Doctor’s IMA SBI Card

Doctors’ IMA SBI Credit Card Features and Benefits

As the name suggests, the Doctor’s IMA SBI card has been designed to complement the lifestyle of a doctor. This card offers multiple benefits, including access to Domestic and International Airport Lounges and exclusive Professional Indemnity Insurance for doctors. The following list outlines the features and benefits that help doctors use this card effectively.

Welcome Benefits

With this Card, get a travel voucher of ₹1,500 from the Yatra official website as a joining gift. The amount can be redeemed online at checkout.

Milestone Benefits

• Cardholders get an e-Gift Voucher from Yatra/Bata/Shoppers Stop worth ₹5,000 on spending Rs. 5 Lakhs in a year
• On an annual expenditure of ₹2 Lakhs, the renewal fee will be reversed

Reward Benefits

• Earn 5 Reward Points/₹100 on medical supplies, travel bookings, and international spends
• Earn 5 Reward Points/₹100 on all spends on Doctor’s Day (1st July)
• Earn 1 Reward Point per ₹100 on all other spends
• Reward points are not applicable to balance transfers, cash advances, financial charges (late payment, dishonoured cheque, service or transaction fees), disputed transactions, fuel spends, merchant EMI, Flexipay, rent payments, and government-related transactions.

Each reward point is worth ₹0.25. Cardholders can either pay their card balance through reward points or redeem the reward points against a host of options from the reward catalogue

Travel Benefits

Doctor’s IMA SBI Credit Card has incredible travel benefits, which include:

• Complimentary visits to Domestic Airport Lounges 4 times a year (capped to once a quarter).
• Complimentary visits to International Airport Lounges 4 times a year through the Priority Pass Program (capped to 2 times a quarter).

Insurance Benefits

Doctors have a lot on their shoulders when treating patients, but in unforeseen cases, they are at risk of claims from patients. Cardholders get insured under Professional Indemnity Insurance to safeguard the professional interests of doctors and not only protect them in case of unfortunate situations but also help them to cover the legal costs of defending the case.

The Professional Indemnity Insurance covers ₹20 Lakhs per card and includes coverage of :

• Legal and defense costs
• Settlement expenses outside of court
• Court Awards

Conclusion

The Doctor’s IMA SBI Card is a great choice for doctors and offers multiple reward points on their spending. It also comes with the feature to personalize the card by engraving the cardholder’s name on it. This credit card helps doctors obtain the maximum benefit from expenditures that they often such as travel, spending overseas, expenditure on medical supplies, and so forth.

This card also includes the exclusive Professional Indemnity Insurance, covering ₹20 Lakhs per card. This insurance protects the doctor in the event of an unfortunate incident and shields him from the patient’s claims arising from the healthcare treatment, and it also covers legal and defense costs to defend the case.