Debit Cards From Union Bank

It is clear that today we cannot survive without a card be it a debit card or a credit card. Both are a necessity and a requirement and having one in our wallets is a way to be secure. Today debit cards have become a primary part of our daily lives. Whether it’s for shopping, paying bills, or withdrawing cash, having a debit card provides a sense of financial freedom and ease.

Union Bank understands the importance of debit cards and provides a range of different options to meet the different needs of its customers. From empowering women with particular card features to providing accessibility for visually impaired individuals, Union Bank has created its debit card offerings to meet the specific needs of different customer segments. Each card comes with its unique set of benefits and features, making it easier for customers to choose the card that best suits their needs and lifestyle.

RuPay Select Debit Card

The RuPay Select Debit Card is one of the most opted cards from the Union Bank. With this premium card, users can enjoy access to sought-after gyms and wellness centers, allowing them to rejuvenate their body, mind, and soul. The card comes with a daily cash withdrawal limit of ₹1 lakh at ATMs and a daily shopping limit of ₹3 lakh for both PoS and e-commerce transactions, with a total daily limit of ₹4 lakh. It is available for specific account schemes and offers a tap-and-go transaction limit of ₹5,000 per transaction, with a maximum of ₹15,000 per day and up to 5 cashless transactions per day. The card also provides airport lounge access, reward points for every ₹100 spent on PoS /e-commerce, personal accident insurance coverage, and an annual maintenance charge of ₹400 plus taxes.

Union Bank Business Platinum Debit Card

The Union Business Platinum Debit Card is created for people who already have an account in the Union Bank, whether they have individual, proprietorship, partnership, private limited company, or Hindu Undivided Family (HUF) accounts. This VISA-based debit card allows 24/7 access to the cardholder’s funds. With a daily cash withdrawal limit of ₹1 lakh and a daily shopping limit of ₹3 lakh, the card offers a total daily limit of ₹4 lakh. It does not require an average quarterly balance and has an annual maintenance charge of ₹400 plus taxes. It also provides personal accidental insurance coverage with accidental death insurance of ₹2 lakh for each partner to whom the debit card is issued. Cardholders can also enjoy various benefits VISA offers, including commercial offers with discounts ranging from 15% to 25% on services like accommodation, business travel, car rental, and more.

Union Bank Sparsh Braille Debit Card

Union Bank has been extremely thoughtful and introduced the Sparsh Braille Card, a debit card particularly made for visually impaired people. This card does not charge any joining fee and does not require any average quarterly balance. It features raised Braille dots, a tactile Braille alphabet ‘U’, a rounded notch for orientation, and improved contrasting colors for easy reading. The card also has a glossy spot UV lamination effect and a clutter-free front face, making it easy for visually impaired people to locate and use the card. The card details are placed on the back for independent reading, and it is NCMC-enabled for tap-and-go transactions. The card is personalized with the cardholder’s name and number embossed on it. It includes benefits such as accidental insurance coverage, rewards points, and domestic and international airport lounge access.

Union Bank RuPay Empower Her Debit Card

Today, almost every bank has introduced a women-centric card that offers all the requirements of a woman. Union Bank of India has also introduced a debit card that focuses on a woman’s needs. The RuPay Empower Her Debit Card is a card launched by Union Bank which includes many beneficial features. This card comes with no joining fee but has annual maintenance charges of ₹300 plus taxes. Users have a total daily limit of ₹2,25,000, which includes a daily cash withdrawal limit of ₹75,000 and a daily shopping limit of ₹1,50,000. Users earn 1 Reward Point for every ₹100 spent on PoS/ e-commerce transactions. Women who travel frequently will enjoy complimentary access to domestic airport lounges twice every month. This card also includes insurance coverage so that women have security if something unexpected happens.

Union Bank RuPay HNI Emperio Debit Card

The HNI Emperio Debit Card introduced by the Union Bank of India is a metal debit card under the RuPay network. This card offers its users a hint of luxury and style through a card with no joining fee. This card has an annual maintenance fee of ₹1,299 plus taxes and a spend-based waiver of ₹2 lakhs annually. Users get a daily shopping limit of ₹5 lakhs and a daily withdrawal limit of ₹2 lakhs, making the total limit of the card to be ₹7 lakhs. There are only a handful of metal debit cards in India, and very few do not charge any fees, so people who want to experience the premium feel of a metal card should apply for the HNI Emperio Debit Card. Users also earn 1 Reward Point for every ₹100 spent on PoS/ e-commerce transactions, along with two complimentary domestic airport lounges.

Bottom Line

Union Bank offers a variety of debit cards to meet the specialized needs of different customer groups. From the RuPay Empower Her Debit Card, introduced particularly for women, to the Sparsh Braille Card for visually impaired individuals, Union Bank shows how it focuses on the needs of its customers. Each card comes with unique features such as cash withdrawal limits, shopping limits, reward points, and insurance coverage, allowing customers to choose a card that suits their lifestyle. Union Bank offers debit card options that are designed to meet the changing financial needs of their customers, prioritizing comfort, security, and empowerment in every transaction.