By Shubham Sharma
Updated On May 21, 2024

Paying your credit card dues on time is essential to improve to increase your credit score. Therefore, lowering your chances to avail credit. Hence, it is increasingly important to pay your dues on time. Kotak Mahindra Bank provides you with various convenient options to make payments both online or by visiting your nearest branch. Read below to know more in detail.

Kotak Mahindra Bank Credit Card Bill Payment

How to Make your Kotak Mahindra Credit Card Bill Payments Online?

Kotak Mahindra Bank customers can make their credit card bills online using the methods mentioned below.


Using your net banking account with Kotak Mahindra Bank, you can transfer the credit card bill amount online from your Savings or Current Account to your Credit Card account.
Step 1: Log in to your Kotak Mahindra Bank net banking account.
Step 2: Visit the Homepage and select your credit card
Step 3: And select “Payments”
Step 4: Choose the “Make Payments” option.

Mobile Banking

Kotak Mahindra Bank customers can make online bill payments through mobile banking. There are several other features of mobile banking, such as viewing bill statements, checking balance, converting transactions into EMI, and setting up auto-debit to pay your bills. You can make your credit card bill payments online using Kotak Mahindra Bank mobile app.
Step 1: Download the Kotak Mahindra Bank Mobile App from Google Play Store (Android Users) and App Store (IOS Users)
Step 2: After the Kotak Mahindra Bank app is installed, log in using your username and password.
Step 3: To get started, go to the ‘Home Page’.
Step 4: Select your credit card and choose “CC Payments”
Step 5: Follow the instructions and complete the transactions


Another convenient way to make your credit card bill payments online is via NEFT/IMPS transactions. Below are mentioned some necessary details to make your Kotak credit card bill payment online.
Step 1: Log onto your respective bank Netbanking account.
Step 2: Choose NEFT/IMPS/Fund transfer as the payment option
Step 3: Enter your Kotak Mahindra Bank credit card details as a Payee account.
Step 4: Enter necessary details mentioned below

      • Payee account number- 4166xxxxxxxxxxxxxxxxxxx Customer Name
      • Select Location- Mumbai
      • Select Destination Bank – Kotak Mahindra Bank
      • Bank Address- Mumbai – Main Branch
      • IFSC Code- KKBK0000958
      • Provide your 16-digit Kotak Mahindra Bank credit card number


Through Webpay, you can pay your outstanding credit card bills online even if you don’t have an account with Kotak Mahindra Bank. However, you can avail of this facility only with some selected banks.
Step 1: Get started by providing the required payment details of Kotak Mahindra Bank’s credit card.
Step 2: Choose your Bank and enter your account details
Step 3: Make Payment after confirming your necessary details
Step 4: You receive a reference number at your registered mobile number or email address

List of Banks that provide Webpay service:

    • AXIS Bank
    • Bank of Bahrain and Kuwait
    • Bank of Baroda
    • Bank of India Bank of Maharashtra
    • Central Bank of India
    • Citibank
    • City Union Bank
    • Corporation Bank
    • Deutsche Bank
    • Development Credit Bank
    • Dhanlaxmi Bank
    • Federal Bank
    • ICICI Bank
    • IDBI Bank
    • Indian Overseas Bank
    • Indian Bank
    • IndusInd Bank
    • Jammu and Kashmir Bank
    • Karnataka Bank
    • Karur Vysya Bank
    • Laxmi Vilas Bank

Visa Money Transfer

To avail of this facility, the Kotak Mahindra Bank customers need to register their Kotak Mahindra Bank credit card to the Visa credit card payment by logging into your Kotak Mahindra net banking account.


The outstanding amount will be deducted from your bank account and applied to your credit card every month through auto-debit service. Using this facility, your credit card is debited instantly with the minimum due amount or total due amount as instructed by the customer to the bank.

To avail of this service, the customer needs to fill Auto-Debit Authorization Form. The duly signed authorization form should be sent to the below-mentioned address.
Manager – Customer Correspondence Centre
Kotak Mahindra Bank
Attn: Customer Correspondence Unit – Credit Cards
Neptune Element, 3rd Floor, Road No. 22, Wagle Estate,
Thane (W) 400604

Kotak Mahindra Bank Credit Card Offline Payment

    • Phone-Banking
    • Over the Branch counter
    • Through Cheque Payment

How to Make your Kotak Mahindra Credit Card Bill Payments Offline?

Kotak Mahindra Bank customers can pay the outstanding balance of their credit card by visiting the nearest Kotak Mahindra Bank branch or ATM.

Phone Banking

The Kotak Mahindra Bank can also use the Kotak Mahindra Phone Banking service to make outstanding credit card bill payments
Step 1: You can reach out to the Kotak Mahindra customer support at 1860 266 2666
Step 2: Select the banking option while going through the menu.
Step 3: Make a Request to transfer money from your Kotak Savings or Current Account to your Kotak Credit Card Account to the customer support executive

Over the Branch counter

You can pay your credit card bill payment by visiting your nearest Kotak Mahindra Bank branch. You can locate your nearby branch by sending SMS ‘K Branch <6-digit PIN Code> to 5676788 or 9971056767.

Cheque Payment

You can also make your outstanding bill payment by dropping a cheque in the drop box at a nearby Kotak Mahindra Bank branch. The cheque should be made payable to Kotak Mahindra Bank Card A/C and should include your Kotak credit card’s 16-digit number.


Kotak Mahindra Bank cardholders make their credit card bill payment by opting for the payment methods mentioned above.  You can simply pay the entire due amount or the minimum due amount on your credit card using these payment methods. If you have easy access to the internet then the online payment methods would be a great choice otherwise the one can always opt for the offline methods.


TAT period on bill payment using NEFT transactions ranges from 30 mins to a maximum of 3 working days.
You can contact the 24/7 customer helpline at 1860 266 2666 in case of any support or assistance.
No, the Billdesk services are provided by some selected banks to their customers
No, a separate credit card statement is not provided for the add-on cardholders. The outstanding due amount on the add-on credit card gets reflected on the main card statement.