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myBiz ICICI Bank Business+ Credit Card

The myBiz ICICI Bank Business+ Credit Card is designed specifically to cater to business and travel requirements. Users can earn rewards in the form of myBiz cash, which is redeemable at the myBiz MakeMyTrip portal. This card offers a wide range of benefits across various platforms, making it ideal for businesses. Although the joining fee for this card is ₹2,500, there are no renewal fees. This means that from the second year onwards, there won’t be any recurring charges for the card. All the benefits can be availed by paying a one-time fee of ₹2,500. Furthermore, this fee is effectively earned back because cardholders are provided with ₹2,500 as myBiz Cash.

myBiz ICICI Business+ Card offers a range of travel benefits, including a competitive reward rate on travel, complimentary airport lounge access, and discounts on travel bookings. This card is particularly useful for businesses that frequently book travel. Keep reading to learn more about all the benefits associated with this card.

myBiz ICICI Bank Business+ Credit Card

( 4.5 / 5 )
myBiz ICICI Bank Business+ Credit Card
  • Joining Fee₹2,500 + GST
  • Annual FeeNil
  • Best Suited ForTravel, Business Expenses
  • Reward TypeReward Points

Rewards Rate

1.25 myBiz Cash/₹200 on Domestic Spends and 1.5 myBiz Cash/₹200 International Spends

Welcome Benefits

2500 myBiz Cash

Movie & Dining

N/A

Rewards Rate

1.25 myBiz Cash/₹200 on Domestic Spends and 1.5 myBiz Cash/₹200 International Spends

Reward Redemption

Earn Rewards as myBiz Cash, which Can be Redeemed at MMT myBiz

Travel

Discounts and Offers on Bookings Made With MMT myBiz

Domestic Lounge Access

2 Free Lounge Visits Each Quarter

International Lounge Access

One Free Visit to International Lounges Each Year

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    ₹99

    Foreign Currency Markup

    3.5%

    Interest Rates

    3.67% Monthly (44% Yearly)

    Fuel Surcharge Waiver

    1% Surcharge Waiver Across All Petrol Pumps

    Cash Advance Charges

    2.5% or a Minimum of ₹300

    • This card is most suitable for business and travel spends.
    • Cardholders shall be provided with both domestic and international lounge access with this card.
    • Earn accelerated rewards on spending with MakeMyTrip myBiz.

    Pros

    There is only a one-time joining fee associated with this card, and there are no renewal charges.

    Cons

    Apart from travel bookings with MMT myBiz, this card doesn’t have any notable benefits.

  • Welcome Benefits

    • 2500 myBiz Cash – 100% usable myBiz Cash.
    • Get a flat discount of ₹750 on domestic/international flight bookings, applicable on 7 transactions each (minimum booking value must be ₹10,000).
    • Get a flat discount of ₹1,500 on hotel bookings, applicable on 7 transactions each (minimum booking value must be ₹7,000).

    The discount voucher can be redeemed only once a month, and the bookings can be made anytime within one year of the membership period.

    Earn myBiz Cash

    • 1.25 myBiz Cash/₹200 domestic spends.
    • 1.5 myBiz Cash/₹200 international spends.
    • 2 myBiz Cash/₹200 spent on flight bookings using the myBiz app/website.
    • 4 myBiz Cash/₹200 spent on hotel bookings using myBiz app/website.

    1 myBiz Cash = ₹1

    Milestone Benefits

    Earn 1200 myBiz Cash by spending ₹2,50,000 within a year using this card. Additionally, you can earn 5000 myBiz Cash by spending ₹7,50,000 within a year using this card.

    Airport Lounge Access

    Access to 2 complimentary domestic airport lounge visits per quarter at participating lounges in India. Additionally, you can enjoy 1 visit per year to an international airport lounge.

    myBiz by MakeMyTrip Privileges

    myBiz is a corporate travel management platform that offers a customizable, real-time self-booking system. It seamlessly integrates into a company’s structure to provide convenience, transparency, savings, and the power of choice. 1 myBiz Cash is equivalent to ₹1 and is 100% usable on the myBiz app/website only. myBiz privileges are applicable only to bookings made through the myBiz app/website using the myBiz ICICI Bank Business+ Credit Card.

    • There are no booking fees for domestic and international hotels.
    • No rescheduling fee applies to domestic flights booked at special fares.
    • Complimentary meals are included with domestic flight bookings on special fares.
    • Discounted booking charges are available for one-way and round-trip flights.
    • Reduced charges are applicable for domestic flight cancellations.
    • The corporate travel policy management includes a mobile-based approval workflow.
    • Premium hotels are curated and offered at the best rates.

    Please note that these benefits are available for selective service sectors and are subject to hotel and airline inventory availability.

    Bottom Line

    MyBiz ICICI Business+ Credit Card is one of the most affordable business credit cards, suitable for those looking for travel rewards. This card comes with a joining charge of ₹2,500, and there are no renewal charges, making it practically lifetime-free. It also offers high rewards on spends made with myBiz MMT which is an apt travel booking platform for businesses and corporates.

    FAQs:

    You can contact myBiz customer care at 1800 103 9695.

    Cardholders shall be eligible for an interest-free period of 48 days.

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