Domestic Lounge 
International Lounge 
HDFC Bank 
SBI Card 
IDFC Bank 
Bank OF Baroda 
AXIS Bank 
RBL 
KOTAK MAHINDRA 
ICICI Bank 
CITI Bank 
HSBC 
YES Bank 
AMEX 
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STANDARD CHARTERED
Federal Bank  IDFC HPCL FIRST Power Credit CardApply Now |  Indian Oil Axis Bank Credit CardApply Now | ||
|---|---|---|---|
Joining Fee Rs. 199 + GST | Joining Fee Rs. 500+GST | ||
Rewards and Benefits | |||
Welcome Benefits NA | Welcome Benefits 100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance. | ||
Rewards Rate Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends. | Rewards Rate 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card | ||
Movie & Dining Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above. | Movie & Dining 10% instant discount on movie ticket bookings on BookMyShow | ||
Reward Redemption You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal. | Reward Redemption Reward Points redeemable for shopping/travel vouchers and products (from the given product catalog) on Axis Bank EDGE Rewards Portal. | ||
Travel Complimentary roadside assistance worth Rs. 1399 | Travel N/A | ||
Golf NA | Golf N/A | ||
Domestic Lounge NA | Domestic Lounge N/A | ||
International Lounge NA | International Lounge N/A | ||
Insurance Benefits Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000 | Insurance Benefits N/A | ||
Zero Liability Protection Cardholder is not liable for fraudulent transactions if he reports it to the bank in a timely manner | Zero Liability Protection Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank | ||
Fees & Charges | |||
Joining Fees Rs. 199 + GST | Joining Fees Rs. 500+GST | ||
Renewal Fee Rs. 199 + GST | Renewal Fee Rs. 500+GST | ||
Spend Based Waiver Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year | Spend Based Waiver Renewal fee waived off on annual spending of Rs. 50,000. | ||
Rewards Redemption Fee Rs. 99 plus taxes | Rewards Redemption Fee Nil | ||
Foreign Currency Markup 3.5% | Foreign Currency Markup 3.5% of the transaction amount. | ||
Interest Rates 0.75 – 3.5% per month | Interest Rates 3.4% per month (49.36% per annum) | ||
Fuel Surcharge 1% fuel surcharge waiver capped at a maximum of Rs. 100 per month | Fuel Surcharge 1% fuel surcharge waived at all filling stations across India for transactions between Rs. 200 and Rs. 5,000 | ||
Cash Advance Charges Rs. 199 per withdrawal | Cash Advance Charges 3.4% of the total transaction amount (Minimum Rs. 500). | ||
Add-on Card Fee Nil | Add-on Card Fee Nil | ||
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