- Joining Fee₹500 + GST
- Annual Fee₹500 + GST
- Best Suited ForMovies | Dining
- Rewards TypeReward Points
Rewards Rate
0.25% Back On Utility & Insurance Spends (1 RP/₹100) And 0.50% Back On All Other Eligible Spends (2 RP/₹100)
Welcome Benefits
N/A
ICICI Bank Credit Cards for Free Railway Lounge Access
- Updated On: 4 June, 2026
India is among the top five countries worldwide with the highest railway networks. Indians prefer to travel by train as it is relaxing and cheaper than flights. Since many people travel by train, there are railway lounges where they can relax and wait for their trains. To access these lounges, one needs to either book a seat or use a credit card, which has the benefit of railway lounge access.
Many banks have now introduced credit cards that mainly focus on travel-related benefits. To provide a comfortable travel experience, ICICI Bank has introduced credit cards that offer complimentary access to railway lounges. This article will discuss two credit cards by ICICI Bank that offer complimentary railway lounge access to its users: the ICICI Bank Coral Credit Card and the ICICI Bank Rubyx Credit Card.
Table of Contents
List of Top ICICI Credit Cards with Complimentary Railway Lounge Access
Card Details +
The ICICI Coral Credit Card, offered by ICICI Bank, is a preferred choice for those who want rewards and offers in the categories of dining, entertainment, and travel. This card comes in three variants: Visa, Mastercard, and AmEx, with a joining fee of ₹500 plus taxes. With the Coral Credit Card, you can earn up to 2 Reward Points for every transaction of ₹100, which can be redeemed for a variety of categories and products. The card even offers up to 10,000 bonus Reward Points annually under its milestone program.
Cardholders also enjoy discounts on movie tickets at PVR Inox and BookMyShow, as well as complimentary domestic airport and railway lounge access every quarter. Users will also receive one domestic airport lounge access as a complimentary offer once every quarter upon spending ₹75,000 in the previous quarter. The Coral credit card is a brilliant choice for people who want to travel but in comfort.
- Joining Fee₹3,000 + GST
- Annual Fee₹2,000 + GST
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Rewards Rate
4 RPs/₹100 on International Spends, 2 RPs/₹100 on Domestic Spends and 1 RP/₹100 Spent on Insurance and Utilities
Welcome Benefits
TataCliQ Voucher Worth ₹2,000, EaseMyTrip Vouchers Worth ₹2,000, Croma Vouchers Worth ₹1,000, and EazyDiner 3-Month Prime Membership
Card Details +
For frequent travelers, the ICICI Bank Rubyx Credit Card is a great choice with all the various benefits it offers in different categories. This card comes with a joining fee of ₹3,000 plus taxes and a renewal fee of ₹2,000 plus taxes, which can be easily waived on spending ₹3 lakhs or more in the previous year. It also comes with benefits, such as travel and shopping vouchers as welcome gifts, discounts on movie tickets, rewards on both domestic and international spending, and free domestic airport lounge access twice every quarter. One of the standout features of this card is the complimentary railway lounge access it offers. This means that cardholders can enjoy a comfortable and relaxing environment at the railway lounges while waiting for their train. The ICICI Bank Rubyx Credit Card is an excellent choice for those who love to travel frequently.
Compare Top ICICI Cards for Railway Lounge Access
| Cards | ICICI Bank Coral Credit Card | ICICI Bank Rubyx Credit Card |
| Joining Fee | ₹500 + GST | ₹3,000 + GST |
| Renewal Fee | ₹500 + GST | ₹2,000 + GST |
| Lounge Access | 4 Railway Lounge Access Annually | 8 Railway Lounge Access Annually |
How to Access the Railway Lounge with your ICICI Credit Card?
- To avail of the benefit, cardholders who are eligible for railway lounges must present their valid credit cards and valid railway tickets at the entrance to the participating lounges.
