HDFC Bank PIXEL Times Move Credit Card

The HDFC Bank PIXEL Times MOVE Credit Card is a basic offering that can be a good option for those looking for their first credit card or a low-fee card for everyday spending. The card comes with a joining and annual fee of just ₹500 + GST while offering up to 5X Reward Points on selected brand packs, along with entertainment, movie, and lifestyle benefits.

One of the key highlights of the card is the flexibility to choose any two brand packs from options such as Swiggy & Zepto, Cleartrip & Uber, Decathlon & Urban Company, and Amazon & Flipkart. This allows cardholders to pick the categories they are most likely to spend on and earn accelerated rewards accordingly. The card also offers 5X Reward Points on eligible SmartBuy spends and 2 Reward Points per ₹200 on UPI and other eligible transactions.

Beyond rewards, the PIXEL Times MOVE comes with entertainment benefits such as Sony LIV and Spotify Premium, movie discounts on BookMyShow and Cinepolis, and access to Times events. While it may not offer premium travel benefits or lounge access, its low fee and entertainment-focused features make it an interesting option for younger users and first-time cardholders.

However, if you feel the PIXEL Times MOVE is a little too basic for your spending needs, you should definitely check out its more premium sibling, the HDFC Bank PIXEL Times RUSH Credit Card, which comes with higher accelerated rewards and additional benefits.

Product Details

• Cardholders get 5X Reward Points on 2 selected brand packs. They also earn 5X Reward Points on SmartBuy spends.
• Cardholders earn 2 Reward Points per ₹200 on UPI and other eligible spends.
• Welcome benefit includes 3 months of Sony LIV Premium and 4 months of Spotify Premium Standard.
• Cardholders get 25% off on BookMyShow and Cinepolis movie bookings.
• Cardholders get access to Times online and offline events once every quarter.
• Cardholders can redeem Reward Points through PayZapp Wallet at 1 RP = ₹0.25.
• The ₹500 annual fee is waived on annual spends of ₹1 lakh.

Rewards Earning

The HDFC PIXEL Times MOVE Credit Card offers 5X Reward Points per ₹200 spent on any two selected brand packs. Cardholders can choose two packs from Swiggy & Zepto, Cleartrip & Uber, Decathlon & Urban Company, or Amazon & Flipkart.

The card also offers 5X Reward Points per ₹200 spent on eligible SmartBuy transactions, including flights, hotels, bus, rail, instant vouchers, and Apple Imagine Tresor. Other eligible spends, including UPI transactions, earn 2 Reward Points per ₹200.

The 5X reward categories are capped at 2,000 Reward Points per billing cycle, with a minimum transaction value of ₹200 and multiples of ₹200 considered for rewards.

Reward Exclusions

Reward Points are not earned on fuel, wallet, rent, government transactions, EMI transactions, cash advances, outstanding balance payments, card fees, and other charges, including purchases subsequently converted to EMI.

Event Benefits

The HDFC PIXEL Times MOVE Credit Card offers access to Times events once every quarter. This is the one benefit that sets this card apart from all others.

• Online Event: Complimentary at a nominal ₹1 charge.
• Offline Event: Available once per quarter at applicable charges in Delhi, Mumbai, Bengaluru, and Hyderabad.
• Event List: Dynamic and subject to change every quarter.

Bottom Line

The HDFC Bank PIXEL Times MOVE Credit Card is a decent low-fee card, especially for users who want entertainment benefits without paying a high annual fee. The ability to choose two brand packs and earn 5X Reward Points makes the card useful for regular spends on brands such as Swiggy, Zepto, Amazon, Flipkart, Cleartrip and Uber.

However, the card is quite limited when it comes to travel, with no lounge access and a 3.5% forex markup. The accelerated reward categories are also capped at 2,000 Reward Points per billing cycle, limiting the value for high spenders.

Overall, the PIXEL Times MOVE is a good choice for first-time cardholders and users looking for a simple entertainment-focused card at a low fee. But if you spend more and want better rewards and benefits, the PIXEL Times RUSH is the more compelling option.