RBL Bank SalarySe UP Credit Card

RBL Bank has collaborated with SalarySe to introduce the RBL Bank SalarySe UP Credit Card. This 100% virtual credit card is designed for people who do not prefer to carry a card in their hand and like to pay virtually.

One of the standout features of this credit card is its impressive rewards program. Cardholders can earn 1 Reward Point for every ₹100 spent on eligible purchases, with the potential to earn up to 10X points for transactions made through UPI on the SalarySe platform. New users can enjoy welcome benefits, including bonus reward points for their first transaction and for spending within the initial months. The card also allows easy linking to popular UPI apps, making everyday transactions quick and hassle-free. To know more about the card continue reading.

Product Details

• You can earn up to 2,500 Reward Points after your first transaction and additional points for spending ₹30,000 in the first three months.
• Link your National Common Mobility Card (NCMC) to use your credit limit for metro and bus travel.

Welcome Benefits

The RBL Bank SalarySe UP Credit Card offers a welcome benefit for new cardholders. Upon making your first transaction of at least ₹500 within 30 days of receiving the card, you can earn up to 2,500 Reward Points. This bonus will be credited to your account within 60 days after the transaction.

And if you spend ₹30,000 within the first three months of receiving the card, you can earn another 1,500 Reward Points. This reward is also credited within 60 days after the three-month period ends. You can even earn an extra 2,000 Reward Points by completing a minimum of 15 successful UPI transactions, each worth at least ₹500, within the first 30 days. These points will appear in your account within 60 days after your first statement.

Reward Rate

With the RBL Bank SalarySe Credit Card, users can earn reward points for various transactions. For every ₹100 spent, you earn 1 Reward Point across all eligible online and offline purchases. And if you make UPI transactions on the SalarySe platform, you can earn 5X Reward Points for every ₹100 spent. There’s a monthly cap of 1,000 Reward Points for these accelerated earnings.

If your UPI spending exceeds ₹20,000 in a month, you can earn even more. For every incremental ₹100 spent over this amount, you’ll earn 10 Reward Points, capped at 8,000 points per month.

Some purchases will not earn reward points. These include purchases in the following categories: Fuel and auto, Utilities, Insurance, Railways, Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Miscellaneous, Bills2Pay, Cash, and EMI conversions at the time of purchase.

Reward Redemption

You can redeem your Reward Points through the RBL Reward Portal for ₹0.10 per point. A nominal fee of ₹99 (+GST) applies for each redemption made within a single day.

Credit Card on UPI

Linking your credit cards to UPI allows for easy and quick transactions using your smartphone. For example, the RBL Bank SalarySe UP Credit Card can be linked to popular UPI apps like GPay, PhonePe, and PayTM, and transactions can be made without any hassle. To link your card, download your chosen UPI app, verify your mobile number, and follow the steps to add your credit card. Once linked, you can pay by scanning a merchant’s QR code. This method makes payments trouble-free while allowing you to track your spending through the app.

NCMC on Credit Card

You can easily link your National Common Mobility Card (NCMC) to your RBL Bank SalarySe UP Credit Card. This lets you use your NCMC for transportation services like metros and buses while using your credit limit. You can add money to your NCMC wallet through the RBL Bank app or at transit terminals. This makes commuting simple, as you can pay for your travel without any hassle. You can manage any remaining balance through RBL Bank services. This way, you can easily access and track everything in one place.

RBL Bank SalarySe UP Credit Card Review

The RBL Bank SalarySe UP Credit Card has been created for people who like to make digital payments and use UPI often. You earn 1 Reward Point for every ₹100 spent, with extra points for UPI transactions. New users can also enjoy welcome benefits, which is great for first-time cardholders. The card offers a fee waiver based on how much you spend. It does not provide benefits for dining or travel, so it may not be suitable for everyone. All in all this card is ideal for tech-savvy people who want an easy way to shop online.