We Indians love everything free, be it a complimentary lounge or a free movie ticket. How can we forget about free credit cards? Lifetime-free credit cards have been the trend for quite a while, where users don’t have to pay any joining or renewal fee and can use a credit card for free. They are best for first-time credit card users who don’t have any experience with credit cards and are using them to build a credit history.

HSBC Bank also offers a lifetime-free credit card for its users so that they can avail of its benefits without paying a single penny. Many people have applied for the HSBC Visa Platinum Credit Card, but it is only granted to a handful of people. With the HSBC Visa Platinum Credit Card, users can enjoy a generous rewards program, including the opportunity to earn Reward Points on their everyday purchases. The card provides exclusive offers and discounts on popular platforms such as BookMyShow, EazyDiner, Zomato, and MakeMyTrip, making it an ideal choice for those who enjoy dining out, watching movies, and traveling. Read further to learn more about its details.
Table of Contents
List of LTF Cards from HSBC Bank
- Joining FeeLifetime Free
- Annual FeeLifetime Free
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
2 Reward Points/₹150 Spent
Welcome Benefits
₹500 Cashback on Logging in to the HSBC India Mobile Banking App and 2 Month EazyDiner Membership
Card Details +
The HSBC RuPay Platinum Credit Card is a simple, lifetime free card that is ideal for everyday use, especially for UPI payments. You earn 2 reward points for every ₹150 spent, and these points can be converted into air miles or hotel points with partners like Air India and Marriott. It also offers small welcome benefits like cashback and an EazyDiner membership. While it doesn’t include premium perks like lounge access, it is a good option for beginners who want a basic card with UPI support and no annual fees.
- Joining FeeLifetime Free
- Annual FeeLifetime Free
- Best Suited ForShopping
- Rewards TypeReward Points
Rewards Rate
2 Reward Points/₹150 Spent
Welcome Benefits
3 Month Swiggy One
Card Details +
The HSBC Visa Platinum Credit Card is a simple and lifetime free card that works well for everyday spending. You earn 2 reward points for every ₹150 spent, along with benefits like Buy 1 Get 1 movie tickets on BookMyShow and a 1% fuel surcharge waiver. It’s best suited for people who want basic rewards, occasional offers on dining and entertainment, and a no-fee card without worrying about annual charges.
Benefits of HSBC Lifetime Free Credit Cards
The benefits of the lifetime-free credit card from HSBC Bank are as follows:
- The card is lifetime-free with no joining or annual fees and is free of charge.
- Earned Reward Points can be redeemed for vouchers or air miles from various airline partners, including Maharaja Club, Etihad Airways, British Airways, and Singapore Airlines.
- This credit card offers a competitive rewards rate across multiple spending categories, including travel, shopping, entertainment, and movies.
- This credit card provides BOGO offers on movie tickets every Saturday.
Eligibility Criteria for HSBC LTF Credit Cards
To avail of the HSBC lifetime-free credit cards, one needs to align with the following eligibility criteria.
- The applicant should be between 18 and 65 years old.
- The applicant should be a resident of India.
- The applicant must reside in one of the following cities: Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.
- The applicant should have a monthly income of ₹4 lakhs if he is a salaried person.
Bottom Line
There are currently two lifetime-free credit cards from the HSBC Bank. It might be difficult for some to get their hands on HSBC credit cards, as there are only 26 branches across the country. However, people whose applications are accepted can easily avail themselves of multiple offers and benefits.