AU Corporate Credit Card
- Updated On: 1 April, 2026
Corporate credit cards are vital for businesses as they help companies manage expenses better. These cards let employees pay for travel, meals, and other work-related costs without using their personal money. By reducing expense management, businesses can concentrate more on their operations and growth.
The AU Corporate Credit Card has been created to meet the needs of modern businesses. It stands out for being a lifetime-free card, which means there are no joining or renewal fees. This makes it a preferred choice for companies looking to manage expenses without incurring additional costs. This card helps organizations of all sizes manage their finances more easily. To know all the details related to the AU Corporate Credit Card, continue reading.
AU Corporate Credit Card
( 4.3 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
N/A
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
N/A
Reward Redemption
N/A
Travel
N/A
Domestic Lounge Access
2 complimentary domestic airport lounge access per quarter
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Complimentary air accident cover, card liability cover
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
2.99%
Interest Rates
3.49% (monthly); 41.88% (annually)
Fuel Surcharge Waiver
A 1% fuel surcharge is waived for all fuel transactions up to ₹5,000 across all fuel stations
Cash Advance Charges
2.5% of the over-limit amount (minimum ₹500)
Product Details
- The AU Corporate Credit Card has no joining or renewal fees.
- Cardholders enjoy two complimentary visits to domestic airport lounges every quarter.
- The card offers insurance coverage for travel-related issues, including air accidents and loss of baggage.
Pros/Cons
Pros
- Web-based tool for easy expense tracking and management.
- Zero liability for fraudulent transactions if the card is reported lost or stolen.
Cons
- No welcome benefits or additional rewards programs.
Lifetime Free
Businesses who want a corporate credit card but for free should opt for the AU Corporate Credit Card as it is a lifetime-free card. There are no joining fees or annual charges, so companies can use it without worrying about extra costs.
Domestic Airport Lounge Access
With the AU Visa Corporate Credit Card, users will enjoy complimentary domestic airport lounge access twice every quarter.
Complimentary Insurance Coverage
The AU Corporate Card offers impressive insurance coverage for its users. Cardholders are protected with up to ₹50 lakhs in case of an air accident. If the card is lost or stolen, users have zero liability for any fraudulent transactions made after they report the loss to the bank. The card even provides travel protections for baggage loss, baggage delays, flight delays, loss of passport, and even plane hijacking, all up to ₹50,000. With all this insurance coverage, users get the assurance that they are protected and secure.
Fuel Surcharge Waiver
The AU Corporate credit card helps you save on fuel. When you buy fuel between ₹400 and ₹5,000 at any fuel station in India, you get a 1% waiver on the fuel surcharge. The maximum benefit is capped at ₹200 per statement cycle. This means you won’t pay the extra fee on these purchases, allowing you to save money.
Web-Based Expense Management Solution
The web-based expense management tool for the AU Corporate Credit Card helps businesses track spending easily and clearly. Employees can submit their expenses online, and the system checks them against company rules before approval. This speeds up the process and lets managers keep an eye on spending. This tool helps you match receipts and track expenses, which reduces errors and keeps your spending within budget.
AU Corporate Credit Card Review
The AU Corporate Credit Card is an impressive option for businesses that want to manage expenses well. It has no joining or renewal fees, helping companies save money right away. Cardholders receive two free domestic airport lounge visits each quarter. The card offers insurance coverage for travel issues and a 1% discount on fuel fees for extra savings. The online expense management tool makes tracking and approvals easier for employees and managers. While the card doesn’t offer welcome benefits or extra rewards, its focus on cost savings and security makes it a helpful choice for any business.
FAQs:
What benefits does the card offer for travel?
Cardholders enjoy two complimentary domestic airport lounge accesses every quarter.
Is there any reward program associated with the AU Corporate Credit Card?
There are no rewards or points programs associated with the AU Corporate Credit Card.
Can I use the card for international expenses?
Yes, you can use the AU Corporate Credit Card for international expenses, but there is a 2.99% foreign currency markup fee.