By Bharti Bisht
Updated On September 10, 2021

The PVR Kotak Gold credit card is a co-branded card in partnership with PVR cinemas. It is a unique card specially made for people who love to go to the movies. It comes with a joining fee of Rs. 0 and provides exciting spend-based movie offers that will allow you to save your movie spends totally. On spending over Rs. 10,000 in a month, you get 1 PVR movie ticket for free, and if you spend over Rs. 15,000 in a month, you will get 2 free PVR movie tickets. Not only tickets, but the card also pays for your popcorn. Moreover, the PVR Kotak Gold credit card card comes with great benefits as your add-on card has all the features that you have in your PVR Kotak Gold credit card. This was not all about the benefits of this card. It also provides exciting offers on Food & Beverages, and comes with insurance benefits. To know all about the card, its fees & charges, and all benefits, keep reading:

Best Suited For

Movies |

Joining Fee

Nil

Reward Type

Reward Points |

Product Details

  • Get 1 free PVR Movie ticket each month on spending Rs. 10,000 in a month.
  • Enjoy 2 free PVR Movie tickets each month on spending Rs. 15,000 in a month.
  • Comes with a Zero Joining Fee
  • You get a cashback of 15% on Food and Beverages at PVR.
  • 5% cashback on Movie tickets at PVR Box Office.

Rewards and Benefits

Welcome Benefits

NA

Movie & Dining

Get 2 free PVR movie tickets worth up to Rs. 400 each on spending Rs. 15,000 or more in a month.

Rewards Rate

NA

Reward Redemption

The movie tickets can be redeemed by logging in to www.kotak.com or by sending an SMS

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Zero Liability protection & card insurance worth Rs 50,000 is provided in the case of the lost or stolen card if reported in a timely manner.

Fees & Charges

Joining Fee

Nil

Renewal Fee

Rs. 499

Spend based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on all foreign currency spends

Interest Rates

3.5% per month

Fuel Surcharge

1% fuel surcharge fee will be applicable.

Cash Advance Charge

Rs. 300

Add-on Card Fee

Rs. 299 per add-on card

PVR Kotak Gold Card Milestone Rewards

You get 1 PVR movie ticket every month if you spend over Rs. 10,000 in a month, which means a 4% cashback
On spending more than Rs. 15,000 in a month, you get 2 free PVR movie tickets, which means a 5.3% cashback.

Rewards Redemption

You can redeem your movie tickets earned through the PVR Kotak Gold Credit card by sending an SMS ‘PVRKCC space the first three letters of the month name i.e. JUN to 5676788 from your registered mobile number. One more way to redeem your PVR tickets is to log in to www.kotak.com. After logging in, follow these simple steps:

  • Click on the option ‘Net Banking’ on your screen.
  • Enter your username and password that you used to create your Net Banking account.
  • Select the tab ‘Credit Card.’
  • Select the Option ‘PVR Coupon Claim,’ and claim your movie tickets.

Insurance Benefits

A card insurance worth Rs. 50,000 is provided in case of a lost or stolen card if it is reported in a timely manner. You can contact the customer helpline (1860 266 2666) and get your card deactivated as soon as possible. The claim is registered with HDFC ERGO General Insurance Company by submitting the required documents within 7 days of the event. Both your primary card and supplimentary card gets covered under insurance.

Conclusion

The PVR Kotak Gold credit card is advantageous for the people who love movies as it provides its rewards as PVR movie tickets only. On spending Rs 15,000 in a month, you get 2 movie tickets worth Rs 400 each. In short, you are getting 5.3% cashback, which is not at all bad. So, we can hereby say that it is a card with less diverse but exciting offers. So, it would be the right decision to go with it if you really love to watch movies. One of its other great advantages is: it comes with no joining fee and a nominal annual fee of Rs 499 from the second year. So, it can also be a good choice for people looking for a credit card without a joining fee.

FAQs:

No, this card doesn’t come with travel benefits.

You will get 2 PVR movie tickets if you spend Rs. 15,000 in a month.

No, the card doesn’t provide any fuel surcharge waiver.

The add-on card fee for the PVR Kotak Gold credit card is Rs. 299 per add-on card.

You can’t get the annual fee waived off for your PVR Kotak Gold credit card.

You can redeem your rewards by logging in to www.kotak.com, and following some simple steps as mentioned above in the Rewards redemption section.

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