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The PVR Kotak Gold credit card is a co-branded card in partnership with PVR cinemas. It is a unique card specially made for people who love to go to the movies. It comes with a joining fee of Rs. 0 and provides exciting spend-based movie offers that will allow you to save your movie spends totally. On spending over Rs. 10,000 in a month, you get 1 PVR movie ticket for free, and if you spend over Rs. 15,000 in a month, you will get 2 free PVR movie tickets. Not only tickets, but the card also pays for your popcorn. Moreover, the PVR Kotak Gold credit card comes with great benefits as your add-on card has all the features that you have in your PVR Kotak Gold credit card.

This was not all about the benefits of this card. Being one of the popular Kotak Bank Credit cards in terms of movie benefits, it also provides exciting offers on Food & Beverages and comes with insurance benefits. To know all about the card, its fees & charges, and all its benefits, keep reading:

PVR Kotak Gold Credit Card
(4.1/5)

Fees

Joining Fee

Nil

Renewal Fee

Rs. 499 + GST

Best Suited For

Movies |

Reward Type

Reward Points

Welcome Benefits

NA

Movie & Dining

Get 2 free PVR movie tickets worth up to Rs. 400 each on spending Rs. 15,000 or more in a month.

Rewards Rate

NA

Reward Redemption

The movie tickets can be redeemed by logging in to kotak.com or by sending an SMS

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Zero Liability protection & card insurance worth Rs 50,000 is provided in the case of the lost or stolen card if reported in a timely manner.

Spend Based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on all foreign currency spends

Interest Rates

3.5% per month

Fuel Surcharge

1% fuel surcharge fee will be applicable.

Cash Advance Charges

Rs. 300

Add-on Card Fee

Rs. 299 per add-on card

  • Get 1 free PVR Movie ticket each month on spending Rs. 10,000 in a month.
  • Enjoy 2 free PVR Movie tickets each month on spending Rs. 15,000 in a month.
  • Comes with a Zero Joining Fee
  • You get a cashback of 15% on Food and Beverages at PVR.
  • 5% cashback on Movie tickets at PVR Box Office.

PVR Kotak Gold Card Features and Benefits

The PVR Kotak Gold Credit Card is a co-branded credit card that is best suited for people who love to go to movies. Other than this, the card has several other features and benefits, which are as mentioned below:

Milestone Rewards

You get 1 PVR movie ticket every month if you spend over Rs. 10,000 in a month, which means a 4% cashback
On spending more than Rs. 15,000 in a month, you get 2 free PVR movie tickets, which means a 5.3% cashback.

Rewards Redemption

You can redeem your movie tickets earned through the PVR Kotak Gold Credit card by sending an SMS ‘PVRKCC space the first three letters of the month name i.e. JUN to 5676788 from your registered mobile number. One more way to redeem your PVR tickets is to log in to kotak.com. After logging in, follow these simple steps:

  • Click on the option ‘Net Banking’ on your screen.
  • Enter your username and password that you used to create your Net Banking account.
  • Select the tab ‘Credit Card.’
  • Select the Option ‘PVR Coupon Claim,’ and claim your movie tickets.

Insurance Benefits

A card insurance worth Rs. 50,000 is provided in case of a lost or stolen card if it is reported in a timely manner. You can contact the customer helpline (1860 266 2666) and get your card deactivated as soon as possible. The claim is registered with HDFC ERGO General Insurance Company by submitting the required documents within 7 days of the event. Both your primary card and the supplementary card gets covered under insurance.

PVR Kotak Gold Credit Card Eligibility Criteria

The eligibility criteria that you need to fulfill in order to get approved for the PVR Kotak Gold Credit Card are as follows:

  • Your age should be a minimum of 21 years.
  • You should have a stable source of income, i.e, you should either be salaried or self-employed.
  • You should have a decent credit history.

Documents Required

The documents that are required to apply for the Kotak Bank PVR Gold Credit Card are as follows:

  • You will have to submit your Aadhar Card, PAN Card, Passport, Voter’s ID, or Driving License as identity proof.
  • As address proof, you can submit the latest utility bills, Aadhar Card, or Passport.
  • As income proof, you can submit the latest bank statements/salary slips, or the latest ITR.

How To Apply For The PVR Kotak Gold Credit Card?

You can apply for the Kotak Bank PVR Gold Credit Card online as well as offline as follows:

  • To apply offline, visit your nearest Kotak Bank branch with all the required documents and apply for the card by filling out the physical application form.
  • To apply online, Click on the Apply Now button.
  • Fill out the given form.

Conclusion

The PVR Kotak Gold credit card is advantageous for people who love movies as it provides its rewards as PVR movie tickets only. Another card that is issued by the bank in partnership with PVR is the PVR Kotak Platinum Credit Card. With the PVR Kotak Gold Card, on spending Rs 15,000 in a month, you get 2 movie tickets worth Rs 400 each. In short, you are getting 5.3% cashback, which is not at all bad. So, we can hereby say that it is a card with less diverse but exciting offers. So, it would be the right decision to go with it if you really love to watch movies. One of its other great advantages is: it comes with no joining fee and a nominal annual fee of Rs 499 from the second year. So, it can also be a good choice for people looking for a credit card without a joining fee.

FAQs:

No, this card doesn’t come with travel benefits.
You will get 2 PVR movie tickets if you spend Rs. 15,000 in a month.
No, the card doesn’t provide any fuel surcharge waiver.
The add-on card fee for the PVR Kotak Gold credit card is Rs. 299 per add-on card.
You can’t get the annual fee waived off for your PVR Kotak Gold credit card.
You can redeem your rewards by logging in to kotak.com, and following some simple steps as mentioned above in the Rewards redemption section.
PVR Kotak Gold Credit Card

PVR Kotak Gold Credit Card

(4.1/5)

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