Axis Bank has a wide collection of credit cards of different ranges, taking care of every other need of their customers. Since there is a wide variety of credit cards present in the market, the benefits provided are also wide. There are many benefits and perks of having a credit card by AXIS Bank and each credit card has a different benefit from the other one. The benefits of AXIS Bank Credit Cards are not very well defined into categories but they can be further categorized into categories that are easier to understand.
The categories involved are –
1. Welcome Benefit – This benefit is present with most of the credit cards and you can redeem it at the realization of your credit card joining fee.
2. Rewards – Rewards are one of the reasons why credit cards are so popular in the first place. AXIS Bank has many different and decent rewarding programs affiliated with different credit cards. With some credit cards, you may get reward points as your reward, some might give your air miles or hotel points, and some credit cards are also designed to give you cashback. This benefit is given when you spend your money on any or such items which can accrue your rewards.
3. Travel – This benefit includes complimentary services related to your travel like access to airport or railway lounges, concierge services 24*7, discounts on hotel rooms, etc.
4. Movie and Dining – This benefit provides you with a discount on your movie ticket and your dining bill with the partnered restaurants. There can be different offers from time to time which you can avail.
5. Golf – This benefit is present in premium credit cards mostly and revolves around providing the cardholders with a set number of visits to the golf court. This feature can also include the golf lesson, depending on your credit card.
6. Milestone – Upon spending over a particular amount, this benefit gets triggered which then in return gives you either a voucher or rewards.
7. Spend-based waiver – Similar to milestones, once you have spent over a particular amount in the last annual year, you get your joining fee or renewal fee waived off in the next year which can make your credit card free with this benefit.
8. Fuel and Other benefits – The fuel feature always gives you a 1% surcharge waiver but it can also increase from card to card and there can be other added benefits as well.
Numerous credit cards by AXIS Bank can provide you with different features and benefits. The benefits are various and are different from card to card. These benefits are enforced by the bank and hence only the bank has the authority to change or remove any benefit from your credit card. Although removal of credit card benefits rarely occurs there can be chances.