Earn Reward Points With Punjab National Bank Credit Cards

PNB Bank has its own reward point system that rewards transactions made with PNB Credit Cards. Each card has a different reward rate; for example, cards on RuPay Select earn high reward points while others do not. It’s important for individuals to understand the complete benefits offered by their reward points in order to maximize their rewards. Those with a Punjab National Bank Credit Card shall be automatically enrolled in the PNB Rewardz program.

In 2024 from 1st September 2024, the value of each reward point was reduced from ₹0.50 to ₹0.25.

Reward Points Earning With PNB Credit Cards

Here are the complete rewards earned with various credit cards.

Cards	Reward Points
RuPay Select and Visa Platinum	2 Reward Points/₹150
Visa Signature	2 Reward Points/₹150
Other Credit Cards	1 Reward Points/₹150

Apart from these base reward points, PNB Credit Cardholders can earn up to 5X accelerated Reward Points across 5,000+ popular merchants like GRT Jewellers, Barista, Avantra, Bajaj Electronics, and many more.

No Reward Points Shall Be Awarded for the Following

• Betting (including Lottery Tickets, Casino Gaming Chips, and Wagers)
• Petroleum and Petroleum Products
• Service Stations
• Automated Fuel Dispensers
• Fuel Dealers Fuel Oil, Wood, Coal, and Liquefied Petroleum
• Financial Institutions Manual Cash Disbursements
• Financial Institutions Automated Cash Disbursements
• UK Petrol Stations Electronic Hot File
• Jewellery
• Quasi Cash-Member Financial Institution
• Quasi Cash-Merchant
• Precious Stones and Metals, Watches and Jewellery
• Clock, Jewellery, Watch and Silverware Stores

Reward Point Redemption

PNB Reward Points earned with credit cards can be redeemed at the official online Punjab National portal or partner stores for vouchers, cashback, bookings, and more.

Bottom Line

Many people tend to choose other well-known credit card issuers when applying for a card, but PNB still offers good, rewarding cards. The PNB RuPay Platinum and EaseMyTrip PNB Credit Cards are both popular offerings. Our article aims to help those looking to apply for new PNB Credit Cards make the perfect choice. At the same time, existing users will also learn all about them, including about earning accelerated reward points.