Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

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Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

Complimentary 3-Month Swiggy One Membership

Rewards Rate

10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories

Movie & Dining

10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more

Reward Redemption

Cashback Against Credit Card Statement

Travel

Upto 5% cashback on merchants like Uber and Ola

Golf

Free Golf Lessons (Mastercard World)

Domestic Lounge

NA

International Lounge

NA

Insurance Benefits

NA

Zero Liability Protection

Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card
Fees & Charges

Renewal Fee

Rs. 500 + GST

Spend-Based Waiver

Renewal fee waiver on spending Rs. 2 Lakhs in the year

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the total amount

Interest Rates

3.6% per month or 43.2% per annum

Fuel Surcharge

NA

Cash Advance Charges

2.5% of the amount or Rs. 500, whichever is higher

Add-on Card Fee

Nil

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