By Rajat Gaur
Updated On September 29, 2021

Food delivery startup Zomato jumped on the bandwagon with the likes of Amazon, Flipkart, and BookMyShow and entered the fintech space in March last year when it collaborated with the RBL Bank and MasterCard to launch two credit cards- the RBL Edition and the Edition Classic cards, that offer exclusive dining benefits to Zomato users. The Edition card is the more premium version of the Edition Classic card. With the Edition Classic credit card, you get complimentary annual Zomato Pro membership (which renews every year) and 500 Edition Cash as a Welcome Benefit.

The Edition Cash is just like Reward Points, which can be redeemed for food purchases from Zomato or against the card’s statement balance. 1 Edition Cash is equivalent to INR 1. You also earn accelerated  Edition Cash on food purchases from Zomato (5x) and food purchases on other platforms (1.5x). Moreover, you can earn up to 2,000 bonus cash every year on the basis of your annual spends. Read on to know more about the benefits of the RBL Bank Edition Classic Credit Card.

Best Suited For

Dining |

Joining Fee

Rs. 500 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • A Welcome benefit of 500 Edition Cash.
  • Complimentary Annual Zomato Pro membership which renews every time your card membership is renewed.
  • Reward Points as Edition Cash redeemable on Zomato app/website or against the statement balance of the card.
  • 5 Edition Cash for every Rs. 100 spent on dining and food purchases on the Zomato app/website.
  • 1.5 Edition Cash on online food purchases made on any platform other than Zomato.
  • 1 Edition Cash on every Rs. 100 on all other spends.
  • 2,000 bonus Edition Cash every year on achieving the milestone spend.

Rewards and Benefits

Welcome Benefits

500 Edition Cash

Movie & Dining

Complimentary annual Zomato Pro membership and accelerated reward points on dining.

Rewards Rate

5 Edition Cash for every Rs. 100 spent on Zomato, 1.5 Edition Cash for every Rs. 100 spent on food purchases online (other than Zomato), 1 Edition Cash for every Rs. 100 on all other spends.

Reward Redemption

Edition Cash redeemable for food purchases on Zomato or against the card’s statement balance. 1 Edition Cash = Re. 1.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Bank not liable for any fraudulent usage of the card until the card is blocked.

Fees & Charges

Joining Fee

Rs. 500 (plus applicable taxes)

Renewal Fee

Rs. 500 (plus applicable taxes)

Spend based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

Up to 3.5% (plus applicable taxes)

Interest Rates

3.99% per month (or 47.88% annually)

Fuel Surcharge

1% fuel surcharge levied on all fuel purchases, subject to a minimum charge of Rs. 10 (fuel surcharge waived for select cardholders for transactions between Rs. 500 and Rs. 4,000)

Cash Advance Charge

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil

RBL Bank Edition Classic Credit Card Welcome Benefits:

  • You get 500 Edition Cash as a welcome benefit on joining the card membership. The Edition cash is credited instantly to your account at the time of card issuance.
  • You get complimentary Zomato Pro membership which is renewed every time on card renewal.

RBL Bank Edition Classic Credit Card Rewards:

  • You earn 5 Edition Cash for every Rs. 100 spent on food purchases from the Zomato app/website.
  • 1.5 Edition Cash/Rs. 100 on food purchases from other platforms like Swiggy, Eat.fit, Dineout, etc.
  • 1 Edition Cash on Rs. 100 for all other spends.
  • You can use the Zomato app to check/redeem your Edition Cash and to monitor all your credit card transactions.

Reward Redemption:

  • The Edition Cash earned on the Edition Classic credit card can be redeemed for food purchases on Zomato or against your credit card’s statement balance (i.e. to pay your card bills).
  • The rate of redemption is 1 Edition Cash = INR 1.

Milestone Benefit:

You get 2,000 Edition Cash on spending Rs. 2,00,000 in an anniversary year (anniversary year is the year starting from the date of issuance/renewal of the card).

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off at all fuel stations for transactions between Rs. 500 and Rs. 4,000.

How to apply for the RBL Bank Edition Classic Credit Card:

You can apply for the RBL Bank Edition Classic Credit Card on the Zomato app and complete the KYC process online by submitting soft copies of the required documents. You get a virtual version of the credit card instantly and it is paired with your Zomato account.

RBL Bank Customer Care:

For any queries related to credit cards or to report the loss of a card, you can contact RBL’s customer care. You can dial 1800 121 9050 (toll-free) or +91 22 6115 6300 (24×7 helpline) from your registered mobile number; alternatively, you can also drop them a mail at [email protected]

Conclusion:

Considering all the dining benefits offered with the card (particularly on Zomato), it is certainly one of the best credit cards in the market for anyone who frequently orders food online. So, if you’re a foodie, you can never go wrong with this card. Do share your opinion of the card in the comments below. Existing cardholders feel free to share your experience.

FAQs:

Edition Cash is just like reward points that you earn with most other credit cards. Edition Cash works just like real money as 1 Edition Cash = INR 1. You can redeem the Edition Cash either on the Zomato app/website or for paying your card bills.

Yes, you earn 1.5 Edition Cash/Rs. 100 on transactions on other food delivery platforms (transactions on Zomato earn you 5 Edition Cash/Rs. 100).

No lounge access benefit is available with the Edition Classic card, however RBL’s Edition credit card does offer lounge access benefits.

Yes. The Zomato Pro annual membership is renewed every year along with the card’s membership.

The 1% fuel surcharge is waived only for select cardholders (for fuel transactions between Rs. 500 and Rs. 4,000) at the bank’s discretion.

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