By Shubham Sharma
Updated On January 30, 2024

IDFC First Bank offers its customers multiple payment methods to pay their credit card bills. You can use these methods to pay off your outstanding credit card bill both online as well as offline. Some of the important bill payment methods provided by the IDFC First Bank are net banking, mobile banking, NEFT/IMPS, AutoPay facility, UPI payment, cash, and cheque payments.
IDFC First Bank Credit Card Bill Payment

How to Make IDFC First Bank Credit Card Bill Payments Online

IDFC First Bank customer can pay their outstanding balance on their credit card using these below-mentioned payment methods.


The IDFC First bank customers pay their outstanding credit card bill payment via Netbanking. The customer to register themselves in order to make bill payments using Netbanking.

Below are mentioned steps through which the IDFC First bank customers can pay their outstanding credit card bills.

Step 1: Get started by logging in to your Netbanking account using your username and password
Step 2: Click on the credit card option after logging in
Step 3: Choose Pay credit card bill to pay your outstanding IDFC First Bank credit card bill
Step 4: You shall receive a confirmation from the bank on your registered phone number or email Id

Non-IDFC First Bank customers can follow these steps to make payment using Netbanking

Step 1: Go to your respective bank Netbanking portal
Step 2: Enter your IDFC First credit card details
Step 3: Transfer the funds from your saving account to complete the transaction.

Mobile Banking

IDFC First bank provides its customer with another convenient method to make their bill payment online. You can pay your credit card bill by downloading IDFC First bank mobile app. Below are provided certain steps you can follow to pay your credit card bill online.

Step 1: Download the IDFC First Mobile App from Google Play Store (Android Users) and App Store (IOS Users)
Step 2: Login into your account by providing your credentials
Step 3: Select the ‘Credit Card’ option from the menu
Step 4: Then, click on pay credit card bill by entering your credit card details

Payment Via NEFT/IMPS

You can also use the NEFT/IMPS payment methods to pay your credit card bill from another bank account. The customer can use this facility after registering for a third-party fund transfer service with your respective bank. You can make payment using these steps

Step 1: Visit the Netbanking page of your respective bank
Step 2: Login into your account using your username and password
Step 3: Choose NEFT/IMPS/Fund Transfer as the payment method.
Step 4: Make payment and complete the transaction.

Payee Name Customer Name ( As provided on your IDFC First credit card)
Payee Account 16-digit IDFC First Bank credit card number
Bank IDFC First Bank
IFSC Code IDFB0010225

Standing Instruction

You can avail the auto-debit facility to pay outstanding credit card bills. Using this feature, the customer gives approval to the bank to deduct the outstanding amount provided on the credit card bill at the end of every month. You can enable the auto-debit facility on your credit card using mobile banking or internet banking. The minimum amount due or total amount due shall be deducted from the cardholders as per their request.

UPI Payment

IDFC First Bank customers can also make their bill payments via UPI (Unified Payments Interface). The customers need to link their credit card to the UPI payment app to make the payment to avail the service. You can make payment by following the below-mentioned steps

Step 1: Log in to your UPI enabled mobile app/BHIM app using your credentials
Step 2: Go to the UPI section and click on the ‘send money option
Step 3: Enter your 16-digit card number as UPI Id.

How to Make IDFC First Bank Credit Card Bill Payments Offline

IDFC First Bank customers can make their credit card bill payments by visiting the nearest IDFC First Bank branch or ATM.

Cheque Payment

You can also make your outstanding bill payment by dropping a cheque in the drop box at a nearby IDFC Bank branch. The cheque should be made payable to IDFC Bank Card A/C and should include your IDFC credit card’s 16-digit number

Over the Counter /Cash Payment

You can also pay off your outstanding bill by visiting your nearest IDFC Bank Branch. You will be charged a processing fee on cash payment. You shall receive an acknowledgment related to the processing of payment.


If you are IDFC First Bank customer, you can opt for these payment methods to pay your credit card bill. One should always make their credit card bill payments on time to avoid any chance of late fees or interest charges on the outstanding balance. You can use online or the offline method to pay your entire balance or minimum amount due on your respective IDFC First Bank credit card.


Fund transfers made through NEFT can take up to 2-3 working days to process
No, a separate credit card statement is not provided for the add-on cardholders. The outstanding due amount on the add-on credit card gets reflected on the main card statement.
You get in touch with the IDFC First Bank customer executive at the following mentioned number 1800 419 4332
Yes, you pay your minimum due balance using your IDFC First bank credit card.