RBL World Safari Lite Credit Card

Joining Benefit

Cardholders shall be eligible for vouchers worth more than ₹1,000 upon payment of the joining fee and making at least one transaction within the first 30 days of card issuance.

• Ixigo Voucher – ₹599 off on flight and hotel bookings
• Swiggy One Membership – Unlock Swiggy One benefits for food delivery and dining
• OTT Play Access – Enjoy curated streaming content and entertainment benefits

Zero Forex Charges

No more preloading a forex card or rummaging through your bag for different payment options while travelling internationally. With the RBL World Safari Lite Credit Card, cardholders enjoy zero forex charges on international spends, making it a perfect companion for overseas travel.

Accelerated Rewards on Flights and Hotel Bookings

• 1 Reward Point for every ₹100 spent on eligible purchases in the Domestic Travel Category.
• 5 Reward Points for every ₹100 spent on Flight & Hotel Bookings made through the RBL Rewards Portal.
• Reward points will not be earned on transactions made in certain merchant categories. These include expenses related to fuel and auto services, utilities, insurance payments, railway bookings, real estate or rental transactions, wallet or service provider loads, and other miscellaneous payments. Purchases made under these categories will not qualify for reward point accrual on the card.

Reward Points Redemption

Cardholders can redeem their Reward Points exclusively at the RBL Rewards portal.

• ₹0.25 per point on Flights & Hotel Bookings
• ₹0.05 per point on All Other Redemptions

Free Airport Lounge Access

The World Safari Lite is a travel-centric credit card, and airport lounge access becomes an important feature for such a card. It offers one complimentary domestic and one complimentary international airport lounge visit every quarter. Both benefits are spend-based and require cardholders to spend ₹50,000 or more in the previous quarter.

For international lounge access, cardholders are eligible to enter using a QR code generated through the RBL mobile banking app. For domestic lounge access, they can simply swipe their credit card at the lounge.

Considering the affordable annual fee of ₹1,000 + GST, the card offers a reasonable amount of airport lounge access for travellers.

Only the primary cardholder is eligible to avail of the lounge benefits. These benefits are not applicable to add-on cards issued under the primary cardholder.

Milestone Benefits

The World Safari Lite Credit Card also offers rewards on achieving milestone spending, allowing cardholders with higher spends to earn additional benefits.

Bottom Line

The RBL World Safari Lite Credit Card can be a good choice for those looking for a simple credit card with zero forex charges. While several other cards offer more premium benefits, such as the Mayura Credit Card, they usually fall in a much higher fee category. This card, on the other hand, provides zero forex charges along with traditional credit card benefits like airport lounge access at an affordable annual fee.

That said, while the card may work well for users comfortable with RBL Bank credit cards, it faces strong competition from other zero forex cards, such as the Scapia Credit Card. Still, those whose spending patterns align with the card’s rewards structure may find it a suitable option.