By Divya Shokeen
Updated On January 11, 2024

It is advisable to pay your credit card bills on time to maintain a good credit score and avoid paying a high rate of interest. Bill Payments play a crucial role in keeping your account in good standing and to achieve the same Standard Chartered Bank offers various channels to pay your credit card bill on time. You can opt for online or offline mode to pay your Standard Chartered Credit Card bill. It offers 7 ways to clear your credit card dues. The methods to pay credit card bill and a step by step process is explained hereafter. Keep reading to know more.

Standard Chartered Credit Card Bill Payment

Online Methods for Standard Chartered Credit Card Bill Payment

How to pay Standard Chartered credit card bills using Online Banking?

It allows you to control your bank account from anywhere and anytime. Go to Standard Chartered Online Banking and log in by entering your username and password and proceed with the payment of the outstanding amount. If you are not registered for online banking, you can register yourself for this service on the same login page.
Step 1: Log in to your Standard Chartered Internet Banking account using your username and password.
Step 2: Go to the cards section and click on ‘Payments’.
Step 3: Under Payment click on ‘Pay SS credit card bills’ and make the payment of your credit card dues.

How to pay Standard Chartered credit card bills through BillDesk?

You can pay your credit card bill in 3 easy steps with the help of the BillDesk feature.
Step 1: You have to provide your credit card details like your Standard Chartered Credit Card number and the amount you would like to pay. Select the bank account you wish to pay through and you will be redirected to the selected bank page for the payment process.
Step 2: In this step, you need to confirm the payment by entering the authentication details like net banking user id and password.
Step 3: After the successful payment you will receive the payment confirmation on your registered email.

How to pay Standard Chartered credit card bills through NEFT?

This is one of the easiest methods to go for. You can easily pay your credit card bill by choosing NEFT. You need to add your credit card number as your beneficiary for this payment method with IFSC code SCBL0036001 and MG Road, Mumbai. After saving the beneficiary details you can pay your credit card bill anytime and from anywhere. Non-customers can use this method to pay the Standard Chartered Bank Credit Card bill payment from other bank’s accounts by following these simple steps;
Step 1: Log in to your bank’s internet banking using username and password.
Step 2: Under ‘Payments and Transfer’ add your Standard Chartered Bank Credit Card as Beneficiary.
Step 3: Under Beneficiary, add your name, credit card number, IFSC code SCBL0036001, and MG Road, Mumbai as address.
Step 4: Go to the NEFT fund transfer and select the beneficiary and pay the Standard Chartered Bank credit card dues.

How to pay Standard Chartered credit card bills using Wallet-based apps?

You can pay your credit card bills using third-party apps like Google, Paytm, BHIM, etc. A simple procedure is provided by the wallet-based service providers. For instance, the steps provided by Paytm wallet app are:
Step 1: Open Paytm and scroll down to Recharge & bill payments on the home page.
Step 2: Under Recharge & bill payments tap on ‘Pay Credit Card Bill’.
Step 3: Enter your credit card number and click on proceed.
Step 4: Enter the credit card bill amount and make the payment using your Paytm wallet.

How to pay Standard Chartered credit card bills through Auto Debit?

You can visit the bank’s branch and request to set up an auto-debit credit card bill payment. You can either select the full payment or the minimum bill amount payment while setting up the Auto-Debit payment method.

Offline Methods for Standard Chartered Credit Card Bill Payment

How to pay Standard Chartered credit card bills through Cheque and cash payment?

To opt for this payment method, visit the nearest bank’s branch and submit your cheque or deposit the cash equivalent to the outstanding amount. You will be charged a processing fee on this method.

How to pay Standard Chartered credit card bills using Phone banking?

Confused about which method to choose to pay off your credit card bill, simply call the Standard Chartered Helpline number and can request a transfer of the outstanding bill amount from your account. Phone banking services are available between 8 am to 8 pm. For more details click here.

Bottom Line:

The Standard Chartered Bank made it easy for its customers by giving the easiest steps to follow for clearing the credit card dues. You can pay your credit card offline by phone banking or by cheque/cash payment. It has certainly covered a good amount of online modes for paying off credit card dues. The one thing that is missing is the clearing dues using an ATM machine. The Bank does not provide an ATM facility as of now. You have the online and offline methods to keep a check on the credit card bill payment.

FAQs:

No, you cannot pay the MasterCard credit card bills using VISA Credit Card Payment method. You can only pay VISA credit card bills using this method.
It will take somewhat around 3-4 working days from the date of request made. So it is advisable to pay your bill 2-3 days before the due date.
There is no separate registration for this method as such. You only need to be registered for the online banking services and you are good to go for making bill payments using this method.
As of now, there are no fees charged by the Standard Chartered Bank on making bill payments using this method. It is completely free to use this method.