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Federal BankFederal Bank Visa Celesta Credit Card is a newly launched credit card issued by the Federal Bank. The card targets high-net-worth individuals and hence comes with exclusive benefits over several categories. Keeping all the requirements of their targeted audience in mind, the card comes with exciting welcome benefits, travel privileges, entertainment benefits, and many more. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. It welcomes you with an Amazon gift voucher worth Rs. 600.
Talking about its travel benefits, you get complimentary domestic as well as international lounge access every year. To make your movie experiences even better, the card comes with a Buy 1 Get 1 free offer on movie tickets on Inox. Moreover, you get a discount of up to 15% on dining, a 1% fuel surcharge waiver, an annual fee waiver, etc. There are many more benefits of the Federal Bank Visa Celesta Credit Card. To know all of them and the card’s fees & charges, go through the complete article:
Federal Bank Visa Celesta Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Movies | Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
But 1 Get 1 Free offer on movies & a discount of up to 15% on dining.
Rewards Rate
3X Reward Points on travel & international spends, 2X Reward Points on dining spends, 1X rewards on all other categories
Reward Redemption
The reward points you earn can be redeemed at Federal Rewards at a rate of 1 Reward Point = Re. 0.25.
Travel
Complimentary domestic and international lounge access.
Golf
NA
Domestic Lounge Access
4 complimentary domestic lounge access every quarter.
International Lounge Access
2 complimentary international lounge access each year.
Insurance Benefits
NA
Zero Liability Protection
The cardholder will not be liable for any unauthorized transactions on his/her lost card after reporting the loss to the bank.
Spend Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 on every redemption request.
Rewards Redemption Fee
Rs. 99 on every redemption request.
Foreign Currency Markup
2% on all foreign currency transactions
Interest Rates
0.49% to 3.49%
Fuel Surcharge
1% fuel surcharge waiver across all fuel stations in India.
Cash Advance Charges
2.5% of the amount withdrawn subject to a minimum of Rs. 500
Add-on Card Fee
Rs. 100 per add-on card
- Get 3X Reward Points on travel and international categories.
- 2X Reward Points on dining using your Federal Bank Visa Celesta Credit Card.
- 1X Reward Points on all other categories.
- Welcome gift of an Amazon voucher worth Rs. 600.
- Buy 1 Get 1 Free offer on movie tickets on INOX once every month.
- A discount of up to 15% on dining.
- 1% fuel surcharge waiver.
- Low forex markup fee.
- 4 complimentary domestic lounge access every quarter.
- 2 complimentary international lounge access every year.
Federal Bank Visa Celesta Credit Card Rewards:
- You earn 3 Reward Points on every Rs. 100 you spend on travel and international spends.
- You earn 2 Reward Points on every Rs. 100 you spend on dining.
- You earn 1 Reward Point on every Rs. 100 you spend elsewhere.
Rewards Redemption
- The Reward Points you earn using your Federal Bank Visa Celesta Credit Card can be redeemed at Federal Rewards.
- 1 Reward Point = Re. 0.25.
- The reward points are valid for 1 year from the date of accrual.
Federal Bank Visa Celesta Credit Card Features
Lifetime Free Credit Card
This is a lifetime free credit card. There are no joining or annual charges with this card.
Welcome Benefits
You get an Amazon gift voucher worth Rs. 600 as a welcome benefit on spending Rs. 10,000 within the first 30 days after the card set-up date.
Travel Benefits
- You get 4 complimentary domestic lounge access every quarter (16 every year).
- You get 2 complimentary international lounge access every year.
Dining & Movie Benefits
- The Federal Bank Visa Celesta Credit Cardholders get a discount of up to 15% on dining through the FedDelights Program.
- On purchasing 1 movie ticket on Inox, you get 1 ticket absolutely free.
Fuel Surcharge Waiver
A 1% fuel surcharge is waived across all authorised fuel stations in India when you pay using your Federal Bank Visa Celesta Credit Card.
Federal Bank Visa Celesta Credit Card Review
The Federal Bank Visa Celesta Credit Card is best suited for people who believe in having a luxurious lifestyle. This card comes with all the exclusive benefits of a premium credit card. Along with all its reward programs and other benefits, it provides its customers with various saving opportunities by providing a fuel surcharge waiver, an annual fee waiver, etc.
With this card, you can save amazingly on your international transactions as it comes with the lowest forex markup fee of 2%. With all such exclusive advantages, there is no reason to think twice before applying for the card if it suits your needs. Moreover, if you still have any doubts in your mind, make sure to write them in the comment section below. We would be happy to help you!
8 Comments
To access international lounges, do we need a priority pass or we can directly use the card to access the international lounge
This will work in departure lounges for international flights from India.
For lounges abroad only priority pass will work
I want to use the launch facility abrod. What is the procedure for priority pass?
is it offered in Jamnagar Gujarat?
Is this card real or fake? I completed my KYC and they dont have a single evidence that the profile even exists in their DB. Very disappointing.
This is a real credit card by Federal Bank.
Is it possible to access domestic/international lounges with add on card
The FedMobile app is not letting me in to activate the card. The account number seems to be mandatory to login to Fedmobile.
Has anyone faced this issue?