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Kotak Bank Fortune Gold Card

  • Updated On: 19 May, 2026Published by: Kirti

Kotak Bank Fortune Gold credit card is a credit card powered by Visa Business that provides you with exclusive benefits and privileges on your annual spendings. The Kotak Fortune Gold credit card comes with a milestone benefit on the spending of  Rs 1,50,000 whereby you get 4 PVR movie tickets and a cashback of Rs 750. You get a 1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000. The Kotak Fortune Gold card comes with several other benefits. Read below to know more about this Kotak Bank Fortune Gold credit card.

Kotak Bank Fortune Gold Card

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Kotak Bank Fortune Gold Card
  • Joining FeeNil
  • Annual FeeNil
  • Best Suited ForShopping
  • Reward TypeN/A

Rewards Rate

NA

Welcome Benefits

N/A

Movie & Dining

Get free movie tickets for any show and any given day at your nearest PVR cinemas

Rewards Rate

NA

Reward Redemption

N/A

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    Nil

    Foreign Currency Markup

    3.5% per foreign conversion

    Interest Rates

    3.5% per month

    Fuel Surcharge Waiver

    1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000

    Cash Advance Charges

    Rs 199

    • Zero Membership Fee Charged
    • 4 free PVR movie tickets or a cashback of Rs 750 on spends of Rs 1,50,000
    • 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000
    • Zero liability cover up to Rs 50,000 is provided with this credit card in case of any fraudulent transactions

    Kotak Bank Fortune Gold Card Milestone Benefit

    You get 4 free PVR movie tickets or a cashback of Rs 750 on annual spending of Rs 1,50,000 using Kotak Bank Fortune Gold credit card

    How to Redeem?

    You can simply redeem your Kotak Bank Fortune Gold credit card for your PVR movie tickets or Cashback

    •  You can redeem your free movie tickets for any show and any given day at your nearest PVR Cinemas. Star PassCode will be provided which can be used to redeem online for free movie ticket booking at the PVR cinema. The offer for movie tickets is valid only for up to 3 months and can be redeemed anytime. The offer is applicable only to those customers from PVR location cities.
    • The cashback received on your Kotak Bank Fortune Gold card and cashback can be claimed within 3 months till the offer is valid

    Other Benefits

    • You get a fuel surcharge waiver on transactions between Rs. 500 and Rs. 3000. Also, you get a fuel surcharge waiver of Rs 3500 annually.
    • A zero liability cover up to Rs 50,000 is provided with this credit card in case of any fraudulent transactions on your Kotak Fortune Gold credit card.

    Eligibility Criteria

    • The applicant should be of an age bracket of 21 years to 65 years. The add-on cardholder should be of an age of 18 years
    • Applicant should reside in the following locations Ahmedabad, Mumbai, Navi Mumbai, and Pune. Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata.
    • Self-employed income criteria are 3 lakhs whereas income criteria for salaried employees are provided at the bank’s discretion
    • The applicant should be a resident of India.

    Conclusion

    Kotak Fortune Gold Card is a card that comes with a wide array of special benefits. Bank charges zero membership fees on its Kotak Fortune Gold credit card. On spending of 1,50,000, you get 4 free PVR movie tickets and a cashback of Rs 750 on your Kotak Fortune Gold credit card.

    FAQs:

    You get charged Rs 199 as a cash advance fee on your withdrawal.

    Yes, the Kotak Mahindra Bank Fortune Gold credit card is a lifetime free card.

    The minimum income criteria for a Kotak Mahindra Fortune Gold credit card is up to 3 lakhs per annum

    You get charged with Rs 100 as a fee for cash payments using your Kotak Fortune Gold.

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