By Ankur Mittal
Updated On September 10, 2021

Standard Chartered Bank, India is a subsidiary of the London-based Standard Chartered Bank. The bank was established in 1969 as a result of the merger of two international banks- The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa. The Chartered Bank was established in 1853 and had been operational in India since 1858. As of today, the Standard Chartered Bank is the largest foreign bank in the country in terms of the branch network and the number of employees.

As far as credit card business is concerned, from travel to shopping and lifestyle to premium, Standard Chartered offers all categories of credit cards. With 14,54,013 active credit cards (as of May 2021), Standard Chartered is the third-largest foreign card issuer in the country only next to American Express and Citibank. Following are some of the most popular credit cards offered by Standard Chartered in the Indian market-

Welcome Benefits

6000 reward points redeemable for shopping vouchers or charity spends under the Standard Chartered 360° rewards program.

Rewards Rate

5 Reward Points for every Rs. 150 spent

Best Suited For

Travel | Shopping |

Movie & Dining

None

Reward Redemption

None

Joining Fees

Rs. 5000

Product Details

  • Joining benefit of 6000 reward points.
  • 5 reward points for every Rs. 150 spent using the card.
  • 2% foreign currency markup.
  • 5% cashback on duty-free purchases at airports.
  • Airport lounge access at over 1000 airports around the world.
  • 5000 reward points every year the card membership is renewed.
  • Air accident insurance by HDFC EGRO General Insurance.
  • Golf benefits through Golflan Technology Solutions Pvt. Ltd.

See additional details for Standard Chartered Ultimate Credit Card

Welcome Benefits

5,000 bonus Reward Points

Rewards Rate

3 Reward Points on every Rs. 150 spent.

Best Suited For

Shopping |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs. 999 plus applicable taxes

Product Details

  • Get a 5% cash back on groceries, departmental stores, and supermarkets.
  • Get 3 Reward Points on every other purchase of Rs. 150.
  • Welcome bonus of 5,000 bonus Reward Points.
  • Renewal fee waiver on spending Rs. 1,20,000 or more in the previous year.
  • Easy Reward redemption through the 360-degree Rewards portal.

See additional details for Standard Chartered Manhattan Credit Card

Welcome Benefits

NA

Rewards Rate

You get up to 5% cashback on fuel transactions, utility bills payments, telephone bills and 1 reward point on every Rs 150 spent on other categories

Best Suited For

Fuel | Shopping |

Movie & Dining

Enjoy exclusive discounts and 0ffers with Standard Chartered Good Life programme

Reward Redemption

Enjoy exclusive discounts and 0ffers with Standard Chartered Good Life programme

Joining Fees

Rs 750 plus applicable taxes

Product Details

  •  5% cash back per month on fuel, utility bill payments, and phone bills
  • 1 reward point for every Rs 150 spent on all other categories
  • Get Complimentary lounge access worldwide
  •  100% cashback up to Rs 1500 on fuel transactions in the first 90 days of card issuance
  • Get a waiver on annual spending of Rs 90,000 in the previous year.
  • Fuel surcharge waiver of 1% on all fuel transactions across India

Welcome Benefits

NA

Rewards Rate

You get 1 reward point on every Rs 150 spent on all categories and 5 reward points on every Rs 150 spent on dining and fuel transactions

Best Suited For

Dining | Fuel |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs 250 plus applicable taxes

Product Details

  • Get 1 reward point on every Rs 150 spent on all categories
  • 5X Reward Points on every Rs 150 spent on dining and fuel transactions
  • 100% cashback up to Rs 500 on spending with Restaurant spends first 90 days
  • Renewal Fee Waiver on an annual spend of Rs 60,000 or more in the previous year
  • 1% fuel surcharge waiver on all fuel transactions

Welcome Benefits

N/A

Rewards Rate

N/A

Best Suited For

Movies | Travel | Shopping |

Movie & Dining

You get a Buy 1 Get 1 offer on Movie ticket bookings at INOX, subject to a maximum discount of Rs 200 and also get up to 10% off on food orders with Zomato using this credit card

Reward Redemption

You get a Buy 1 Get 1 offer on Movie ticket bookings at INOX, subject to a maximum discount of Rs 200 and also get up to 10% off on food orders with Zomato using this credit card

