By Bharti Bisht
Updated On October 20, 2021

Federal Bank Visa Celesta Credit Card is a newly launched credit card issued by the Federal Bank. The card was launched by the bank in partnership with Visa after RBI banned Mastercard from issuing new credit cards. The card targets high net worth individuals and hence comes with exclusive benefits over several categories. Keeping all the requirements of their targeted audience in mind, the card comes with exciting welcome benefits, travel privileges, entertainment benefits, and many more. With this card, you can earn up to 3 Reward Points on every Rs. 100 you spend. It welcomes you with an Amazon gift voucher worth Rs. 2,000.

Talking about its travel benefits, you get complimentary domestic as well international lounge access every year. To make your movie experiences even better, the card comes with a Buy 1 Get 1 free offer on movie tickets on Inox. Moreover, you get a discount of up to 15% on dining, a 1% fuel surcharge waiver, an annual fee waiver, etc. There are many more benefits of the Federal Bank Visa Celesta Credit Card. To know all of them and the card’s fees & charges, go through the complete article:

Best Suited For

Movies | Travel |

Joining Fee

Rs. 3,000

Reward Type

Reward Points |

Product Details

  • Get 3X Reward Points on travel and international categories.
  • 2X Reward Points on dining using your Federal Bank Visa Celesta Credit Card.
  • 1X Reward Points on all other categories.
  • Welcome gift of amazon voucher worth Rs. 2,000.
  • Buy 1 Get 1 Free offer on movie tickets on INOX once every month.
  • A discount of up to 15% on dining.
  • 1% fuel surcharge waiver.
  • Low forex markup fee.
  • 4 complimentary domestic lounge access every quarter.
  • 2 complimentary international lounge access every year.

Rewards and Benefits

Welcome Benefits

Amazon gift voucher worth Rs. 2,000

Movie & Dining

But 1 Get 1 Free offer on movies & a discount of up to 15% on dining.

Rewards Rate

3X Reward Points on travel & international spends, 2X Reward Points on dining spends, 1X rewards on all other categories

Reward Redemption

The reward points you earn can be redeemed at Federal Rewards at a rate of 1 Reward Point = Re. 0.25.

Travel

Complimentary domestic and international lounge access.

Golf

NA

Domestic Lounge Access

4 complimentary domestic lounge access every quarter.

International Lounge Access

2 complimentary international lounge access each year.

Insurance Benefits

NA

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions on his/her lost card after reporting the loss to the bank.

Fees & Charges

Joining Fee

Rs. 3,000

Renewal Fee

Rs. 3,000

Spend based Waiver

Annual fee is waived off on spending Rs. 3 lakhs or more in the previous year.

Rewards Redemption Fee

Rs. 99 on every redemption request.

Rewards Redemption Fee

Rs. 99 on every redemption request.

Foreign Currency Markup

2% on all foreign currency transactions

Interest Rates

0.49% to 3.49%

Fuel Surcharge

1% fuel surcharge waiver across all fuel stations in India.

Cash Advance Charge

2.5% of the amount withdrawn subject to a minimum of Rs. 500

Add-on Card Fee

Rs. 100 per add-on card

Federal Bank Visa Celesta Credit Card Rewards:

  • You earn 3 Reward Points on every Rs. 100 you spend on travel and international spends.
  • You earn 2 Reward Points on every Rs. 100 you spend on dining.
  • You earn 1 Reward Point on every Rs. 100 you spend elsewhere.

Welcome Benefits

You get an Amazon gift voucher worth Rs. 2,000 as a welcome benefit on spending Rs. 10,000 within the first 30 days after the card set-up date.

Rewards Redemption

  • The Reward Points you earn using your Federal Bank Visa Celesta Credit Card can be redeemed at Federal Rewards.
  • 1 Reward Point = Re. 0.25.
  • The reward points are valid for 1 year from the date of accrual.

Travel Benefits

  • You get 4 complimentary domestic lounge access every quarter (16 every year).
  • You get 2 complimentary international lounge access every year.

Dining & Movie Benefits

  • The Federal Bank Visa Celesta Credit Cardholders get a discount of up to 15% on dining through the FedDelights Program.
  • On purchasing 1 movie ticket on Inox, you get 1 ticket absolutely free.

Fuel Surcharge Waiver

1% fuel surcharge is waived off across all authorized fuel stations in India when you pay using your Federal Bank Visa Celesta Credit Card.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 3,000 is waived off if you spend Rs. 3 lakhs or more in the previous anniversary year.

Conclusion

The Federal Bank Visa Celesta Credit Card is best suited for people who believe in having a luxurious lifestyle. With a very nominal annual membership fee of Rs. 3,000, this card comes with all the exclusive benefits of a premium credit card. Along with all its reward programs and other benefits, it provides its customers with various saving opportunities by providing a fuel surcharge waiver, an annual fee waiver, etc.

With this card, you can save amazingly on your international transactions as it comes with the lowest forex markup fee of 2% only. With all such exclusive advantages, there is no reason of thinking twice before applying for the card if it suits your needs. Moreover, if you still have any doubts in your mind, make sure to write them in the comment section below. We would be happy to help you!

FAQs:

You should have a minimum of 250 Reward Points for redemption.

The foreign currency markup fee on this card is 2% on all international transactions, which is lower than most of the other credit cards.

With the Federal Bank Visa Celesta Credit Card, you get a welcome gift voucher worth Rs. 2,000 if you spend Rs. 10,000 or more within the first 30 days after the card issuance.

Yes, the Federal Bank Visa Celesta Credit Card provides 2 complimentary international lounge access every year.

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