Recently, AU Small Finance Bank launched the AU CA Metal Credit Card, which quickly gained popularity among Chartered Accountants for its profession-focused benefits and exclusive positioning. Building on a similar concept, the bank has now introduced the lifetime free AU CS Credit Card, designed exclusively for Company Secretaries.
The card offers accelerated rewards on categories that are relevant to the profession, including dining, travel, tax payments, and software purchases. Cardholders can earn 8 Reward Points per ₹100 spent on these categories, along with 2 Reward Points per ₹100 on retail spends and 1 Reward Point per ₹100 on utility, telecom, and insurance payments.
As a welcome benefit, users can earn 2,000 Bonus Reward Points by spending ₹5,000 within 30 days of card activation. The card also offers a unique benefit for members of the Institute of Company Secretaries of India (ICSI), providing a flat 25% cashback on annual ICSI membership renewal fees.
AU CS Credit Card Key Features
- Lifetime Free Credit Card with no joining or annual fee.
- 25% Cashback on annual ICSI membership renewal fees.
- 2,000 Bonus Reward Points on spending ₹5,000 within 30 days of card activation.
- 8 Reward Points per ₹100 spent on dining, travel, tax payments, and software purchases.
- 2 Complimentary Domestic Airport Lounge Visits every quarter.
- Global Concierge Services for travel, entertainment, and lifestyle assistance.
- 1% Fuel Surcharge Waiver (up to ₹250 per statement cycle) on fuel spends between ₹400 and ₹5,000.
- Flexible Reward Redemption through the AU Rewardz platform.
- Comprehensive Insurance Coverage, including air accident and purchase protection benefits.
Bottom Line
Credit cards like the AU CS Credit Card and AU CA Metal Credit Card offer more than just rewards and benefits. They represent a sense of professional identity and achievement. Unlike regular credit cards that are available to anyone meeting income requirements, these cards are reserved for members of specific professions, making them exclusive by design. For many cardholders, carrying such a card is not only about earning rewards but also about celebrating the professional milestones they have worked hard to achieve.