Once you receive your credit card it is important to activate it promptly in case it gets deactivated. There are different ways through which you can activate your card. However, the process can be different from one bank to another. Since the process is not the same, it becomes important to follow the right steps.
Few providers allow the cardholder to activate the card through net banking but some prefer the ATM activation process. The whole process can also be completed by calling the customer service as well. The same goes for the applications provided by the bank as well.
How can you activate the Credit Card online?
There are a few steps that can be followed by the user in case you wish to activate the credit card through Internet Banking
Step 1 – First you will have to visit the official website of the bank
Step 2 – Log in to the Internet banking portal with your credentials such as user ID and password
Step 3 – Then select “Card Activation”
Step 4 – You will have to type in your credit card number, your date of birth, and the expiry date
Step 5 – Click on “Submit”
Step 6 – Enter the ATM PIN and then “Submit”
Step 7 – No you will receive an OTP on your mobile phone
Step 8 – Enter the provided OTP and then select “Continue”
Here are the steps to activate the Credit Card through Mobile Application –
Step 1 – First, download the mobile app provided by the bank and log into the portal
Step 2 – Then select “Register” or click on “Activate a card”
Step 3 – Choose “Credit Card”
Step 4 – Enter details such as card number, expiry date, and your date of birth
Step 5 – Select “Next” and click on “Send OTP”
Step 6 – You will then receive an OTP on your registered mobile number
Step 7 – Enter the OTP and then click on “Submit”
Step 8 – Then you will have to create a new user ID and password
Step 9 – The next step will be to choose and answer one security question
Step 10 – Then select “OK”
You can also activate your credit card by calling the customer care of the bank. You can dial the provided number and they will pull in your information with the details you will provide and then they will ask you to follow a simple set of rules. They will give you the necessary information as well in case of future needs. Customer support numbers are usually present on the bank’s official website.
Credit cards need to be activated just like any other type of financial card present in the market. If you do not activate the cards, they might get deactivated by the bank themselves, then you will have to apply for a new one. Different banks follow different procedures to activate the banks and there are many options available in the market for the same. The above-mentioned steps will guide you throughout the process.