IDFC HPCL First Power Plus Credit Card

IDFC HPCL FIRST Power Credit Card – Features and Benefits

Here are the main key features and benefits provided by the IDFC First Bank –

Welcome Benefits

• You will get up to ₹500 cash back on your 1st HPCL fuel transaction above ₹500
• Get up to 5% cashback (up to ₹1,000 capped) on the transaction value of the first EMI.

Movie and Dining

• Up to 25% off on movie tickets up to ₹100 once per month on the Paytm Mobile App. Use promo code  “IDFCCCFM”.
• Get up to ₹150 discounts on all orders above ₹500 with Swiggy.

Travel Benefits

• Complimentary roadside assistance worth ₹1,399 four times a year.
• ₹1,000 discount with ZoomCar rentals. Use code ALIDFCFIRST while making payment for self-drive rental cars with IDFC First Power + Credit Card.
• Up to 50% discount on chauffeur-driven car rental with Eco Rent-A-Car and Europcar.

Domestic Lounge Access

Complimentary domestic airport lounge access once every quarter on minimum monthly spending of ₹20,000.

UPI

The IDFC First Bank HPCL Power Plus Credit Card is now available on the RuPay network. If you opt for the RuPay version of the First Power Plus Credit Card, you will be able to link your card to any UPI application of your choice, such as GooglePay, PhonePe, Cred, and Paytm. When you make UPI transactions using this card, you will earn 3X Reward Points across all categories except Fuel, Insurance, and EMI. There is no limit to the number of UPI Reward Points you can earn.

Insurance Benefits

• The benefit of a personal accident loan is ₹2,00,000.
• Card liability is covered for ₹25,000 on lost cards.

Rewards Rate With IDFC First Power Plus Credit Card

• 30X Reward Points on HPCL Fuel up to 2,400 Reward Points (₹600) in a statement cycle. Check the official IDFC First savings maximizer document.
• Save up to 5% as rewards on grocery and utility expenses of up to worth ₹2,000 per month.
• You can save up to 5% as a reward on IDFC FIRST FASTag recharge (max cap ₹1,000 per month). For IDFC FIRST FASTag recharge, you will get 30 rewards for every ₹150 spent.
• Get up to 3X rewards on all other retail transactions. Here, 3X rewards are equal to 3 reward points for every ₹150 spent.
• Rewards are not applicable to HPCL fuel and LPG expenses beyond the maximum monthly capped amount.

 (1 Reward point = ₹0.25)

Eligibility Criteria for IDFC HPCL First Power Plus Credit Card

You must fulfill the following criteria to be eligible for the IDFC HPCL Power + Credit Card-

• Must be an Indian citizen,
• Minimum age of 21,
• Decent credit/CBIL Score,
• Annual income of ₹3 lakh or more.

How to Apply for the IDFC Bank HPCL First Power Plus Credit Card?

Here are a few steps that can help you apply for the IDFC Bank HPCL First Power + Credit Card:

• Click on the “Apply Now” button,
• Fill in your details, and you will have successfully applied for a new credit card.

IDFC Bank HPCL First Power Plus Credit Card Review

IDFC Bank HPCL First Power Plus Credit Card is one of the first credit cards by IDFC First Bank to come into existence in collaboration with HPCL. One of the main benefits of this card is that it rewards customers for regular refuels based on their usage.

This card is very well suited for fuel use, but it has other benefits, proving that it can also help save money through everyday shopping. For frequent travelers and people who refill their tanks, this credit card is a perfect approach to saving money. This card not only saves fuel but also has many other benefits for Swiggy, movies, and even rental cars. The IDFC HPCL Credit Card also offers a luxurious lifestyle benefit of complimentary lounge access at no extra cost as well.