By Shubham Sharma
Updated On May 21, 2024

Making your IDBI bank credit card bill payments on time can help you increase your credit score. Therefore, one should avoid late payments on their credit card. IDBI Bank provides you with several easy and convenient ways to make your bill payment. Below are mentioned ways in which you can make your credit card payments.

IDBI Bank Credit Card Bill Payment

How to Make your IDBI Credit Card Bill Payments Online?


You can make bill payments for your outstanding credit card bill by transferring the amount online from your Savings or Current Account to your Credit Card account. You need to register beforehand to avail this net banking facility to make  bill payments


IDBI Bank customers can make their outstanding bill payments via BillDesk at their convenience. Following the below-mentioned steps, the customers can easily make payments through Billdesk.

Step 1: Visit the IDBI Bank billdesk portal here and click on Proceed
Step 2: Enter the required details on your credit cards such as cardholder name, card type, and account number
Step 3: Enter the “Payment amount” details
Step 4: Choose your bank and click on Pay Now
Step 5: You shall receive an acknowledgment confirming completion of transactions within 2 working days

Payment via NEFT/IMPS

NEFT/IMPS transactions are another convenient and hassle-free way to make your credit card bill payments online. Below are mentioned some necessary details to make your IDBI Bank credit card bill payment online. You simply make your IDBI credit card bill payment by registering for the NEFT facility by adding IDBI Bank as beneficiary. The cardholder shall provide the following details to make payment.

Payee Name Customer Name
Bank IDBI Bank
Account Number 16-digit IDBI Bank credit card number

Visa Money Transfer

The cardholders can transfer funds from their different bank accounts to pay the outstanding bill amount using the Visa money transfer service. You can simply avail of this service to make bill payments of your IDBI credit card through your net banking account. Following the mentioned steps you can outstanding bill payments using Visa Money Transfer.

Step 1: Get started by logging into your Net banking account
Step 2: Choose the “Visa Payments” option below the “Third Party Fund Transfer”
Step 3: Provide your account details, beneficiary details, and IFSC code

List of banks that provide Visa Money Transfer service

    • Axis Bank
    • Barclays Bank
    • Canara Bank
    • Catholic Syrian Bank
    • Corporation Bank
    • Development Credit Bank
    • HDFC Bank
    • HSBC Bank
    • ICICI Bank
    • IDBI Bank
    • IndusInd Bank
    • Kotak Bank
    • State Bank of India
    • Standard Chartered Bank

Auto Debit

Every month, the outstanding balance will be taken from your bank account and transferred to your credit card by auto-debit. The cardholder’s account gets instantly debited with the minimum due amount or the entire due amount as requested by the customer. You need to fill an authorization form and submit it to the bank to avail of this service.

How to Make your IDBI Credit Card Bill Payments Offline? 

Cash Payment

IDBI Bank cardholders can make their outstanding bill payment by visiting the nearby IDBI Bank branch or ATM. You shall be charged with a cash processing fee of Rs 100 on bill payment.  You shall receive an acknowledgment from the bank after the payment is processed.

Cheque Payment

Cheque payment is another offline method through which the IDBI bank cardholder can make their outstanding bill payment by dropping by at their nearby IDBI Bank branch or ATM. The cheque should be made payable to the IDBI Bank and should include your IDBI Bank credit card’s 16-digit number.


These are some payment methods provided by the IDBI Bank for its customers. You can make your IDBI bank credit card bill payment by opting for these payment methods. The online option might be a great option to make your credit card bill payment as it is more secure and convenient. On the other hand, the offline method would be suitable if your don’t have an easy access to the internet.


You can pay your IDBI Bank credit card bill online and offline. IDBI Bank provides you with several options to pay your outstanding balance via the following methods such as net banking, Bill Desk, NEFT, Visa Money Transfer, and  payment via cash or cheque
IDBI Bank customer helpline to get information related to your credit card is 1800 209 4324
IDBI Bank IFSC code required while making payment using NEFT/RTGS/IMPS service is IBKL0NEFT01.
No, a separate credit card statement is not provided for the add-on cardholders. The outstanding due amount on the add-on credit card gets reflected on the main card statement.