By Ankur Mittal
Updated On September 10, 2021

RBL Bank is an Indian private bank having its headquarter in Mumbai. The Ratnakar Bank Limited (RBL Bank) was founded in the year 1943 and ever since it has grown and stretched its network through 429 branches and 412 ATMs all across India. RBL Bank in partnership with MoneyTap launched the first credit line based app in 2018. It offers expertised services in corporate & institutional banking, commercial banking, branch & business banking, retail assets and treasury and financial markets operations. Its market capital is around Rs. 11,177 crores. The bank strongly believes in creating nurturing and long lasting relationships with its customers, employees & partners and thereby creating a vision of ‘Bank of Choice’.

The RBL Bank keeps their customers at the top most priority and provides them with world class products and services to meet all of their requirements. Also to maintain the credibility they strive to resolve customer’s queries as soon as possible. Recently, it has also won three awards namely; ‘ASIAMONEY Best Bank Awards 2021’ for carrying out the Corporate Social Responsibility (CSR), ‘The Asset Triple A Digital Awards 2021’ and ‘Business Today – KPMG Best Bank Jury Award’. The RBL Bank offers a quite good range of credit cards to its customers. In this article you will read about features and benefits of top 10 credit cards offered by this bank.

Welcome Benefits

N/A

Rewards Rate

5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.

Best Suited For

Travel | Dining | Shopping |

Movie & Dining

Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations and personalized hospitality from the chef with an exclusive dining program in partnership with top restaurants across all major cities

Reward Redemption

Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations and personalized hospitality from the chef with an exclusive dining program in partnership with top restaurants across all major cities

Joining Fees

Nil

Product Details

  • 5 Reward Points for every Rs. 100 spent on domestic transactions.
  • 10 Reward Points for every Rs. 100 spent on international transactions.
  • 2 complimentary lounge access every quarter under the MasterCard lounge access program.
  • Priority Pass membership with 6 complimentary international lounge visits every calendar year.
  • Travel benefits worth Rs. 30,000 on expenditure of Rs. 8 lakh in the previous year.
  • Flat Rs. 500 off on movie ticket bookings on BookMyShow.
  • 24×7 concierge service for assistance regarding all kinds of bookings.
  • 4 complimentary rounds of green fees every year (not more than 1 round in a given month).
  • 12 complimentary golf lessons every year (max 1 per month).
  • 50% green fee waiver beyond the complimentary sessions.
  • 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 4,000 (max waiver capped at Rs. 250 per month).

Welcome Benefits

Gift voucher worth Rs. 1,000 from Flipkart / Amazon / Croma / Myntra / Shoppers Stop.

Rewards Rate

1 Reward Point per Rs. 100 spent offline.. 5 Reward Points per Rs. 100 spent online.

Best Suited For

Movies | Shopping |

Movie & Dining

Get a discount of 10% on BookMyShow

Reward Redemption

Get a discount of 10% on BookMyShow

Joining Fees

Rs. 100

Product Details

  • Up to 5 Reward Points on every Rs. 100 you spend.
  • A welcome gift voucher worth Rs. 1000.
  • A discount of 10% on BookMyShow.
  • Up to Rs. 300 off on Grofers each month.
  • A 10% discount on Zomato, Uber, and Myntra.
  • Gift vouchers worth up to Rs. 5,000 on achieving the milestone spend.
  • Spend-based waiver of the monthly fee.
  • 1% fuel surcharge waiver.

See additional details for RBL Bank Cookies Credit Card

Welcome Benefits

Get 20000 bonus reward points.

Rewards Rate

20 RPs on every Rs. 100 spent on dining on weekends.
20 RPs on every Rs. 100 spent on the international transactions.
2 RPs on every Rs. 100 spent on the retail transactions.

Best Suited For

Travel | Shopping |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs. 5000 (plus applicable taxes)

Product Details

  • The joining fee is Rs. 5000 plus applicable taxes.
  • Get 20000 bonus reward points as welcome benefits on card swipe within 30 days of receiving the card.
  • Earn 45000 bonus reward points as milestone benefits.
  • Earn a maximum of 2000 reward points only on bonus per month.
  • Earn 20 reward points on every Rs. 100 spent on dining on weekends.
  • Earn 20 reward points on every Rs. 100 spent on every International transaction.
  • Earn 2 reward points on every Rs. 100 spent on retail transactions.
  • Get a 1+1 offer or up to Rs. 200 off on movie tickets twice a month.
  • Get 2 complimentary domestic lounge access per quarter.

