Kotak Solitaire Business Corporate Credit Card

The card is a complimentary benefit for Kotak Solitaire Business banking clients. To qualify for the Solitaire Business Corporate Credit Card, you need to join the Solitaire Business program by maintaining a Relationship Value (RV) of over ₹1 crore with Kotak Mahindra Bank. While the bank states the TRV requirement is ₹1 crore, some users online have reported that the bank’s direct communication indicated a TRV of ₹2 crore. On paper, the card provides a solid reward structure, including accelerated rewards on Kotak’s reward portal, the Kotak Unbox Platform. It also offers deals on popular software brands, including Google Workspace, Tally, Microsoft Office, AWS, Microsoft Azure, Canva, Jira, HubSpot, and more, via Nuclei.

Product Details

• A premium business credit card tailored for entrepreneurs and professionals with high travel and digital service usage.
• Offers accelerated reward points on business-related spends like travel and utility payments.
• Comes with value-added benefits, including lounge access, travel insurance, and business software offers.

Reward Points Accrual and Redemption

The Kotak Solitaire allows you to earn reward points in the following categories:

• 14 reward points (7x) for every ₹150 spent on Kotak Points UnBox Platform for flight and hotel bookings. These points will be capped at 1,00,000 reward points per statement cycle.
• Earn 1 reward point on every  ₹150 spent on utility bills, groceries, insurance premiums, government payments (including taxes), and railway bookings. Points earned on this category will be capped at 1000 points per statement cycle. 
• Earn 2 reward points for every ₹150 spent on other eligible categories.

Please Note: Reward points are not applicable on EMI transactions, international spends, and select categories including rent, wallets, fuel, and education. 

Reward Redemption

The value of 1 Reward Point is ₹0.50, when redeemed on Kotak UnBox Platform. In that case, please note that–

• Reward points are valid for 2 years from the date they are earned.
• Customers can use reward points to cover up to 90% of their cart value on the Kotak Unbox Platform. The remaining 10% needs to be paid with the Kotak Solitaire Business credit card.
• A minimum of 500 reward points is necessary to redeem for flight and hotel bookings through the Kotak Unbox Platform.

To redeem your points, simply log in via your mobile banking app on the Kotak Unbox platform and select from various options, including travel, shopping, and more.

Complimentary Airport Lounge Access

Guest charges are waived for Kotak Solitaire Credit Card holders, up to 2 guests per year, for the primary cardholder, for both domestic and international lounges.

Insurance Benefits

To file a claim, notify Zurich Kotak General Insurance immediately at 1800 266 4545 or email care@zurichkotak.com. Use the email subject line: Kotak Personal Protect // KMBL Cards // 5823208300 // [Customer Name], and submit all required documents within 60 days of the claim notification.

Bottom Line

The Kotak Solitaire Business Corporate Credit Card is a solid choice for high-value Kotak business customers looking to maximise rewards on travel and business spends via the UnBox platform. Although the eligibility requirements may seem high, the card offers a decent reward rate, premium lounge access, business-centric benefits, and travel insurance, making it a value-packed option for entrepreneurs with established banking relationships.