super.money by Flipkart has introduced one of the most habit-changing and revolutionary UPI apps in recent times. Users across the country have discovered that super.money is among the most rewarding platforms for UPI transactions. To elevate this experience, super.money first launched the secured superCard Credit Card, which offered credit access backed by a fixed deposit as low as ₹100. Building on that success, super.money has now partnered with Axis Bank to introduce another rewarding credit card.
The new Axis Bank SuperMoney RuPay Credit Card offers an impressive 3% cashback on UPI spends, a standout benefit considering that most credit cards in India do not offer such high cashback for UPI transactions.
Prakash Sikaria, Founder & CEO of super.money, said, “The launch of this credit card sets a new benchmark as one of the most rewarding credit solutions in India today. The card offers unparalleled benefits, including FLAT 3% cashback, making it a game-changer for users seeking maximum value from any transaction. This card is designed to make secure, rewarding, and seamless transactions accessible to all. We are proud to collaborate with Axis Bank to equip individuals with innovative tools that simplify financial management and promote responsible credit behavior. This partnership reinforces our commitment to advancing financial inclusion and shaping a more equitable and accessible credit ecosystem for all.”
Up to 3% Cashback on UPI Spends and More!
- Flat 3% Cashback on UPI Spends via RuPay
- Flat 1% Cashback on All Other Transactions
- 1% Fuel Surcharge Waiver Up to ₹400 Each Statement Cycle
- Exclusive Cashback Offers on Brands like Ola, Myntra, MakeMyTrip & More
- Free Physical Card | Lifetime Free Credit Card
- Maximum Cashback of ₹500 Each Statement Cycle
- 55.55% Interest Rate Per Annum
Cashback shall not be awarded for the following.
- Repayments
- Utility Services
- Fuel
- Clock, Jewelry, Watch, and Silverware Stores
- Cash Withdrawal
- Wallet Load Transactions
- Insurance Services
- Education Services
- Govt Services
- Financial Institutions
- Rental Payments
- EMI Transactions
- Purchases Converted to EMI Post Facto
- Telecom
100% Cashback Up to ₹500 – June Limited Time Offer
Those with the Axis Bank SuperMoney RuPay Credit Card are eligible for 100% cashback of up to ₹500 on Flipkart. This is a limited-time offer valid till 30th June 2025. All participants shall be eligible for this offer once. Only transactions made by SuperMoney RuPay Credit Cards via super.money shall be valid for cashback.
Cashback shall be credited within 7 days of making eligible transactions.
Offer Validity – 1st June 2025 to 30th June 2025
How to Apply for LTF SuperMoney RuPay Credit Card?
The Axis SuperMoney Credit Card is ideal for beginners and young adults. With many seeking to apply for this card, it’s important to know that currently, this card can only be applied for via super.money app.
Bottom Line
With the launch of two co-branded credit cards, one with Utkarsh Small Finance Bank and the other with Axis Bank super.money by Flipkart, is clearly aiming to disrupt the UPI payments market, challenging established players like PhonePe and Google Pay. This strategy seems to be working, especially among youngsters who are increasingly choosing super.money for their UPI spends and opting for the co-branded secured super.money Credit Card.
While the superCard is ideal for beginners looking to build their credit history, the new SuperMoney RuPay Credit Card (superCard Pro), in collaboration with Axis Bank, is a must-have for seasoned credit card users who want to maximize rewards on their UPI payments.
Individuals who frequently use UPI should consider this card. To maximize cashback, one must spend ₹16,667 each statement cycle.
36 comments
Jay
The new Axis Super Money card is a much better choice for UPI spends under ₹1.5 lakh. The Utkarsh Super Money card is practically useless—its cashback is basically a lucky draw. And to top it off, if you already hold the Utkarsh card, you’re not even allowed to apply for the Axis one. What a letdown.
Manjunath
Does this card supports EMI transactions
Kartik Kanwar
The super.money Pro Credit Card can be used for EMI transactions.
Jasvinder Singh
I had Utkarsh Supercard CC on FD basis and I have closed it ,kindly tell me Am I eligible for axis supermoney CC or not ??? Although No banner in app for applying
Kartik Kanwar
Most probably you would not be eligible for it. Still you can check the app.
Nist
Will this card eligible for offers running on platform like myntra and flipkart, like 10% instant discount using axis bank credit card ?
Kartik Kanwar
Most co-branded cards are not elgible. So I think not.
Ponduru Jagan
Recently back i applied super money credit card by utkarsh finance partnership and also used this card.but i recently closed this card.but i want to supermoney pro credit card by axis Bank partnership.so, what can I do.
If you know can suggest me how get this credit card
Anowar Hussain
I have no account I hope I get a card
Kartik Kanwar
Having an Axis Savings Account is not compulsory.
Ganesh
I already had 3-axis cards. Can I also get this, or am I limited to 3 only?
Kartik Kanwar
Maximum three cards for Axis
Anil Kumar
How to apply?
Kartik Kanwar
Check Your Super Money App
Shashank Takshak
Thanks for the info. Quick questions
1. Do they charge 200₹ AMC for using UPI.
2. I have not applied to any Super money CC. how can I apply for this one? 🤔 I already have a CC and a decent CIBIL score
Kartik Kanwar
No annual charges for this card, its lifetime free. You can apply via the super.money app.
Sadanand Gowda
I just signed up on the app, I see supercard available and supercard pro as coming soon, should I apply for supercard for the pro one to be available or just wait for pro. I don’t want both the cards
Kartik Kanwar
Wait for the Pro one.
Rajnish Kumar
My age is 19 can I get this card
Kartik Kanwar
Depends on your credit score.
Faraz
I wanna know if this 3% is for every 100 rupees spent or for any amount in multiples of 33 rupees.
Will I get 1.5 or 0.5 rupees as cashback ?
Kartik Kanwar
As far as my understanding goes, there is no minimum value. So whatever transaction you make you would get 3% and 1% cashback on the overall spends. Whether it falls in 3% or 1% depends on the MCC.
Utkarsh k
Will it give 3% cashback on recharge and bill payments
Kartik Kanwar
Utility services shall not be eligible for cashback. Best go for Airtel Axis Credit Card for utility bill payments.
Ayesha
I think Kotak and IndusInd co-branded Super Card Credit Cards are also coming.
Kartik Kanwar
Rumours yes, someone even posted Super.Money logo on ace credit card statement
Yash
Looks good for UPI users, but what about offline spending benefits?
Kartik Kanwar
1% cashback on offline
Gnk
I started applying for utkarsh based card that it was showing before, but changed my mind and stopped in between, and now the card tab is stuck at “fetch kyc documents” step of the same. How do I cancel this and see the new supermoney card?!
Abhinav
Same issue. Any solution?
Kartik Kanwar
Not yet
Kartik Kanwar
You wont be able to. You can try contacting customer support wont help most probably.
Rindika Fanai
This Needs to be highlighted: Maximum Cashback of ₹500 Each Statement Cycle. This card probably wont disrupt the upi card market by any means . Maximum Cashback Per statement cycle should be at least 1000 in my
opinion.
Kartik Kanwar
Even 500 is fine for UPI spends. If someone has such high spends only for UPI, they should def shift to a credit card. Also not many know about it but it is highly rewarding app for UPI spends.
Amit Gokhale
I have the Utkarsh super money card. I cannot see a link to apply for Axis super money card. am I eligible ?
Kartik Kanwar
You most probably wont be eligible for it. Only those who do not already have the Super Money Credit Card are seeing the option to apply for both cards.