By Uday Devgan
Updated On July 26, 2022

Aditya Birla SBI Credit Card is a Co-branded card issued by the SBI Card, in partnership with Aditya Birla Capital. The card issuer has also launched the Aditya Birla SBI Card SELECT which is the higher version of the Aditya Birla SBI Card. Therefore the card has similar features as the SELECT version but in a limited way. Both the cards offer about the same features but with a different fee. The Aditya Birla SBI Card comes with an Annual Fee of Rs. 499 which is much lower than the SELECT card.

The Aditya Birla SBI Card great offers reward points for every transaction done at Aditya Birla Stores, also across Dining, Entertainment, Hotels, and much more. The card also offers many other benefits like milestones benefits where you can get up to 4,000 reward points based on your spending. Also, the card welcomes you with 2,000 Reward Points. To know more about the card, keep reading the following review on the card:

Best Suited For

Travel | Shopping |

Joining Fee

Rs. 499 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • 2000 Rewards Points as a welcome benefit on card activation.
  • 10 Reward Points per Rs 100 spent on Aditya Birla Stores.
  • 5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels.
  • 1 Reward Point on every Rs. 200 spent on other categories.
  • 1% fuel surcharge across all petrol pumps in India.
  • 2000 Rewards Points on Annual Spends of Rs 1 Lakh.
  • Additional 2000 Rewards Points on Annual Spends of Rs 1.5 Lakh.

Rewards and Benefits

Welcome Benefits

2000 Rewards Points on card activation

Movie & Dining

NA

Rewards Rate

10 Reward Points per Rs 100 spent on Aditya Birla Stores, 5 Reward Points per Rs. 100 spent on Dining, Entertainment and Hotels and 1 Reward Point on every Rs. 200 spent on other categories.

Reward Redemption

Reward Points redeemable for gift vouchers on sbicard.com or SBI mobile app or for paying the card’s outstanding balance, 1 Reward Point = Rs. 0.25

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

NA

Fees & Charges

Joining Fee

Rs. 499 (plus applicable taxes)

Renewal Fee

Rs. 499 (plus applicable taxes)

Spend based Waiver

NA

Rewards Redemption Fee

Rs. 99 per redemption request

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5% on the conversion amount

Interest Rates

3.5% per month (42% per annum)

Fuel Surcharge

1% surcharge waiver on fuel transactions at all fuel stations across India

Cash Advance Charge

2.5% on the transaction amount subject to a minimum charge of Rs 500

Add-on Card Fee

Nil

Aditya Birla SBI Credit Card Features and Benefits

The Aditya Birla SBI Card offers exciting rewards and benefits across dining, entertainment, shopping, and much more. Following are the features and benefits of the Aditya Birla SBI Card:

Welcome Benefits

The Aditya Birla SBI Card offers 2000 Rewards Points on successful activation of the card.

Milestone Benefits

Get 2,000 Reward Points on achieving annual spending of Rs. 1 Lakh or more in each anniversary year. You may get additional 2,000 reward points on spending 1.5 lakh or more in a year.

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 3,000. The maximum benefit through the fuel surcharge waiver is capped at Rs. 100 per month for this card.

Aditya Birla SBI Card Rewards:

  • 10 Reward Points per Rs 100 spent on Aditya Birla Stores.
  • 5 Reward Points per Rs. 100 spent on Dining, Entertainment, and Hotels.
  • 1 Reward Point on every Rs. 200 spent on other categories.

Rewards Redemption

The Reward Points that you earn using your Aditya Birla SBI Card SELECT can be redeemed against:

  • Gift vouchers/product catalog on sbicard.com or SBI mobile app.
  • The card’s outstanding balance via internet banking.
  • The value of 1 Reward Point = Rs. 0.25.

Aditya Birla SBI Card SELECT Fees & Charges

  • Annual Fee: SBI Bank charges Rs. 499 (plus applicable taxes) as the Joining fee and Rs. 499 (plus applicable taxes) as the Annual Fee for the Aditya Birla SBI Card.
  • Interest Rate: An interest rate of 3.5% per month (42% annually) is applicable on the due amount.
  • Cash Advance Fee: SBI Bank levies a cash withdrawal fee of 2.5% of the withdrawn amount (subject to a minimum fee of Rs. 500) on cash withdrawals with the card from ATMs.
  • Forex Mark-up Fee: A foreign currency mark-up fee of 3.5% of the transaction amount is applicable on all foreign currency transactions made with Aditya Birla SBI Card.

Documents Required

The documents that you will be required or upload or submit while applying for the Aditya Birla SBI Card are:

  • Identity Proof – Aadhar card, PAN Card, Voters’ Id, Passport, Driving License, or any government-approved Id.
  • Address Proof – Aadhar Card, Utility Bills, Ration Card, Passport, etc.
  • Income Proof – latest 3 months’ salary slips, latest 3 months’ bank statement, or latest audited financial report.

How To Apply for Aditya Birla SBI Credit Card?

There are several online as well as offline methods to apply for Aditya Birla SBI Card. To apply offline, you simply need to visit the branch with all the required documents and fill in the physical application form there and if you want to apply online, you can follow the below-mentioned steps:

  • Visit the official website of SBI Card.
  • Under the section ‘Apply,’ click on ‘apply now.’
  • You will see all the SBI Credit Cards there on your screen.
  • Select the Aditya Birla SBI Card and click on apply now.
  • Fill in the online application form and submit it.
  • One of the bank executives will get in touch with you for further process.

How To Check Aditya Birla SBI Card Application Status?

If you have already applied for the Aditya Birla SBI Card, you can check the status of your application as follows:

  • Visit the SBI Card’s official website.
  • Click on the option ‘Credit Cards.’
  • Scroll down and at the very end of the page, you will see the option ‘Track Application.’ Click on that.
  • Enter the application number that was sent to your registered mobile number and click on ‘Track.’
  • The status of your card application will be there on your screen in seconds.

Conclusion

The Aditya Birla SBI Card is very similar to the Aditya Birla SBI Card SELECT. The card also offers tons of reward of rewards that will offer you lots of benefits in shopping transactions. You can use these reward points for a wide range of options on the SBI Reward site. The card also offers Reward points on milestone spending and also as a welcome offer, Therefore, if you are a regular customer at Aditya Birla stores then this card is suitable for you as it will offer you tons of reward points and also with a low Annual Fee. What is your opinion on this card? Let us know in the comment section below:

FAQs:

No, the Aditya Birla SBI Card does not offer any complimentary airport lounge access.

The Aditya Birla SBI Card has an Annual Fee of Rs. 499 whereas the Aditya Birla SBI Card SELECT has an Annual Fee of Rs. 1,499.

Yes, the Aditya Birla SBI Card is enabled with contactless technology. Simply tap the Aditya Birla SBI Card at a secure reader for the transaction.

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