- Joining FeeLifetime Free
- Annual FeeLifetime Free
- Best Suited ForTravel | Shopping
- Rewards TypeReward Points
Domestic Lounge Access
Unlimited Airport Lounge Access on Making Monthly Spends of ₹20,000
International Lounge Access
N/A
Federal Bank is a leading private-sector bank in India that provides its customers with many perks and benefits. The bank has launched very few credit cards, but all those cards offer privileges across dining, movies, travel, etc. The best part of all the credit cards launched by the Federal Bank is that none of them have a joining or renewal fee, making them free for life.
One of the best features of Federal Bank credit cards is that they all provide cardholders with free access to airport lounges. In these lounges, customers can relax, work, or eat while they wait for their flights. Choosing the right card is an essential factor. Continue reading with all the necessary information about the Federal Bank credit cards, which will help you analyze and choose the best card that you need.

Table of Contents
Unlimited Airport Lounge Access on Making Monthly Spends of ₹20,000
N/A
Card Details +
The Scapia Federal Credit Card is a lifetime free travel credit card from Federal Bank, launched in partnership with Scapia. It offers great benefits, including earning 20% Scapia Coins on travel bookings made through the Scapia app and 10% Coins on most other purchases. You can also enjoy unlimited domestic airport lounge access every month by spending ₹10,000 (Visa) or ₹15,000 (RuPay). The card also has zero forex markup on international spending.
2 Times Per Quarter at Domestic Airports on Spends of ₹60,000 in the Previous Quarter
Twice a Year at International Airports
Card Details +
The Celesta credit card, launched by the Federal Bank in association with Visa, offers great perks and benefits for its cardholders. This card has no joining or renewal fee, making it free for a lifetime. When you use this card, you get welcome gifts like an Amazon voucher worth ₹600 on spending ₹10,000 within 30 days of issuance. It’s great for travelers because it gives you free access to domestic and international airport lounges. If you love movies, you’ll enjoy the BOGO movie tickets offered at Inox Cinemas. You can save up to 15% off dining through the FedDelights Program and get a 1% fuel surcharge fee waived.
2 Complimentary Domestic Lounge Access Every Quarter (Based on Spending of ₹40,000 in the Previous Quarter)
N/A
Card Details +
The Federal Bank Visa Imperio Credit Card is a fantastic choice for families, rewarding them for everyday spending. This card is lifetime-free with no joining or renewal fees, making it ideal for people who love movies, traveling, and shopping. You get 3 Reward Points for every ₹100 spent on groceries and healthcare, 2 Reward Points for every ₹100 spent on utilities, and 1 Reward Point for every ₹100 spent on other things. This card also offers BOGO on movie tickets with every purchase on Inox and up to 15% off dining through the FedDelights Program. The card welcomes you with an ₹400 Amazon gift voucher and offers benefits like complimentary domestic airport lounge access and a fuel surcharge waiver.
Complimentary Access Once a Quarter, Four Free Visits Annually
N/A
Card Details +
The Federal Bank Signet Credit Card is the third credit card offering complimentary airport lounge access to its users. This lifetime free card has no joining or renewal fees and is best suited for shopping. As a welcome benefit, you’ll receive an Amazon e-gift voucher worth ₹200 on spending ₹3000 or more within 30 days of card issuance. For those who enjoy movies and food, there are fantastic offers like BOGO on movie tickets and discounts at various restaurants under the FedDelights program. The card offers complimentary domestic airport lounge access to enjoy comfort without any extra cost. With all of these benefits packed into one card, it’s designed to make your everyday spending more enjoyable and rewarding.
| Card | Spending Required in the Previous Quarter | Visits |
| Scapia | ₹10,000 for Visa Variant and ₹15,000 for RuPay Variant | Unlimited Domestic Lounge Access |
| Signet | ₹20,000 | 1 Domestic Lounge Access (Every Quarter) |
| Imperio | ₹40,000 | 2 Domestic Lounge Access (Every Quarter) |
| Celesta | ₹60,000 | 2 Domestic Lounge Access (Every Quarter) and 2 International (Each Year) |
The following is the list of airport lounges partnered with the Federal Bank credit cards.
| City | Lounge | Terminal |
| Bangalore | 080 Domestic Lounge
080 Lounge 080 International Lounge 080 Arrival |
Terminal 1
Terminal 2 Terminal 2 Terminal 2 |
| Chennai | Travel Club A
Travel Club B Travel Club Travel Club |
Terminal 1
Terminal 1 Terminal 2 Terminal 4 |
| Hyderabad | Enclam Lounge
Enclam Lounge |
International Terminal
Domestic Terminal |
| Kolkata | Travel Club
Travel Club A Travel Club Lounge Annex Travel Club B |
Terminal 1
Terminal 2 Terminal 1 Terminal 2 |
| Mumbai | Adani Lounge
Travel Club Aviserv Lounge Travel Club Oasis Lounge Indi Tapas Dosa Plaza |
Terminal 2
Terminal 2 Terminal 2 Terminal 1 Terminal 1 Terminal 2 Terminal 2 Terminal 2 |
| New Delhi | Enclam Lounge
Enclam Lounge Enclam Lounge A Domestic Lounge Enclam Lounge B |
Terminal 1D
Terminal 2 Terminal 3 Terminal 3 Terminal 3 |
For the complete list of lounges for the Federal Bank, refer to this page
Federal Bank credit cards make traveling more enjoyable because they let you get into airport lounges for free. This is ideal for frequent flyers. These lounges are quiet spots where you can relax, eat, drink for free, use Wi-Fi, and sometimes even shower before your flight. Federal Bank offers this incredible perk with its Scapia, Celesta, Imperio, and Signet credit cards. Each card is different, but they all grant access to these lounges. Generally, these lounges have a membership fee and usage charges, but the Federal Bank Credit Card offers free access to airport lounges.
Only Federal Bank Visa Celesta credit cards offer international lounge access.
Airport lounge access allows Federal Bank credit cardholders to enjoy facilities at airport lounges both domestically and worldwide. Depending on the lounge, these can include free Wi-Fi, complimentary snacks and beverages, comfortable seating, and more.
If you cancel your card, you will typically forfeit any unused lounge visits. It’s recommended that you use any remaining benefits before canceling your card.