PVR Kotak Gold Credit Card

PVR Kotak Gold Card Features and Benefits

The PVR Kotak Gold Credit Card is a co-branded credit card that is best suited for people who love to go to movies. Other than this, the card has several other features and benefits, which are as mentioned below:

Milestone Rewards

You get 1 PVR movie ticket every month if you spend over Rs. 10,000 in a month, which means a 4% cashback
On spending more than Rs. 15,000 in a month, you get 2 free PVR movie tickets, which means a 5.3% cashback.

Rewards Redemption

You can redeem your movie tickets earned through the PVR Kotak Gold Credit card by sending an SMS ‘PVRKCC space the first three letters of the month name i.e. JUN to 5676788 from your registered mobile number. One more way to redeem your PVR tickets is to log in to kotak.com. After logging in, follow these simple steps:

• Click on the option ‘Net Banking’ on your screen.
• Enter your username and password that you used to create your Net Banking account.
• Select the tab ‘Credit Card.’
• Select the Option ‘PVR Coupon Claim,’ and claim your movie tickets.

Insurance Benefits

A card insurance worth Rs. 50,000 is provided in case of a lost or stolen card if it is reported in a timely manner. You can contact the customer helpline (1860 266 2666) and get your card deactivated as soon as possible. The claim is registered with HDFC ERGO General Insurance Company by submitting the required documents within 7 days of the event. Both your primary card and the supplementary card gets covered under insurance.

PVR Kotak Gold Credit Card Eligibility Criteria

The eligibility criteria that you need to fulfill in order to get approved for the PVR Kotak Gold Credit Card are as follows:

• Your age should be a minimum of 21 years.
• You should have a stable source of income, i.e, you should either be salaried or self-employed.
• You should have a decent credit history.

Documents Required

The documents that are required to apply for the Kotak Bank PVR Gold Credit Card are as follows:

• You will have to submit your Aadhar Card, PAN Card, Passport, Voter’s ID, or Driving License as identity proof.
• As address proof, you can submit the latest utility bills, Aadhar Card, or Passport.
• As income proof, you can submit the latest bank statements/salary slips, or the latest ITR.

How To Apply For The PVR Kotak Gold Credit Card?

You can apply for the Kotak Bank PVR Gold Credit Card online as well as offline as follows:

• To apply offline, visit your nearest Kotak Bank branch with all the required documents and apply for the card by filling in the physical application form.
• To apply online, visit Kotak Bank’s official website. Under the section ‘Explore Products,’ select ‘Cards’ and then ‘Credit Cards.’ Find the PVR Kotak Gold Credit Card and click on Apply Now under that. Proceed further accordingly.

Conclusion

The PVR Kotak Gold credit card is advantageous for people who love movies as it provides its rewards as PVR movie tickets only. Another card that is issued by the bank in partnership with PVR is the PVR Kotak Platinum Credit Card. With the PVR Kotak Gold Card, on spending Rs 15,000 in a month, you get 2 movie tickets worth Rs 400 each. In short, you are getting 5.3% cashback, which is not at all bad. So, we can hereby say that it is a card with less diverse but exciting offers. So, it would be the right decision to go with it if you really love to watch movies. One of its other great advantages is: it comes with no joining fee and a nominal annual fee of Rs 499 from the second year. So, it can also be a good choice for people looking for a credit card without a joining fee.