See additional details for RBL Bank Icon Credit Card

Welcome Benefits

500 Edition Cash

Rewards Rate

5 Edition Cash for every Rs. 100 spent on the Zomato app/website, 1.5 Edition Cash for every Rs. 100 spent on food purchases online on all platforms other than Zomato, 1 Edition Cash for every Rs. 100 on all other spends.

Best Suited For

Dining |

Movie & Dining

Complimentary annual Zomato Pro membership, accelerated reward rate of 5 Edition Cash on every Rs. 100 spent on Zomato and 1.5 Edition Cash on every Rs. 100 spent on all other food purchases on platforms other than Zomato.

Reward Redemption

Complimentary annual Zomato Pro membership, accelerated reward rate of 5 Edition Cash on every Rs. 100 spent on Zomato and 1.5 Edition Cash on every Rs. 100 spent on all other food purchases on platforms other than Zomato.

Joining Fees

Rs. 500 (plus applicable taxes)

Product Details

  • Complimentary Annual Zomato Pro membership which renews every time your card membership is renewed.
  • Reward Points as Edition Cash redeemable on Zomato app/website or against the statement balance of the card.
  • A Welcome benefit of 500 Edition Cash.
  • 5 Edition Cash for every Rs. 100 spent on dining and food purchases on the Zomato app/website.
  • 1.5 Edition Cash on online food purchases made on any platform other than Zomato.
  • 1 Edition Cash on every Rs. 100 on all other spends.
  • Milestone benefit of  2000 bonus Edition Cash on the expenditure of Rs. 2,00,000 in an anniversary year.
  • 1 Edition Cash is equivalent to Re. 1.

See additional details for RBL Bank Edition Classic Credit Card

Welcome Benefits

N/A

Rewards Rate

10 Edition Cash for every Rs. 100 spent on Zomato, 2 Edition Cash for every Rs. 100 spent online and on all other food purchases, 1 Edition Cash/Rs. 100  on all other spends.

Best Suited For

Dining |

Movie & Dining

Zomato Pro membership, accelerated reward rate on Zomato and other food purchases, Buy Ome Get One offer on BookMyShow

Reward Redemption

Zomato Pro membership, accelerated reward rate on Zomato and other food purchases, Buy Ome Get One offer on BookMyShow

Joining Fees

Rs. 1,499 + GST

Product Details

  • Complimentary Zomato Pro membership which automatically gets renewed every year.
  • Reward Points as Edition Cash (1 Edition Cash = Re. 1).
  • 10 Edition Cash on every Rs. 100 spent on dining or online food purchases on Zomato.
  • 2 Edition Cash per Rs. 100 spent on all other online food platforms.
  • 2,000 bonus Edition Cash on spending Rs. 5,00,000 in an anniversary year.
  • 1 Edition Cash per Rs. 100 on all other spends.
  • Annual fee waiver on expenditure of Rs. 2,50,000 in the preceding year.
  • Complimentary domestic and international lounge access.
  • Lower foreign currency mark-up fee of 1.5%.
  • Buy one and get one movie ticket free on BookMyShow once every month (max discount of Rs. 200 per transaction).

See additional details for RBL Bank Edition Credit Card

Welcome Benefits

A welcome bonus of 2,000 Reward Points.

Rewards Rate

20 Reward Points on every Rs. 100 spent on Grocery shopping.
1 Reward point on every spend of Rs. 100 except for fuel.

Best Suited For

Movies | Shopping |

Movie & Dining

Get a 10% discount (up to Rs. 100) on movies through Bookmyshow 15 times a year.

Reward Redemption

Get a 10% discount (up to Rs. 100) on movies through Bookmyshow 15 times a year.

Joining Fees

Rs. 500 plus applicable taxes

Product Details

  • 1 Reward Point on every Rs. 100 spent on your purchases except fuel.
  • 20 Reward Points on every Rs. 100 spent on grocery shopping.
  • 10 Reward Points on every Rs. 100 spent on fuel.
  • Joining Fee of Rs 500/-
  • 10% discount on movies through Bookmyshow.
  • The annual fee is waived off on spending Rs. 1 lakh or more in the previous year.

