Edge+ CSB Bank RuPay Credit Card
- Joining Fee
- Nil
- Renewal Fee
- Nil
- Welcome Benefits
- ₹250 Voucher from Top Brands
- Forex Markup
- 3.5% on Each International Transaction
The Edge CSB Credit Card is an innovative offering that was created through a partnership between CSB Bank and Jupiter. This card is exclusively available on the Jupiter platform and provides accelerated cashback on select categories. Users can choose from three different categories: dining, shopping, and travel, and earn accelerated cashback on their chosen category. In addition to the traditional credit line, this card also gives the freedom to select the category for earning accelerated rewards. 2% cashback in the form of Reward Points (Jewels) is awarded on the selected category, which can be later redeemed in various ways, including cash, digital gold, and vouchers.
This exclusive and rewarding card by Jupiter is offered as a lifetime free credit card and provides high utility on UPI. It’s a must-have for everyone. We all are used to making payments through various UPI apps, and now it’s time to earn rewards for these spendings. With the Edge CSB RuPay credit card, users can earn great cashback on their UPI spends made through the Jupiter app.
Rewards and Benefits
- Rewards Rate
- Earn Up to 50% Jewels on Eligible Spends
- Welcome Benefits
- ₹250 Voucher from Top Brands
- Reward Redemption
- Cashback is Credited as Reward Points. 5 Jewels (RPs) = ₹1
- Movie & Dining
- N/A
- Travel
- N/A
- Golf
- N/A
- Domestic Lounge
- N/A
- International Lounge
- N/A
- Insurance Benefits
- Personal Accident and Permanent Disability Cover Upto ₹10 Lakh
Fees and Charges
- Joining Fee
- Nil
- Renewal Fee
- Nil
- Spend-Based Waiver
- N/A
- Rewards Redemption Fee
- N/A
- Forex Markup
- 3.5% on Each International Transaction
- Interest Rates
- 3.5% Monthly and 42% Annually on Outstanding Amount
- Fuel Surcharge Waiver
- 1% Waiver on Transactions Above ₹400 Upto ₹3,000
- Cash Advance Charges
- N/A
Product Details
- The Edge CSB Bank Credit Card can easily be linked to UPI, and rewards can be earned on payments made through it.
- This card is exclusively available on the Jupiter app.
- Cardholders can select one of three categories – dining, shopping, or travel – and earn accelerated rewards on those purchases.
- Cashback is awarded as Reward Points, which you can redeem for cash, vouchers, and even digital gold.
Pros and Cons
Pros
- Unlike most credit cards, which offer cashback only in specific categories, this card lets you choose your preferred category. Whether you’re a shopper, foodie, or traveler, you can choose your preferred category to earn high rewards.
Cons
- The rate of rewards for spends other than accelerated ones could have been higher than 2% Jewels.
Welcome Voucher
Get ₹250 voucher as a welcome benefit for making the first successful UPI transaction on the Jupiter app. The minimum transaction amount should be ₹2,000. This voucher can be redeemed for one of these popular brands: Swiggy, Amazon, Flipkart, Zomato, and Myntra.
Rewards and Benefits
The Jupiter Edge+ CSB Bank Credit Card offers accelerated rewards on select shopping and travel spends, along with base rewards on other eligible transactions. From 1 June 2026, the card’s rewards structure is as follows:
Accelerated Rewards
Cardholders can earn accelerated Jewels on eligible transactions made through the Jupiter UPI App.
- Shopping: Earn 50% Jewels on eligible spends at Amazon, Flipkart, Myntra, Tata Cliq, Ajio, Nykaa, Croma, Reliance Digital, Trent Retail/Tata Retail and Reliance Retail.
- Jupiter Flights: Earn 25% Jewels on eligible flight bookings.
- Other Travel: Earn 25% Jewels on bookings made through MakeMyTrip, EaseMyTrip, Yatra and Cleartrip.
The accelerated rewards are subject to category, merchant, and transaction-level caps. Shopping transactions have a category cap of 10,000 Jewels, a merchant cap of 3,000 Jewels, and a transaction-level cap of 1,000 Jewels per statement cycle. Jupiter Flights transactions have a maximum reward of 5,000 Jewels per statement cycle.
Base Rewards
Eligible transactions outside the accelerated categories earn 5x Jewels, equivalent to the card’s base reward rate.
Rewards apply only to eligible transactions made using the Edge+ CSB Bank Credit Card through the Jupiter UPI App, including UPI Intent, UPI Scan & Pay, and UPI Collect transactions. Transactions made by linking the card to other UPI apps are not eligible for these rewards.
Jewels Redemption
Jewels earned on the Jupiter Edge+ CSB Bank Credit Card can be redeemed through the Jupiter App. The value of each Jewel depends on the redemption category selected:
| Redemption Category | Value of 1 Jewel |
| Jupiter Flights, Jupiter Store, Brand Vouchers, Digital Gold | ₹0.20 |
| Statement Credit, Bill Payments, Cash/Cash Equivalent Withdrawals | ₹0.14 |
The applicable redemption rate and minimum redemption threshold are displayed on the Jupiter App at the time of redemption.
Cardholders should also note that earning and redemption of Jewels is linked to payment of the Minimum Amount Due. If the minimum amount due is not paid, the Jewels earned during the billing cycle will be locked for redemption, and further Jewel earning will remain paused until the minimum amount due is paid.
Restrictions
You will not receive reward points for several types of transactions. These include purchases of fuel, any transactions related to government services, rent payments, and utility bill payments, such as for electricity and gas. Additionally, transactions involving wallet loads, as well as those for buying gift or prepaid cards or vouchers, will not qualify for rewards. Similarly, cash advances, payments made towards outstanding balances, card fees, and other charges are excluded. Also, all transactions made under any EMI schemes, including but not limited to EasyEMI, SmartEMI, and Dial-an-EMI, are ineligible for receiving reward points.
How to Apply for the Edge CSB Bank RuPay Credit Card?
- Install the Jupiter app on your device.
- Start the registration process by verifying your phone number.
- Enter your basic details and begin the card application process, which includes providing your email, marital status, annual income, and PAN card details.
- Complete the KYC process, including video-KYC verification.
- After completing the KYC process, you will be notified about the status of your new Edge CSB Credit Card.
- Once approved, your virtual card will be issued immediately, and the physical card shall be delivered to you.
Bottom Line
Those who are interested in a credit card that offers lifetime free rewards for UPI spending should consider applying for the Edge CSB RuPay Credit Card. This card provides 2% accelerated cashback on specific chosen categories from dining, shopping, and travel for purchases made with the Jupiter app. You can choose the accelerated cashback category that best suits your spending habits.
The user-friendly Jupiter app allows you to easily track your spending and manage card controls. One of the key benefits of this card is a welcome voucher worth ₹250 when you make a transaction of ₹2,000 or more using this card on the Jupiter app. Share your views on this card in the comments below.
Frequently Asked Questions
Are there any charges on rent payments made with the Edge CSB Bank Credit Card?
A 1% fee shall be charged on rent payments made with this credit card.
What is the interest-free period available with the Edge CSB Credit Card?
The interest-free period for the Edge CSB credit card ranges from 13 to 47 days. However, this benefit will not be available if you fail to pay the total amount due from the previous month.
Is this a virtual or physical credit card?
The Edge CSB Bank RuPay Credit Card is available in both virtual and physical form. The virtual card shall be available on the Jupiter app, while the physical card shall be delivered to the given address within 15 days.
Reader Comments
2 comments · Join the discussion below
I need rupay credit card
I need edge+ rupay credit card