Kotak Solitaire Business Corporate Credit Card
- Updated On: 30 October, 2025
The card is a complimentary benefit for Kotak Solitaire Business banking clients. To qualify for the Solitaire Business Corporate Credit Card, you need to join the Solitaire Business program by maintaining a Relationship Value (RV) of over ₹1 crore with Kotak Mahindra Bank. While the bank states the TRV requirement is ₹1 crore, some users online have reported that the bank’s direct communication indicated a TRV of ₹2 crore. On paper, the card provides a solid reward structure, including accelerated rewards on Kotak’s reward portal, the Kotak Unbox Platform. It also offers deals on popular software brands, including Google Workspace, Tally, Microsoft Office, AWS, Microsoft Azure, Canva, Jira, HubSpot, and more, via Nuclei.
Kotak Solitaire Business Corporate Credit Card

- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
14 RPs/₹150 on Kotak UnBox Flight & Hotel Bookings, 2 RPs/₹150 on Other Spends, and 1 RP/₹150 on Utility Bills, Groceries, Insurance Premiums, Government Payments, & Railway Bookings
Reward Redemption
1 RP = ₹0.50 through Kotak UnBox Platform
Travel
Airport Lounge Access Offered and Accelerated Reward Points on Hotel and Flight Bookings via Kotak UnBox Platform
Domestic Lounge Access
1 Complimentary Lounge Visit per Quarter
International Lounge Access
1 Complimentary Lounge Visit per Year
Golf
N/A
Insurance Benefits
Complimentary Travel Insurance Cover
Fees & Charges
Spend-Based Waiver
Spend ₹6,00,000 in 12 months (Non-Solitaire Program Customers)
Rewards Redemption Fee
Nil
Foreign Currency Markup
1.99%
Interest Rates
1.99% per Month (23.88% Annually)
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver
Cash Advance Charges
Cash Advances Not Allowed
Product Details
- A premium business credit card tailored for entrepreneurs and professionals with high travel and digital service usage.
- Offers accelerated reward points on business-related spends like travel and utility payments.
- Comes with value-added benefits, including lounge access, travel insurance, and business software offers.
Pros/Cons
Pros
- Accelerated rewards on hotel and flight bookings
- Complimentary domestic and international lounge access
- Useful business software offers via Nuclei
- Travel insurance and fraud protection coverage
Cons
- No spend-based annual fee waiver
- No golf, movie, or dining privileges
- No welcome benefits to compensate the annual fee for non-Solitaire Program Customers
Reward Points Accrual and Redemption
The Kotak Solitaire allows you to earn reward points in the following categories:
- 14 reward points (7x) for every ₹150 spent on Kotak Points UnBox Platform for flight and hotel bookings. These points will be capped at 1,00,000 reward points per statement cycle.
- Earn 1 reward point on every ₹150 spent on utility bills, groceries, insurance premiums, government payments (including taxes), and railway bookings. Points earned on this category will be capped at 1000 points per statement cycle.
- Earn 2 reward points for every ₹150 spent on other eligible categories.
Please Note: Reward points are not applicable on EMI transactions, international spends, and select categories including rent, wallets, fuel, and education.
Reward Redemption
The value of 1 Reward Point is ₹0.50, when redeemed on Kotak UnBox Platform. In that case, please note that–
- Reward points are valid for 2 years from the date they are earned.
- Customers can use reward points to cover up to 90% of their cart value on the Kotak Unbox Platform. The remaining 10% needs to be paid with the Kotak Solitaire Business credit card.
- A minimum of 500 reward points is necessary to redeem for flight and hotel bookings through the Kotak Unbox Platform.
To redeem your points, simply log in via your mobile banking app on the Kotak Unbox platform and select from various options, including travel, shopping, and more.
Complimentary Airport Lounge Access
| Lounge Type | Benefit | Lounge List | Visit Validation Charges |
| International Lounge Access via Priority Pass | 1 Complimentary Lounge Visit per Year | International Airport Lounge List | $1 |
| Domestic Lounge Access via DreamFolks | 1 Complimentary Lounge Visit per Quarter | Domestic Airport Lounge List | ₹2 |
Guest charges are waived for Kotak Solitaire Credit Card holders, up to 2 guests per year, for the primary cardholder, for both domestic and international lounges.
Insurance Benefits
| Insurance Cover Offered | Insurance Cover Amount |
| Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection) | ₹50,000 |
| Flight delay (deductible– 6 hours) | ₹10,000 |
| Loss of Checked in Baggage | ₹10,000 |
| Carrier Cancellation | ₹10,000 |
| Delay of Checked-in Baggage | ₹10,000 |
| Valuable Documents Cover | ₹10,000 |
| Missing Connecting International Flight During Transit | ₹10,000 |
To file a claim, notify Zurich Kotak General Insurance immediately at 1800 266 4545 or email care@zurichkotak.com. Use the email subject line: Kotak Personal Protect // KMBL Cards // 5823208300 // [Customer Name], and submit all required documents within 60 days of the claim notification.
Bottom Line
The Kotak Solitaire Business Corporate Credit Card is a solid choice for high-value Kotak business customers looking to maximise rewards on travel and business spends via the UnBox platform. Although the eligibility requirements may seem high, the card offers a decent reward rate, premium lounge access, business-centric benefits, and travel insurance, making it a value-packed option for entrepreneurs with established banking relationships.
FAQs:
What is the annual fee of Kotak Solitaire Business Credit Card?
Koatk Solitaire Business Credit Card comes at an annual fee of ₹3,499 + GST, which is waived off for Solitaire Program Customers.
Is there an annual fee waiver for Kotak Solitaire Business Credit Card?
While the card is lifetime free for users of the Kotak Solitaire Banking Program, it does not have an annual fee waiver otherwise.
Is there any complimentary airport lounge access with Kotak Solitaire Business Credit Card?
The card offers 1 free international airport lounge visit per year and up to 4 domestic airport lounge visits, limited to 1 per quarter.
