ICICI Expressions Sapphiro Forex Card
- Updated On: 13 August, 2025
ICICI’s Expression Sapphiro Forex Card, available on the Visa network, is one of the bank’s many forex card offerings. The card can be loaded in 15 different currencies and can be used to make payments through international websites and merchant outlets overseas like a regular credit card. The card has a high joining fee of ₹4,128.82 (including taxes) and no renewal fee thereafter. Since it is on the Visa network, various merchants worldwide will easily accept it. As a welcome bonus, the card gives users a ₹1,000 Uber discount voucher and a ₹500 Amazon voucher. What makes the card even more attractive is that it has no foreign currency exchange markup fee.
ICICI Expressions Sapphiro Forex Card
( 4.2 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
N/A
Welcome Benefits
Uber Discount Vouchers Worth ₹1,000 and Amazon Vouchers Worth ₹500
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
N/A
Reward Redemption
N/A
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
2 International Complimentary Airport Lounge Access
Golf
N/A
Insurance Benefits
Card Protection Plus Insurance worth ₹1,600
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
Nil
Interest Rates
N/A
Fuel Surcharge Waiver
N/A
Cash Advance Charges
US $2 (or currency equivalent) on cash withdrawals from ATMs
Product Details
- The card has a joining fee of ₹3,499 + GST
- It provides two complementary international lounge access
- The card comes with Card Protection Plus insurance worth ₹1,600
Pros/Cons
Pros
- Zero foreign currency markup fee.
- Choose from 150 designs to personalize cards.
- 2 complimentary international airport lounge access.
Cons
- No reward points or cashback offered.
- Comes at a high joining fee of ₹4,128.82 (including taxes).
- A fee of $27 is charged for each lounge visit after the first two complimentary visits have been used.
Welcome Benefits With Expressions Sapphiro Forex Card
The card welcomes you with a couple of gift vouchers.
- A ₹1,000 discount voucher from Uber for an easy and accessible commute
- A ₹500 gift voucher from Amazon
Complimentary Airport Lounge Access
Expression Sapphiro Forex Card users can access two complimentary airport lounges worldwide. To access the lounges, cardholders must use the DreamFolks app. After the complimentary lounge access is exhausted, users will be charged a fee of US $27 for every lounge visit.
Customize Your Card
ICICI allows you to customize your card and choose a theme of your choice. Cardholders can give their cards a personalised touch and choose from up to 150 designs.
ATM Fee Waivers Monthly
Usually, when a customer tries to withdraw cash from an ATM, the customer has to pay the withdrawal charges, but with Expression Sapphiro Forex Card, users can withdraw cash upto 3 times a month without paying any fee.
Bottom Line
The Expressions Sapphiro Forex Card from ICICI is a strong option for those who frequently travel internationally or shop abroad. This forex card offers users joining benefits up to ₹15,000, such as Uber and Amazon vouchers, as well as two complimentary accesses to international airport lounges. The card does not impose a foreign currency exchange markup fee or a renewal fee. However, it does not offer reward points, cashback, or any benefits for movies and dining, so it may not be the best option for those looking for a card with such perks. Additionally, the customizable card option offers a personal touch, and the ATM fee waiver for the first three withdrawals each month is a great bonus.
FAQs:
Is there an ATM withdrawal fee?
You can withdraw cash from an ATM up to three times per month without any fee.
What happens after the two complimentary lounge accesses?
After the two complimentary accesses, each additional lounge visit will be charged at US $27.
What are the welcome benefits of this card?
The welcome benefits include a ₹1,000 Uber discount voucher and a ₹500 Amazon voucher.
What is the joining fee for the Expressions Sapphiro Forex Card?
The joining fee is ₹3,499 + GST.
Are there any foreign currency exchange markup fees?
No, the card does not charge a foreign currency exchange markup fee.