Joining Fees

Nil

Product Details

  • Get up to 20% off on shopping with Myntra
  • 10% discount on grocery shopping with  Grofers
  • 10% off on your food orders with Zomato
  • Get a Buy 1 Get 1 offer on Movie ticket bookings at INOX
  • 20% off on domestic and 10% discount on international flight bookings with Yatra.com
  • Up to 25% off on domestic hotel bookings with Yatra
  • 1% fuel surcharge waiver on fuel transaction
  • The monthly fee charged at Rs 49
  • Spend based waiver on a monthly spend of Rs 5000

See additional details for Standard Chartered DigiSmart Credit Card

Welcome Benefits

4000 bonus miles

Rewards Rate

3 Skywards miles on every Rs 150 spent

Best Suited For

Travel |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs. 3000

Product Details

  • Sign up bonus of 4000 miles as a Welcome Gift
  • 6 skywards miles on every Rs. 150 spent on Emirates.com.
  • 3 skywards miles on every Rs. 150 spent on other transactions.
  • Complimentary Domestic lounge access.
  • Joining fee of Rs 3000
  • Get 2 Complimentary International lounge access on spending over Rs. 10000 in the previous month.
  • 5% Cashback on duty-free shopping.
  • Get 1 Complimentary golf lesson each month and a 50% discount on all golf games
  • Coverage of Rs. 1 Crore in case of an overseas air accident

Welcome Benefits

N/A

Rewards Rate

5X reward points for every 100 spent overseas and on retail fashion, 2X reward points on all other spends.

Best Suited For

Travel | Shopping |

Movie & Dining

Discount and offers on dining with the Standard Chartered Good Life program.

Reward Redemption

Discount and offers on dining with the Standard Chartered Good Life program.

Joining Fees

Nil

Product Details

  • 5X reward points for every Rs. 100 spent overseas and on retail fashion.
  • 2X reward points on every Rs. 100 on all other spends.
  • 4 complimentary domestic lounge access every quarter.
  • Complimentary Priority Pass membership for international lounge visits at a nominal fee.
  • Several dining, shopping and travel offers and discounts with the Standard Chartered Good Life program.
  • Complimentary overseas air accident insurance worth Rs. 1.2 crore and medical insurance worth USD 25,000.
  • This card is exclusive for Standard Chartered Priority banking customers.

Top 7 Standard Chartered Credit Cards:

Standard Chartered Ultimate Credit Card-

The Ultimate credit card by the Standard Chartered bank, as the keyword Ultimate suggests is the most premium offering by the bank. The card comes with an annual fee of Rs. 5,000 and provides you a plethora of benefits including a lower interest rate and a lower foreign currency mark-up, complimentary domestic and international lounge access, golf privileges, etc. The following pointers summarise the key features of the Ultimate credit card-

  • Welcome benefit of 6000 reward points.
  • 5 reward points per Rs. 150 spent using the card.
  • 2% foreign currency markup fee.
  • 5% cashback on duty-free spends at airports.
  • Domestic and international lounge access at over 1,000 airports around the world.
  • 5,000 reward points each year the card membership is renewed.
  • Air accident cover by HDFC EGRO General Insurance.
  • Golf benefits through Golflan Technology Solutions Pvt. Ltd.

Standard Chartered Emirates World Credit Card-

The Emirates World credit card by Standard Chartered is one of the premium travel credit cards in the Indian credit card space. You have to pay an annual membership fee of Rs. 3,000 for this card. The card earns you reward points as Emirates Skywards MIles which are automatically transferred to your Skywards account at the end of each payment cycle. Following are some of the key features of the Standard Chartered Emirates World card-

  • 4000 Skywards miles as a Welcome Gift.
  • 6 Skywards miles per Rs. 150 on all Emirates transactions.
  • 3 Skywards miles per Rs. 150 on other transactions.
  • Complimentary domestic airport lounge access.
  • 2 complimentary international lounge access on spending over Rs. 10,000 in the previous month.
  • 5% Cashback on duty-free shopping at airports.
  • 1 complimentary golf lesson each month and a 50% discount on all golf games.
  • Personal overseas air accident cover worth Rs. 1 crore.

