5 )
RBL Shoppers Stop Platinum Card
  • Joining Fee₹5,000 + GST
  • Annual Fee₹5,000 + GST
  • Best Suited ForShopping
  • Reward TypeReward Points

Rewards Rate

10 Reward Points for Every ₹200 Spent Across the Shoppers Stop Universe, Up to 1,500 Reward Points Every Month. 4 Reward Points for Every ₹200 Spent on Other Eligible Shopping Up to 500 Reward Points Every Month.

Welcome Benefits

Get a ₹2,000 Shoppers Stop Voucher. Enjoy a Platinum Aura Membership Worth ₹1,500 and Get a Complimentary Makeover

Movie & Dining

N/A

Rewards Rate

10 Reward Points for Every ₹200 Spent Across the Shoppers Stop Universe, Up to 1,500 Reward Points Every Month. 4 Reward Points for Every ₹200 Spent on Other Eligible Shopping Up to 500 Reward Points Every Month.

Reward Redemption

1 Reward Point = ₹0.50

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    ₹99 + GST

    Foreign Currency Markup

    3.5%

    Interest Rates

    3.99% Per Month (47.88% Per Annum)

    Fuel Surcharge Waiver

    N/A

    Cash Advance Charges

    2.5%

    • The card is best suited for people who frequently shop at Shoppers Stop.
    • As a welcome benefit, cardholders can get a ₹2,000 Shoppers Stop voucher, a welcome gift worth ₹2,000, a Platinum Aura Membership worth ₹1,500, and a complimentary makeover.
    • Cardholders can earn 10 Reward Points for every ₹200 spent across the Shoppers Stop Universe.
    • On other eligible shopping spends, cardholders can earn 4 Reward Points for every ₹200 spent.
    • Each Reward Point has a value of ₹0.50 on redemption.

    Pros

    • The card offers an attractive reward rate on eligible Shoppers Stop spending, making it useful for frequent shoppers.

    Cons

    • The card has a high annual fee of ₹5,000 + GST and does not offer travel or airport lounge benefits.

  • Welcome Benefits

    • Activate your card and start shopping within the first 30 days to get a ₹2,000 Shoppers Stop voucher.
    • Receive a welcome gift worth ₹2,000.
    • Enjoy a Platinum Aura Membership worth ₹1,500. Access exclusive privileges and benefits as a First Citizen Club member.
    • Get a complimentary makeover.

    Reward Rate

    Accelerated Rewards

    • Earn 10 Reward Points for every ₹200 spent across the Shoppers Stop Universe.
    • Earn up to 1,500 Reward Points every month.
    • 1 Reward Point at Shoppers Stop = ₹0.50.

    Base Rewards

    • Earn 4 Reward Points for every ₹200 spent on other eligible/select shopping.
    • Earn up to 500 Reward Points every month.

    Quarterly Milestone

    Cardholders can earn a ₹1,000 Shoppers Stop voucher every quarter by spending ₹1.5 lakh during that quarter. This benefit can be useful for customers who have high regular spending and frequently shop at Shoppers Stop.

    Annual Milestone

    On reaching ₹5 lakh in annual spending, cardholders receive an additional ₹1,500 Shoppers Stop voucher. This gives frequent spenders another opportunity to get more value from their card over the year.

    Extra Benefits

    The card also offers 1,000 additional Reward Points on spending ₹20,000 at Shoppers Stop. To avail of this benefit, cardholders must have made at least ₹50,000 in eligible Shoppers Stop purchases during the previous quarter.

    Who Should Get This Card

    The RBL Bank Shoppers Stop Platinum Credit Card is best suited for people who regularly shop at Shoppers Stop and can make good use of its shopping-focused rewards and vouchers. It can be particularly useful for frequent shoppers who can meet the quarterly and annual spending milestones to earn additional Shoppers Stop vouchers. The card may also appeal to those who value the First Citizen Club Platinum Aura membership and other shopping-related perks. However, if you do not shop at Shoppers Stop often or are looking for travel, lounge access, or other lifestyle benefits, this card may not offer enough value to justify its annual fee.

    Bottom Line

    The RBL Bank Shoppers Stop Platinum Credit Card is a good option for frequent Shoppers Stop customers who can make the most of its accelerated rewards, shopping vouchers, and milestone benefits. The card offers attractive value for regular shoppers, especially those who can meet the spending requirements. However, its benefits are quite focused on Shoppers Stop, so it may not be the right choice for those looking for travel, lounge or more versatile lifestyle benefits. Before applying, it is worth comparing the card’s annual fee with the rewards and benefits you are likely to use.

    FAQs:

    Cardholders can get a ₹2,000 Shoppers Stop voucher, a welcome gift worth ₹2,000, a Platinum Aura Membership, and a complimentary makeover.

    The value of 1 Reward Point = ₹0.50.

    Yes, you can get Shoppers Stop vouchers on meeting the quarterly and annual spending milestones.

    No, the card does not offer domestic or international airport lounge access.

    The foreign currency markup fee is 3.5%.

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