- Access to the lounge is based on availability and operates on a first-come, first-served basis.
- The lounge access is valid only for 2 hours per visit.
- Upon entering the railway lounge, a ₹2 authorization amount will be taken on each eligible card presented.
List of Railway Lounges That You Can Access with ICICI Credit Cards
| City | Lounge Name | Station | Platform |
| Agra | Executive Lounge | Agra Cantonment Railway Station | Platform 1 |
| Asansol | Premium Lounge | Asansol Junction Railway Station | Platform 2 |
| Asansol | Beverage Lounge | Asansol Junction Railway Station | Platform 5 |
| Asansol | Refreshing Lounge | Asansol Junction Railway Station | Platform 5 |
| Bhopal | The Stuti Luxury Lounge | Bhopal Railway Station | Platform 1 |
| Byndoor | Executive Lounge | Byndoor Railway Station | Platform 1 |
| Chennai | Executive Lounge | Chennai Central Railway Station | Platform 6 -7 |
| Chiplun | Executive Lounge | Chiplun Railway Station | Platform 1 |
| Delhi | IRCTC Lounge | Old Delhi Railway Station | Platform 5 |
| Dwarka | Executive Lounge and TFC | Dwarka Railway Station | Platform 1 |
| Jaipur IRCTC | Executive Lounge | Jaipur Railway Station | Platform 1 |
| Khed | Executive Lounge | Khed Railway Station | Platform 1 |
| Kolkata | IRCTC Executive Lounge | Sealdah Railway Station | Platform 8 |
| Madurai | IRCTC Executive Lounge | Madurai Railway Station | Platform 1 |
| Mumbai | INEJ Digital Lounge | Mumbai Central Railway Station | Platform 1 |
| North Goa | Executive Lounge | Thivim Railway Station | N/A |
| Ratnagiri | Executive Lounge | Ratnagiri Railway Station | NA |
| South Goa | Executive Lounge | Madgaon Railway Station | Platform 1 |
| Udupi | Executive Lounge | Udupi Railway Station | Platform 1 |
| Vadodara | INEJ Digital Lounge | Vadodara Railway Station | Platform 1 |
| Varanasi | IRCTC Executive Lounge | Varanasi Cantt Railway Station | Platform 1 |
What Railway Lounges Offer in India?
The complimentary access to the railway lounge will include the following facilities:
- People can stay in the railway lounge for 2 hours.
- Users will enjoy unlimited tea and coffee along with free Wi-Fi.
- While visiting the railway lounge, users will be able to enjoy breakfast, lunch, or dinner, depending on the time of visit.
- Free magazines and newspapers are also allotted to the people waiting in the railway lounge.
Bottom Line
ICICI Bank’s Coral and Rubyx credit cards offer travelers complimentary access to railway lounges in India, making them a great choice for people who frequently travel by train. With multiple benefits such as free movie tickets, dining, and rewards on domestic and international spending, these credit cards provide a comfortable travel experience to their users. Access to railway lounges allows cardholders to relax while waiting for their trains. Users can also access free domestic and international airport lounges, as well as complimentary golf lessons, making these cards a popular choice for card enthusiasts.
FAQs:
How many railway lounge access visits are offered annually with the ICICI Bank Coral Credit Card and the ICICI Bank Rubyx Credit Card?
The ICICI Bank Coral Credit Card offers 4 railway lounge access visits annually, while the ICICI Bank Rubyx Credit Card offers 8 railway lounge access visits annually.
Are there any additional charges for accessing the railway lounges with the ICICI Bank credit cards?
A nominal authorization amount of ₹2 will be taken on each eligible card presented upon entering the railway lounge.
Can supplementary cardholders also avail of the railway lounge access benefit?
No, supplementary cardholders cannot enjoy the benefit of railway lounge access by using their ICICI Bank credit cards.
Are there any restrictions on the duration of lounge access?
Yes, the lounge access is valid for up to 2 hours per visit.