By Divya Shokeen
Updated On September 18, 2021

HDFC Bank Titanium Times Credit Card is a co-branded credit card by HDFC in partnership with the Times Group. It is primarily a dining and entertainment card best suited for movie buffs and for those who go on frequent dine-outs. You get a 25% discount (up to Rs. 350) on movie tickets and earn accelerated Reward Points on dining spends on weekdays with HDFC Titanium Times Credit Card. Apart from these dining and movies benefits, you also get complimentary shopping and apparel vouchers as a welcome gift with the Titanium Times Credit Card. Read on to learn more about this entry-level co-branded offering by HDFC.

HDFC Bank Titanium Times Credit Card

Best Suited For

Movies | Dining | Shopping |

Joining Fee

Rs. 500 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Shopping, apparel and dining vouchers as a welcome gift.
  • Round the year discount at select dining, wellness, shopping and travel partners.
  • 5 Reward Points on every Rs. 150 spent on dining spends on weekdays.
  • 2 Reward Points on every Rs. 150 spent on this card.
  • 25% off (up to Rs. 350 per transaction) on movie tickets on BookMyShow.
  • Renewal fee waived off on expenditure of a minimum of Rs. 1.5 lakh in a year.

Rewards and Benefits

Welcome Benefits

Gift Vouchers across shopping, apparel, dining and many other categories as a welcome benefit

Movie & Dining

Accelerated Reward Points (5 RPs/Rs. 150) on dining spends on weekdays, 25% off on movie tickets bookings on BookMyShow (max discount of Rs. 350 per transaction)

Rewards Rate

5 Reward Points per Rs. 150 on dining spends on weekdays, 2 Reward Points per Rs. 150 on all other spends

Reward Redemption

The accumulated Reward Points can be redeemed for products, gift vouchers and discounts via net banking or through post.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction done on the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs. 500 (plus applicable taxes)

Renewal Fee

Rs. 500 (plus applicable taxes)

Spend based Waiver

Renewal fee waived off on expenditure of Rs. 1.5 lakh in an anniversary year

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Foreign Currency Markup

3.5% of the transaction amount (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% per annum)

Fuel Surcharge

1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000 at all fuel stations across India (maximum waiver capped at Rs. 250 per statement cycle)

Cash Advance Charge

2.50% or Rs. 500, whichever is higher.

Add-on Card Fee

Nil

Welcome benefits:

You get complimentary shopping, dining and apparel gift vouchers as a welcome gift with your HDFC Bank Titanium Times Credit Card.

HDFC Bank Titanium Times Credit Card Rewards:

  • 5 Reward Points per Rs. 150 on dining spends on weekdays.
  • 2 Reward Points per Rs 150 on all other spends with the card.
  • Maximum Limit of 2000 reward points per day is applicable on insurance transactions (except on EMIs).
  • No Reward Points on fuel transactions.

Reward redemption:

  • The Reward Points earned are redeemable for gift vouchers, products and discounts on HDFC Rewards Catalog.
  • The accumulated reward points are valid only for 2 years from the date of accumulation.
  • HDFC Bank charges a reward redemption fee of Rs.99.

Movie & Dining benefits:

  • On booking movie tickets from BookMyShow, you can save 25% up to Rs. 350 per transaction.
  • Exclusive dining offers round the year.
  • Accelerated Reward Points (5 RPs per Rs. 150) on dining spends on weekdays.

Eligibility criteria:

Applicant  Age  Salary/Income requirement
Salaried employees 21-60 years Net monthly income of Rs. 25,000 and above
Self-employed individuals 21-65 years The annual income of Rs. 6,00,000 and above.

Conclusion:

HDFC Bank Titanium Times Credit Card can be a highly rewarding credit card for you if movie and dining spends account for a substantial portion of the total spends on your card’s statement as it offers some of the most rewarding movie and dining benefits, at least as far as entry-level cards are concerned. You also get quite a decent reward rate on other categories of spends as well. Although you don’t get any travel benefits with this card, considering that it is an entry-level offering and comes with a nominal membership fee of just Rs. 500 per annum, it can certainly be considered one of the best cards in the market in the entertainment and dining category. What’s your opinion of this credit card by HDFC? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience.

FAQs:

No, you don’t get access to domestic and international lounges with HDFC Bank Titanium Times Credit Card.

No, there is no add-on card fee on HDFC Bank Titanium Times Credit Card.

The HDFC Bank levies a finance charge of 3.6% per month on the HDFC Bank Titanium Times Credit Card.

Both the annual and joining on HDFC Bank Titanium Times Credit Card is Rs. 500 plus applicable taxes each.

The HDFC Bank charges a foreign currency mark-up of 3.5% on HDFC Bank Titanium Times Credit Card.

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