Standard Chartered Priority Visa Infinite Credit Card-

The Priority Visa Infinite credit card is an exclusive offering for Standard Chartered Priority Banking customers. You need not pay any extra fee for this credit card. It is complimentary for the Priority Banking Customers. Following are some of the key features of the Visa Infinite credit card-

  • 5X reward points for every Rs. 100 spent overseas and on retail fashion.
  • 2X reward points on every Rs. 100 on all other spends.
  • 4 complimentary domestic lounge access every quarter.
  • Complimentary Priority Pass membership for international lounge visits at a nominal fee.
  • Several dining, shopping and travel offers and discounts with the Standard Chartered Good Life program.
  • Complimentary overseas air accident insurance worth Rs. 1.2 crore and medical insurance worth USD 25,000.

Standard Chartered Manhattan Credit Card-

The Standard Chartered Manhattan credit card is a mid-level credit card by the bank. You have to pay Rs. 999 per annum as membership fee for this card. Some of the key features of the card are-

  • 5% cashback on groceries, departmental stores, and supermarkets.
  • 3 Reward Points on every other purchase of Rs. 150.
  • Welcome benefit of 5,000 bonus Reward Points.
  • Renewal fee waiver on spending Rs. 1,20,000 or more in the preceding year.

Standard Chartered DigiSmart Credit Card:

It is an entry-level cashback credit card by the Standard Chartered Bank. You have to pay a nominal membership fee of Rs. 49 per month for this card. Key features of this credit card are-

  • Up to 20% off on shopping on Myntra.
  • 10% discount on grocery shopping with Grofers.
  • 10% off on food orders from Zomato.
  • Buy 1 Get 1 offer on INOX movie tickets.
  • 20% off on domestic and 10% discount on international air ticket bookings with Yatra.com.
  • Up to 25% off on domestic hotel bookings with Yatra.
  • Spends-based membership fee waiver on monthly spends of Rs 5000.

Standard Chartered Platinum Rewards Credit Card:

The Platinum Rewards credit card is an entry-level shopping credit card by the Standard Chartered bank. It comes with a membership fee of Rs. 250 per annum. Following are some of the key features of this credit card-

  • 1 reward point on every Rs. 150 spent on all categories of spends.
  • 5X Reward Points per Rs. 150 spent on dining and fuel purchases.
  • Renewal Fee Waiver on an annual spend of Rs 60,000 or more in the previous year.

Standard Chartered Super Value Titanium Credit Card:

The Super Value Titanium credit card is a mid-level lifestyle credit card by the Standard Chartered Bank. The card comes with a membership fee of Rs. 750 per annum and offers you the following benefits-

  • 5% cashback per month on fuel, utility bill payments, and phone bills.
  • 1 reward point for every Rs 150 spent on all other categories of spends.
  • Complimentary lounge access worldwide.
  • 100% cashback up to Rs 1,500 on fuel transactions in the first 90 days of card issuance.
  • Annual fee waiver on spends of Rs 90,000 in the previous year.

Reward Points and Cashback Benefits:

Credit Cards Reward Points / Cashback
Standard Chartered Ultimate Credit Card 5 Reward Points per Rs. 150 spent using the card.
5% cashback on purchases from airport duty-free stores (max cashback capped at Rs. 1,000). No reward points on purchases that earn cashback.
Standard Chartered Emirates World Credit Card 6 Skywards miles per Rs. 150 on Emirates transactions.
3 skywards miles per Rs. 150 on all other spends.
5% cashback on purchases from airport duty-free stores (max cashback capped at Rs. 1,000). No reward points on purchases that earn cashback.
Standard Chartered Priority Visa Infinite Credit Card 5X reward points for every Rs. 100 spent overseas or on retail fashion.
2X reward points on all other spends.
Standard Chartered Manhattan Credit Card 5% cashback on groceries, departmental stores, and supermarkets (maximum cashback of Rs. 500 in a month). This cashback is only applicable on a minimum transaction of Rs. 1000.
3 reward points per Rs. 150 spent using the card.
Standard Chartered DigiSmart Credit Card Up to 20% off on Myntra, subject to a maximum discount of Rs 700 per transaction.
Up to 10% discount on Grofers, subject to a maximum amount of Rs 1,000 per transaction per month.
Standard Chartered Platinum Rewards Credit Card 5 reward points per Rs. 1,000 on dining and fuel spends.
1 reward point per Rs. 150 on all other spends.
Standard Chartered Super Value Titanium Credit Card 5% cashback on fuel spends across all fuel stations up to Rs 200 per month. Maximum cashback of up to Rs 100 per transaction (applicable only on transactions of Rs 2000 or below).
Up to 5% cashback on utility bill payments on minimum transactions of Rs 750. Maximum cashback of Rs 100 per month.
Up to 5% cashback on telephone bill payments subject to a minimum limit of Rs 750. Maximum cashback capped at Rs 200 per month.
1 reward point on every Rs. 150 spent on other categories of spends.

