slice UPI Credit Card
- Updated On: 26 February, 2026
Slice Bank is a digital banking and payments platform in India. It offers simple, app-based financial services for young users. Recently, slice launched the slice UPI Credit Card. This new card allows users to make UPI payments using a credit card instead of their bank balance. With this launch, slice wants to make everyday payments easier and give users the convenience of paying later, just like a credit card, but through regular UPI apps.
The slice UPI Credit Card is a great option for the young generation who have little to no information about credit cards, and it’s also suitable for people who are new to credit cards. The credit card comes with no joining or renewal fee, which makes the card more user-friendly. The cards not only offers comfort of UPI payments but also let you earn cashback whenever you spend using the credit card.
slice UPI Credit Card
( 4.3 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Up to 3% Cashback on Every Spend
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
Up to 3% Cashback on Every Spend
Reward Redemption
N/A
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
Zero
Interest Rates
3.5%
Fuel Surcharge Waiver
N/A
Cash Advance Charges
2.5% of the Transaction Amount or ₹25, Whichever is Higher
Product Details
- The credit card has no joining or annual fee.
- Earn up to up to 3% cashback on every transaction with the card.
- The credit card offers zero foreign exchange charges while you spend internationally.
- Split purchases into 3 interest-free monthly installments (slice-in-3).
- Access to weekly brand deals and offers through the slice Spark.
Pros/Cons
Pros
- Users can enjoy a lifetime free credit card that offers up to 3% cashback on every purchase.
- Make purchases abroad without paying extra conversion fees, saving money on international transactions.
Cons
- The credit card is not best suited for high-end customers, as the card does not offer any extra benefits like travel insurance or lounge access.
Fee and Charges
The best feature about the credit card that appeals to the new credit card user is that the slice UPI Credit Card comes with no joining or renewal fee, which is great for people who are new to using a credit card. However, if the card needs to be replaced, there is a fee of ₹300 + GST.
Instant Cashback
With the slice UPI Credit Card, you will receive instant cashback and weekly brand deals on your favourite brands through slice Spark. Also, every time you pay with Slice UPI Credit Card, you will receive up to 3% cashback.
3 Interest-Free Monthly Installments
With the Slice UPI credit card, you don’t need to pay the full amount right away. You can split the total cost into three equal monthly payments without any extra interest or fees. For example, if you spend ₹18,000, you pay ₹6,000 now, ₹6,000 next month, and ₹6,000 the month after. This option makes it easier to afford expensive purchases without worrying about the total price and monthly interest.
Zero Forex Charge
If you travel internationally, then you don’t have to worry about forex charges while spending abroad, as the the slice UPI Credit Card comes with no forex charges. You can spend your money without worrying about the extra charges.
Bottom Line
The slice UPI Credit Card is a good choice for people who are new to credit cards because it keeps things simple and easy to understand. There is no joining orrenewal fee, so beginners don’t feel pressured about extra costs.
Since it works with UPI, users can pay the same way they already do, but with the benefit of paying with their credit card instead of their bank account. The card also offers features like instant cashback, the option to split payments into three parts without interest, and zero forex charges. It’s a beginner-friendly card that helps new users start building credit.
FAQs:
Can I use the slice UPI Credit Card on all UPI apps?
Yes, once linked, you can use it on most major UPI apps to scan QR codes.
Is there any joining or annual fee for the card?
No, the slice UPI Credit Card comes with zero joining fee and zero renewal fee, making it suitable for beginners.
Is there any card replacement fee on the card?
While there is no joining or annual fee, the card comes with a replacement fee of ₹300 + GST.
Can I convert my purchases into EMIs?
Yes, you can split purchases into 3 interest-free monthly installments, allowing you to pay in parts without extra interest.
Does the card charge foreign exchange fees on international spending?
No, the slice UPI Credit Card offers zero forex markup, so you can spend abroad without additional currency conversion charges.
Do I need a slice account to apply for the card?
Yes, you need to sign up on the slice app and complete KYC to apply for and manage the card.