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The Edge CSB Credit Card is an innovative offering that was created through a partnership between CSB Bank and Jupiter. This card is exclusively available on the Jupiter platform and provides accelerated cashback on select categories. Users can choose from three different categories: dining, shopping, and travel, and earn accelerated cashback on their chosen category. In addition to the traditional credit line, this card also gives the freedom to select the category for earning accelerated rewards. 2% cashback in the form of Reward Points (Jewels) is awarded on the selected category, which can be later redeemed in various ways, including cash, digital gold, and vouchers.
This exclusive and rewarding card by Jupiter is offered as a lifetime free credit card and provides high utility on UPI. It’s a must-have for everyone. We all are used to making payments through various UPI apps, and now it’s time to earn rewards for these spendings. With the Edge CSB RuPay credit card, users can earn great cashback on their UPI spends made through the Jupiter app.
Edge CSB Bank RuPay Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
2% Cashback
Rewards Rate
2% Cashback on Any One Selected Category: Shopping, Travel, or Dining. 0.4% Cashback on All Other UPI and Credit Cards Spends.
Reward Redemption
Cashback is Credited as Reward Points. 5 Jewels (RPs) = ₹1
Travel
2% Cashback
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Personal Accident and Permanent Disability Cover Upto ₹10 Lakh
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.5% on Each International Transaction
Interest Rates
3.5% Monthly and 42% Annually on Outstanding Amount
Fuel Surcharge
1% Waiver on Transactions Above ₹400 Upto ₹3,000
Cash Advance Charges
N/A
- The Edge CSB Bank Credit Card can easily be linked to UPI and rewards payments made through it.
- This card is exclusively available on the Jupiter app.
- Cardholders can select one of three categories – dining, shopping, or travel – and earn accelerated 2% cashback on those purchases.
- All other spends shall be eligible for 0.4% cashback.
- Cashback is awarded as Reward Points, which can be redeemed for cash, vouchers, and even digital gold.
- A maximum of 15,000 Reward Points/₹3,000 cashback can be earned in a month.
Pros
- Unlike most credit cards, which offer cashback only on specific categories, this card lets the user choose their preferred category. Whether you’re a shopper, foodie, or traveler, you can choose your preferred category to earn a flat 2% cashback on all purchases within that category.
Cons
- The rate of rewards for spends other than accelerated ones could have been higher than 0.4%.
Welcome Voucher
Get ₹250 voucher as a welcome benefit for making the first successful UPI transaction on the Jupiter app. The minimum transaction amount should be ₹2,000. This voucher can be redeemed for one of these popular brands: Swiggy, Amazon, Flipkart, Zomato, and Myntra.
Earn Cashback With the Edge CSB Bank Credit Card
Cashback earned with this card is provided in the form of Reward Points. These points never expire and can be redeemed against multiple options. 5 Reward Points = ₹1.
2% Accelerated Cashback on Selected Category
Cardholders will get 2% assured cashback on UPI spends in the category of their choice through the Jupiter app. Dining, shopping, and travel are the three main categories; any one of these three can be chosen for accelerated cashback. Cardholders can also change their selected categories once every three billing cycles. This cashback is awarded as Reward Points on the Jupiter app. These Reward Points can be redeemed for digital gold, vouchers, and cash. They have lifetime validity.
A minimum of 100 Points is required for redemption, while the maximum cashback of ₹3,000 (15,000 Reward Points) can be earned in a month.
0.4% Cashback on Other Eligible Spends
Get flat 0.4% cashback on all other in-store and online purchases made with the Edge CSB credit card.
Restrictions
You will not receive reward points for several types of transactions. These include purchases of fuel, any transactions related to government services, rent payments, and utility bill payments, such as for electricity and gas. Additionally, transactions involving wallet loads, as well as those for buying gift or prepaid cards or vouchers, will not qualify for rewards. Similarly, cash advances, payments made towards outstanding balances, card fees, and other charges are excluded. Also, all transactions made under any EMI schemes, including but not limited to EasyEMI, SmartEMI, and Dial-an-EMI, are ineligible for receiving reward points.
How to Apply for the Edge CSB Bank RuPay Credit Card?
- Install the Jupiter app on your device.
- Start the registration process by verifying your phone number.
- Enter your basic details and begin the card application process, which includes providing your email, marital status, annual income, and PAN card details.
- Complete the KYC process, including video-KYC verification.
- After completing the KYC process, you will be notified about the status of your new Edge CSB Credit Card.
- Once approved, your virtual card will be issued immediately, and the physical card shall be delivered to you.
Bottom Line
Those who are interested in a credit card that offers lifetime free rewards for UPI spending, should consider applying for the Edge CSB RuPay Credit Card. This card provides 2% accelerated cashback on specific chosen categories from dining, shopping, and travel for purchases made with the Jupiter app. You can choose the accelerated cashback category that best suits your spending habits. All other in-store and online purchases will earn 0.4% cashback, with a combined cashback cap of ₹3,000 (15,000 Points) for both base and accelerated rewards every month.
The user-friendly Jupiter app allows you to easily track your spending and manage card controls. One of the key benefits of this card is a welcome voucher worth ₹250 when you make a transaction of ₹2,000 or more using this card on the Jupiter app. Share your views on this card in the comments below.