 

Reward Redemption:

  • The reward points earned can be redeemed for shopping vouchers (from popular brands like Croma, Nykaa, Shoppers Stop, etc.) and charity spends on the Standard Chartered online portal under the 360° rewards program.
  • 1 reward point is equivalent to Re. 1.
  • These reward points expire after 3 years from the date of accumulation.

Airport Lounge Access:

The following table summarises the complimentary domestic and international airport lounge visits that you get with the aforementioned Standard Chartered credit cards-

Credit Cards Complimentary Domestic Lounge Access Complimentary International Lounge Access
Standard Chartered Ultimate Credit Card 16 domestic lounge access every year (4 per quarter) 1 complimentary lounge access per month with Priority Pass if Rs. 20,000 were spent the previous month
Standard Chartered Emirates World Credit Card Complimentary domestic lounge visits with the MasterCard domestic lounge program. 2 complimentary domestic and international lounge access via priority pass every month on spending over Rs. 10,000 in a month.
Standard Chartered Priority Visa Infinite Credit Card 4 per quarter Complimentary Priority Pass membership (USD 27 per guest per visit chargeable)
Standard Chartered Manhattan Credit Card None None
Standard Chartered DigiSmart Credit Card None None
Standard Chartered Platinum Rewards Credit Card None None
Standard Chartered Super Value Titanium Credit Card Complimentary Priority Pass Membership Complimentary Priority Pass Membership

 

Credit Card Membership Fee:

Credit Cards Joining Fee Renewal Fee Spends Based Waiver
Standard Chartered Ultimate Credit Card Rs. 5,000 per annum Rs. 5,000 per annum None
Standard Chartered Emirates World Credit Card Rs. 3,000 per annum Rs. 3,000 per annum None
Standard Chartered Priority Visa Infinite Credit Card Nil Nil N/A
Standard Chartered Manhattan Credit Card Rs. 999 per annum Rs. 999 per annum The renewal fee waived off on spending Rs. 1,20,000 or more in the previous year.
Standard Chartered DigiSmart Credit Card Rs. 49 per month Rs. 49 per month You get a spend-based monthly fee waiver of Rs 49, on a monthly spend of Rs 5,000 or more in the previous month.
Standard Chartered Platinum Rewards Credit Card Rs. 250 per annum Rs. 250 per annum Renewal fee waiver on annual spends of Rs. 60,000 or more in the previous year.
Standard Chartered Super Value Titanium Credit Card Rs. 750 per annum Rs. 750 per annum Annual fee waived off on expenditure of Rs 90,000 in the previous year.

Documents Required:

The bank requires an identity proof, an address proof and a proof of income to process your credit card application. The following table illustrates the documents accepted as identity proof, address proof and proof of your income.

Identity Proof Address Proof Proof of Income
  • Voter Card
  • Aadhar Card
  • Driving License
  • PAN Card
  • Passport
  • Aadhar card
  • Passport
  • Utility Bills
  • Audited ITR Acknowledgement
  • Salary Slips

How to apply for Standard Chartered Credit Cards:

To apply for the Standard Chartered credit cards-

  • Go to the credit cards homepage on the Standard Chartered website.
  • Choose the credit card you want to apply for.
  • Click/tap on the “Apply Now” button.

You’ll be required to submit the aforementioned documents to complete your application. If accepted, your credit card will be mailed to you at your address.

FAQs:

Standard Chartered reward points can be redeemed for shopping vouchers (from popular brands like Croma, Nykaa, Shoppers Stop, etc.) and charity spends on the Standard Chartered online portal under the 360° rewards program. 1 reward point is equivalent to Re. 1.

Standard Chartered reward points are valid for a period of 3 years from the date of accrual and expire thereafter.

No, the Priority Visa Infinite credit card is exclusive for the bank’s Priority Banking customers.

As your address is not printed on the PAN card, it is not accepted as a proof of address. However, it is accepted as an identity proof.

In case you need any assistance, or to report the loss of card you can contact the Standard Chartered customer care call center at 66014444 / 39404444 (prefix STD code) or dial their toll-free number 18003451000. Alternatively, you can also drop them a mail at [email protected].

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