By Divya Shokeen
Updated On January 11, 2024

The applicants can apply for Citibank credit cards online as well as offline. The income requirement and the credit history help the bank to decide the credit limit for your credit card. The credit limit differs from card to card, super-premium credit cards have higher credit limits as compared to basic credit cards. You can submit your request to the bank for credit limit enhancement within 60 days of receiving the card. The bank will check your credit card usage and income requirement before approving the higher credit limit. Continue reading to know the ways to submit your credit limit enhancement request and the documents required for the same.
Citibank credit card limit Check Increase

How to increase the credit limit of Citibank Bank Credit Card?

Citibank customers can request an increase in their credit card limit in one of two ways. They are as follows:

Phone Banking

Customers can call Citibank’s toll-free customer service number 1800-180-2345 24 hours a day, 7 days a week to learn more about the credit limit increase on their Citibank Credit Card. Connect with a customer service representative and request a credit card limit increase. The representative will advise you of the documentation that you will need to send to the bank for eligibility verification. The executive will walk you through the entire process of increasing your credit limit.

Visiting the branch

Customers can simply go to their nearest branch to extend their credit card limit. When you visit the branch, you will be needed to bring the documentation with you. Your request will be processed by the bank based on the papers you supply. The bank will only extend your credit limit if your income statement is in good standing and you have never missed a credit card payment.

Documents Required for Credit Limit Increase

When requesting an increase in credit limit, the consumer is obliged to provide the bank with specific papers. The bank will evaluate your request based on the documentation you supply to determine if you can handle a higher limit or not. The following documents must be supplied in hard copy at the branch:

  • Salary Slips of last two months
  • Bank Statement
  • Income Tax Returns


The credit limit is the maximum limit of the amount that a cardholder can borrow for making purchases. The bank decides the credit limit depending upon your income level.
Cash limit is the maximum cash amount that a credit cardholder can withdraw using an ATM machine.
Yes, the bank charges an over-limit fee in case you use a credit card for shopping beyond the provided credit limit.
Yes, you can submit your request for credit card limit enhancement by visiting the bank and submitting your documents for the same.