YES Bank POP CLUB Credit Card
- Updated On: 14 May, 2026
Introducing the YES Bank POP CLUB Credit Card, a unique co-branded card designed for those who love rewards with every purchase. With this card, you can earn POPcoins on your transactions, making every swipe more rewarding.
The YES Bank POP CLUB Credit Card is available on the RuPay network. This means you can easily link it with UPI apps, including POP UPI, allowing for secure transactions at your fingertips. The benefits of this card are numerous. You can enjoy perks like zero annual charges till 31st March 2026, joining benefits worth ₹5,000, and the ability to earn POPcoins with every transaction you make. Whether you’re shopping online or in-store, this card rewards you for your spending. The YES Bank POP CLUB Credit Card truly makes everyday transactions both rewarding and enjoyable.
YES Bank POP CLUB Credit Card
( 4.8 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
10 POPcoins/₹100 Spent Online and 2 POPcoins on Offline Purchases. Instant 5% POPcoins via POPUPI
Welcome Benefits
Benefits Worth ₹5,000 Including 500 POPcoins, Cleartrip Voucher Worth ₹750, Cult Sport Voucher Worth ₹500, Zomato Gold Membership (3 Months) and More
Rewards and Benefits
Movie & Dining
3 Month Zomato Gold Membership
Rewards Rate
10 POPcoins/₹100 Spent Online and 2 POPcoins on Offline Purchases. Instant 5% POPcoins via POPUPI
Reward Redemption
Redeem POPcoins for Vouchers or Directly at POPshop (1 POPcoin = Up to ₹1)
Travel
Voucher Worth ₹750 on Cleartrip
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.4%
Interest Rates
3.99% (Monthly) or 47.88% (Annually)
Fuel Surcharge Waiver
1% Waiver, Capped at ₹300 Every Month
Cash Advance Charges
2.5% of the Amount Withdrawn or ₹500
Product Details
- Earn 1,500 POPcoins on crossing the spending threshold of ₹1.5 lakhs in the previous quarter.
- Welcome benefits include a complimentary 3-month Zomato Gold membership, free deliveries on Blinkit, a voucher on Cleartrip, and much more.
- UPI apps can be easily linked with this card, as this is a RuPay Credit Card.
Pros/Cons
Pros
- The POP CLUB Credit Card has no joining or annual fees, making it an excellent choice for everyone.
- The Yes Bank POP CLUB Credit Card is available on the RuPay network, which allows it to connect to UPI and make payments.
- Cardholders shall be eligible to earn 5% instant POPcoins when making spends via POP UPI.
Cons
- This card does not offer airport lounge access, which is a feature many people consider essential these days.
- Current Yes Bank Credit Cardholders cannot apply for the Yes POP CLUB Credit Card.
Zero Joining/ Annual Charges
The YES Bank POP CLUB Credit Card comes with zero joining and annual fees (for a limited time), making it easy for anyone to apply without any cost. This means you can start enjoying the benefits and rewards right away without worrying about any expenses.
Welcome Benefits
The YES Bank POP CLUB Credit Card comes with welcome benefits worth ₹5,000, making sure you start your journey with remarkable perks. As a new cardholder, you can enjoy a variety of exclusive offers from popular brands, making your everyday spending rewarding. The welcome benefits include-
- Earn 500 POPcoins on activating the POP CLUB Credit Card.
- 5 free deliveries on Blinkit.
- 6-month PharmEasy Plus membership.
- Cleartrip voucher worth ₹750.
- 3-month Zomato Gold membership.
- 2 free bike rides worth ₹100 each month on Rapido.
- cult.fit sports voucher worth ₹500.
Milestone Perks
Once cardholders spend ₹1.5 lakh in a year, they earn an additional 1,500 POPcoins. These coins can be redeemed for various rewards and vouchers for multiple brands.
Other Benefits
Another perk is the option for free cancellation and rescheduling of bookings for just ₹1 with Cleartrip. This means if your plans change unexpectedly, you won’t have to worry about losing money on services like travel or event tickets. You can easily adjust your plans without any financial burden.
Reward Rate
With the YES Bank POP CLUB Credit Card, you earn POPcoins for every eligible transaction you make.
- Earn 10 POPcoins for every ₹100 spent on online transactions.
- 2 POPcoins for every ₹100 spent offline.
- Get 5% POPcoins on POP UPI when using your YES Bank POP CLUB RuPay Card.
Reward Redemption
- Each POPcoin is worth up to ₹1.
- You can redeem your POPcoins through the partner’s website or mobile app, making it easy to use them on services you frequently access.
Fuel Surcharge Waiver
The YES Bank POP Club Credit Card offers a 1% fuel surcharge waiver, which means you can save on fuel expenses when refueling your vehicle. The maximum waiver capped every month for this card is ₹300. This benefit makes using the card for fuel purchases more affordable and rewarding for cardholders.
Eligibility Criteria
- Age Requirement: You must be between 21 and 60 years old.
- Employment Status: Open to both salaried individuals and self-employed persons.
- Credit History: You must not hold an existing YES BANK Credit Card to qualify for this card.
- Income Criteria:
-
- Minimum net salary of ₹25,000 per month
- Annual Income Tax Return of ₹5 lakhs or more.
YES Bank POP CLUB Credit Card Review
The YES Bank POP CLUB Credit Card is a perfect option for shoppers looking to maximize the rewards on their everyday purchases. With no joining/annual fee and welcome benefits worth ₹5,000, it provides an easy entry into a rewarding experience.
Cardholders shall earn POPcoins for both online and offline transactions, making it a great choice for those who frequently shop or dine out. They shall also get an additional 5% POPcoins for UPI transactions via the POP UPI app, offering convenience and rewards.
Although it may not offer some premium features like airport lounge access, the card still delivers significant value through its unique partnerships and discounts. The YES Bank POP CLUB Credit Card stands out for its focus on upgrading the shopping experience, making it an appealing choice for consumers who love to earn rewards every time they make a transaction online or offline. It shall even be eligible for all RuPay and Yes Bank Credit Card offers.
FAQs:
Is there a joining fee for the YES Bank POP CLUB Credit Card?
No, there is no joining or renewal fee for this credit card. You can apply for it without paying any charge.
Does the card provide international lounge access?
No, the YES Bank POP CLUB Credit Card does not offer international lounge access or any golf privileges.
Will the Yes Bank POP CLUB RuPay Credit Card be eligible for Yes Bank discounts and offers?
Yes Bank POP CLUB RuPay Credit Card shall be eligible for all valid Yes Bank and RuPay offers.
4 comments
Anish Verma
The YES Bank POP-CLUB Credit Card looks good with zero joining fee, welcome perks, and extra POPcoins on UPI spends. But since I already use the Axis SuperMoney RuPay Credit Card, I’m not sure how much extra value this one will add for me.
AMITABH
agent says there is nil annual fees for lifetime without any condition
shashi Prakash Chaube
The agent had assured following other benefits on POP Club Credit card:
1. Free Balance Transfer from Other Credit Card
2. Free 2 Movie Tickets every month
Is it true?
Kartik Kanwar
Its not. There are no free movie tickets with this card. Balance transfer is a very complicated and costly affair which one should avoid.