Bandhan Bank Ignite Credit Card

Milestone Benefits

The Bandhan Bank Ignite Credit Card also offers a monthly milestone benefit to reward high spenders. Cardholders who spend ₹30,000 or more in a month receive 1,200 bonus reward points.

Reward Point Earning

• Earn 4 Reward Points for every ₹200 spent on all eligible transactions.
• Earn 2X Reward Points (8 Reward Points) for every ₹200 spent on grocery and travel purchases.
• 1 Reward Point = ₹0.25

Complimentary Airport Lounge Benefits

The Bandhan Bank Ignite Credit Card offers one complimentary domestic airport lounge visit and one complimentary international airport lounge visit every calendar quarter. Airport lounge access is one of the most sought-after credit card benefits, especially among people who travel frequently for work or leisure. This benefit makes every trip more convenient while helping you save on the cost of paid lounge access.

Dining Benefit

Dine at your favorite restaurant and enjoy a 15% discount on EazyDiner, with savings of up to ₹500 once every month while using your Ignite Credit Card.

Fuel Surcharge Waiver

Save on fuel expenses with a 1% fuel surcharge waiver on eligible transactions, up to a maximum of ₹250 per statement cycle. This benefit helps reduce your overall fuel costs every billing cycle.

First EMI Cashback Offer

Make your first EMI purchase even more rewarding with 10% cashback, up to ₹500, on your first EMI booking. This one-time benefit is applicable on EMI transactions with a minimum tenure of 12 months, helping you save on your initial installment purchase.

Who Should Apply for the Bandhan Bank Ignite Credit Card?

• The Bandhan Bank Ignite Credit Card is a good choice for Salaried professionals looking for a reward points credit card for everyday spending.
• If you are someone who spends regularly on groceries and travel, as these categories earn 2X reward points.
• Occasional travelers who can take advantage of the complimentary domestic and international airport lounge access every quarter.
• Users who dine out often and can save up to ₹500 every month with the EazyDiner discount.
• High spenders who spend ₹30,000 or more in a month and want to earn milestone bonus reward points.
• Cardholders who can spend ₹1 lakh or more in a year to get the annual fee waived.

Eligibility Criteria for the Bandhan Bank Ignite Credit Card

To apply for the Bandhan Bank Ignite Credit Card, you must meet the following eligibility requirements:

• The applicant should be an existing Bandhan Bank customer with an active Current Account, Savings Account, Fixed Deposit (FD) Account, or Loan Account.
• The primary cardholder must be between 21 and 65 years of age.
• The applicant must be an Indian resident.
• The applicant should have an annual income of more than ₹6 lakh.

Bottom Line

The Bandhan Bank Ignite Credit Card is a good choice for people who want to earn reward points on their everyday spending without paying a high annual fee. It offers a decent rewards rate, especially for grocery and travel spends, along with useful lifestyle benefits like airport lounge access, monthly EazyDiner discounts, milestone bonus reward points, and a fuel surcharge waiver. The annual fee waiver on spends of ₹1 lakh also makes the card more valuable for regular users.

While the card does not offer welcome benefits, insurance coverage, or premium travel privileges, it still provides good overall value for its price. If your monthly expenses include shopping, groceries, travel, and dining, the Bandhan Bank Ignite Credit Card can help you save more and earn rewards on your everyday purchases. It is a practical option for users looking for a balanced credit card with useful benefits and a simple rewards structure.