IDFC HPCL FIRST Power Credit Card

IDFC HPCL FIRST Power Credit Card

Apply Now
Indian Oil Axis Bank RuPay Credit Card

Indian Oil Axis Bank RuPay Credit Card

Apply Now

Joining Fee

Rs. 199 + GST

Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

NA

Welcome Benefits

100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.

Rewards Rate

Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends.

Rewards Rate

20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card

Movie & Dining

Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.

Movie & Dining

10% instant discount on movie ticket bookings on BookMyShow

Reward Redemption

You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal.

Reward Redemption

Reward Points redeemable for shopping/travel vouchers and products (from the given product catalog) on Axis Bank EDGE Rewards Portal.

Travel

Complimentary roadside assistance worth Rs. 1399

Travel

N/A

Golf

NA

Golf

N/A

Domestic Lounge

NA

Domestic Lounge

N/A

International Lounge

NA

International Lounge

N/A

Insurance Benefits

Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000

Insurance Benefits

N/A

Zero Liability Protection

Cardholder is not liable for fraudulent transactions if he reports it to the bank in a timely manner

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank
Fees & Charges

Renewal Fee

Rs. 199 + GST

Renewal Fee

Rs. 500 + GST

Spend-Based Waiver

Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year

Spend-Based Waiver

Renewal Fee Waived on Annual Spending of Rs. 3.5 Lakh

Rewards Redemption Fee

Rs. 99 plus taxes

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5%

Foreign Currency Markup

3.5%

Interest Rates

0.75 – 3.5% per month

Interest Rates

3.6% Per Month (52.86% Per Annum)

Fuel Surcharge

1% fuel surcharge waiver capped at a maximum of Rs. 100 per month

Fuel Surcharge

1% Fuel Surcharge Waived for Transactions Between Rs. 400 and Rs. 4,000

Cash Advance Charges

Rs. 199 per withdrawal

Cash Advance Charges

2.5% of the Total Transaction Amount (Minimum Rs. 500)

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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