AU Credit Cardholders can earn up to 10,000 bonus Reward Points and even Amazon vouchers when making insurance payments. Usually, credit cards do not offer any reward points on insurance spends, but with this offer, you can earn Reward Points and vouchers on them with your AU Credit Card.
Please note that these are two separate offers, each divided based on the card one holds. For example, Altura Plus, ABC Pro, ABC Nxt, ABC Flex, ABC Biz, ixigo AU, NOMO, LIT, Vetta, Xcite, Xcite Ultra, and Zenith Credit Cards are valid only for the 10,000 Bonus Reward Point offer. At the same time, a few others, such as Altura, Business, Xcite Ace, SPONT, InstaPay, and Zenith+ Credit Cards, will be eligible for Amazon vouchers.
These offers are valid from 2nd December 2025 to 31st January 2026.
Up to 10,000 Bonus Reward Points on Insurance Payments
Let’s have a look at the bonus Reward Points on the insurance payments offer construct.
| Insurance Transaction Value | Bonus RPs |
| ₹10,000 to ₹19,999 | 500 |
| ₹20,000 to ₹ 29,999 | 800 |
| ₹30,000 to ₹49,999 | 1,000 |
| ₹50,000 to ₹99,999 | 2,000 |
| ₹100,000 to ₹199,999 | 4,000 |
| ₹200,000 to ₹499,999 | 5,000 |
| ₹500,000 or More | 10,000 |
Offer Terms
- Reward Points will be credited within 60 days from the end date of the offer.
- This offer is an additional feature of the AU Credit Card.
₹2,500 Amazon Voucher on Insurance Payments
AU Credit Card is running a promotion where you can earn up to ₹2,500 in Amazon vouchers for making online insurance payments with your AU Credit Card. This offer is available for select AU credit cards such as Altura, Business, Xcite Ace, SPONT, InstaPay, and Zenith+ Credit Cards. You can earn cashback on your total insurance spending during this period. You can receive a maximum of ₹2,500 per credit card account.
After the promotion ends, you will receive a voucher redemption link to your registered mobile number and email within 60 days.
| Spending Structure | Amazon Voucher |
| ₹10,000 to ₹19,999 | ₹100 |
| ₹20,000 to ₹ 29,999 | ₹200 |
| ₹30,000 to ₹49,999 | ₹300 |
| ₹50,000 to ₹99,999 | ₹500 |
| ₹100,000 to ₹199,999 | ₹1,000 |
| ₹200,000 to ₹499,999 | ₹1,500 |
| ₹500,000 or More | ₹2,500 |
Offer Terms and Conditions
- Eligible cards include Altura, Business, Xcite Ace, SPONT, InstaPay, and Zenith+ Credit Cards.
- Links to redeem your vouchers will be sent to registered users within 60 days after the offer ends.
- The offer includes payments defined by VISA and RuPay in specific categories.
- The offer does not apply to AU Corporate, Purchase, and InstaPay Credit Cards.
- The bank can modify or cancel the offer without prior notice.
- Vouchers are limited to a maximum of ₹2,500 per credit card account.
Bottom Line
Those with AU Credit Cards should definitely take part in these offers and make their required insurance purchases with their eligible credit cards. This would allow cardholders to earn up to 10,000 bonus Reward Points or even Amazon vouchers worth ₹2,500, offering savings on expenses like insurance.