Union Platinum RuPay Credit Card

Union Bank RuPay Platinum Chip Credit Card Features and Benefits

The Platinum RuPay Credit Card offered by the Union Bank is a basic and one of the most popular cards that are issued on the RuPay network. This card offers a decent reward rate and several other benefits. The detailed features and benefits of this card are mentioned below:

Insurance Benefits

• You get an insurance cover of accidental air death up to Rs. 8 lakhs on Union Platinum RuPay Credit Card.
• Apart from air death, this card also covers other accidental death insurance of up to Rs. 5 lakhs.

Other Benefits

• The Union Bank of India provides a credit lost insurance cover up to Rs. 1,50,000 on the Union Platinum RuPay Credit Card.
• You also get a 1% fuel surcharge waiver on this credit card.

Union Bank RuPay Platinum Credit Card Reward Points

The reward points offered by the Union Bank RuPay Platinum Credit Card in different categories are as follows:

• On Union Platinum RuPay Credit Card, you can earn 2 reward points on every Rs. 100 spent.
• This card lets you earn a maximum of Rs. 50 cashback per month on making utility bill payments.
• You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobile wallet on this card.
• You can also cashback of Rs. 25 on spending a minimum of Rs. 300 spent on IRCTC transactions.

Reward redemption

• The Union Platinum RuPay Credit Card lets you redeem your reward points easily for movies, bus & air tickets, gift vouchers, etc from UnionRewardz.com.
• For a successful redemption of your Union Platinum RuPay Credit Card reward points, you need to redeem at least 100 reward points at a time.
• 1 reward point is equivalent to Rs. 0.25.
• The reward points are valid up to 3 years from the date of accumulation.

Union Bank RuPay Platinum Credit Card Eligibility Criteria

The basic eligibility requirements for the Union Bank RuPay Platinum Credit Card are as follows:

• The applicant’s age should be a minimum of 21 years.
• The applicant should either be salaried or self-employed, i.e, the applicant should have a stable source of income.
• The applicant should have a decent credit history.

Documents Required

You will also need to submit/upload a few documents while applying for the Union RuPay Platinum Credit Card. These documents are listed below:

• Any valid identity and address proof (government-approved).
• Copy of PAN Card.
• A passport-size photograph of the applicant.
• Latest 3 months’ salary slips/latest audited ITR as income proof of salaried individuals.
• Latest ITR of self-employed people.

How To Apply For The Union Bank RuPay Platinum Credit Card?

You can apply for the Union Bank RuPay Platinum Credit Card by visiting your nearest Union bank branch and filling out the physical application form there. Make sure to carry all the necessary documents along with you. Union Bank doesn’t provide any online application method as of now so you can not apply online. But, you should make sure to check all the features & terms and conditions of this card from the Union Bank’s official website.

Conclusion

The Union Bank of India to cater to the needs of its customers has launched a premium credit card that offers cashback benefits on selected transactions. The Union Platinum RuPay Credit Card has not only provided sopping benefits but insurance benefits too. You get accidental air death cover and lost card insurance cover on this card. Certainly being a premium credit card, this credit card offers decent offers and benefits. You can definitely vouch for this credit card at Rs. 299 renewal membership fee which will also be waived off on spending Rs. 30,000 in the previous year. Punjab National Bank also offers a similar card on the RuPay platform, which is the PNB RuPay Platinum Credit card.

Do comment down below whether you would like to vouch for the Union Platinum RuPay Credit Card or not.