By Kartik Kanwar
Updated On January 30, 2024

The Federal Bank customers can simply check their existing credit limit using netbanking. You can check your Federal Bank credit card limit using a variety of modes. You can request a credit limit increase via the FedNet account. You need to log into your internet or mobile banking using your valid credentials. In addition to this, you can also call the customer helpline number to check the credit limit available on your credit card.
Federal Bank Credit Card Limit Check & Increase

Ways to Increase Your Federal Bank Credit Card Limit

The Federal bank customers can get their credit limit increased using the following methods are mentioned below.

  • Pre- Approved Credit Limit Increase
  • Through Direct Request

Pre-Approved Credit Limit Increase

Federal Bank offers automatic credit enhancement to its selected customers. The customers should have demonstrated a good credit history with the bank. Eligibility criteria for credit limit enhancement solely depend upon the bank’s discretion. You shall be communicated via SMS regarding the credit enhancement offer on your Federal Bank credit card. You need to reply to the SMS if you are willing to accept the offer.

Through Direct Request

Federal Bank cardholders can request the bank directly for credit limit enhancement. The customers can reach out to the bank to request for credit limit increase by providing all the necessary details related to their credit card account. The bank shall evaluate your credentials based on which your request shall be approved or disapproved by the bank.

How to Increase Credit Limit on Federal Bank Credit Card?

Federal bank customers can simply request the bank to increase their credit card limit. The customers can use the following modes to increase their Federal bank credit card limit.

Through Customer Care: The Federal bank customers can reach out to the bank with the request to increase their credit limit on the credit card. The customers can call on 1800-425-1199 or on 1800-420-1199 to request the bank to increase the existing credit limit on their credit card.

Alternatively, you can also send a mail to the customer care executive at this address [email protected]. You will be required to mention your credit card details to know request credit enhancement

Through Netbanking: Federal Bank customers can request credit limit increase on their credit card via FedNet service. Below are mentioned instructions you can follow to increase your Federal Bank credit card limit. The customer can request credit enhancement using the below-mentioned instruction

General Services: Service Request > New Service Request > Enhance Transaction Limit Request

Through Branch Visit: Federal Bank customers can request credit limit enhancement by visiting the nearest branch of the bank. You need to fill and submit an application form along with the required documents and valid identity proof.

Documents required to Increase your Credit Card Limit

The Federal Bank cardholder needs to mention their 16-digit credit card number along with the document provided below

  • Last 2-month Salary Slips along with Bank statement stating salary credited
  • Latest Income Tax Return and acknowledgment receipt ITR V
  • Form 16 (both A and B)

 

FAQs:

Yes, the customers will be charged with an overtime fee on spending beyond the specified credit limit.
No, you do not have different credit limits available for my primary or add-on card.
You shall be an existing customer for more than 6 months to request the credit limit increase feature.