See additional details for RBL Bank ShopRite Credit Card

Welcome Benefits

MakeMyTrip voucher worth Rs. 3000/- as a welcome gift

Rewards Rate

2 travel reward points on every Rs 100 spent on all categories
5 travel reward points on every Rs 100 spent on travel

Best Suited For

Travel |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs 3000/- plus applicable taxes

Product Details

  • Get 10,000 travel bonus rewards points on annual spending of Rs 2.5 lacs
  • Get  15,000 travel reward points on annual spending of Rs. 5 lacs
  • Additional Taj Experience Gift Card worth Rs. 10,000 on annual spending of Rs. 7.5 lacs
  • Annual fee of Rs 3000/- plus applicable taxes
  • 2 domestic lounge access every calendar quarter to select airports in India
  • 2 complimentary international lounge visits using Priority Pass membership
  • 0% markup fee on international spending
  • Travel insurance provides cover worth USD 50,000 to an individual on his international travels
  • 1% fuel surcharge waiver on all fuel transactions at all fuel stations across India.
  • 24×7  Concierge Desk at your disposal
  • Get access to special golf privileges

See additional details for RBL World Safari Credit Card

Welcome Benefits

4 free movie tickets (up to Rs. 1000).

Rewards Rate

2 free movie tickets on spending Rs. 5,000 in a month.

Best Suited For

Movies |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs. 1000 plus applicable taxes

Product Details

  • Get 2 free movie tickets every month on spending over Rs. 5,000 in a billing month.
  • Get 4 movie tickets up to Rs. 1000 on Bookmyshow as a welcome gift.
  • Joining fee of Rs 1000/-
  • Assured weekly cashback of Rs. 25 on spending Rs. 2,500 in a week.
  • A nominal annual membership fee of Rs. 1000.
  • 1% fuel surcharge waiver on fuel transactions.

See additional details for RBL Bank Popcorn Credit Card

Welcome Benefits

You can earn a maximum of 3000 reward points as welcome benefits, 2000 reward points on 1st-time card swipe within 30 days. 1000 reward points on spending Rs. 10,000 within 60 days of receiving the card.

Rewards Rate

Earn 3000 reward points as welcome benefits. Earn 40000 annual spend bonus on spending Rs 1.2 lakhs in a year. Earn 20 reward points on every Rs. 100 spent on all groceries on Wednesdays. Earn 40 reward points on every Rs. 100 spent online at Domino’s/Pizza Hut on Wednesdays. Earn 1 reward point on every spent of Rs. 100 for traveling, payment of utility bills, dining, etc. Earn 4000 reward points on annual spending of Rs. 1.2 lakhs.

Best Suited For

Shopping |

Movie & Dining

Get 1 complimentary movie ticket on BookMyShow.com or a discount of Rs. 200 on Wednesdays per month. Earn 1 reward point on spending Rs. 100 on dining.

Reward Redemption

Get 1 complimentary movie ticket on BookMyShow.com or a discount of Rs. 200 on Wednesdays per month. Earn 1 reward point on spending Rs. 100 on dining.

Joining Fees

Rs. 750

Product Details

  • The joining fee of this card is Rs. 750.
  • Get 2000 RPs as welcome benefits.
  • On annual spend of Rs. 1.2 Lakhs you can get 4000 reward points as Annual Spend Bonus under milestone program.
  • Avail annual benefits worth Rs. 7500 on Titanium Delight Card.
  • Get an additional 1000 RPs on spending Rs. 10,000 as Welcome Benefits.
  • Earn 1 RP on every Rs. 100 spent on purchases like travel, groceries, dining, and electricity bills.
  • Get exciting offers on midweek delights such as movies, pizza mania, and groceries.

See additional details for RBL Bank Titanium Delight Card

Welcome Benefits

You get 4000 Reward Points on using your card to make a purchase within 30 days of card issuance.

Rewards Rate

2 Reward Points on every Rs. 100 spent and 4 Reward Points on every Rs. 100 spent on weekends.

Best Suited For

Shopping |

Movie & Dining

N/A

Reward Redemption

N/A

Joining Fees

Rs. 1000 plus applicable taxes

Product Details

  • 2 Reward Points on every Rs. 100 spent on all your purchases.
  • 2x Reward Points on weekends to double your happiness.
  • Joining fee of Rs 1000
  • A welcome gift of 4000 Reward Points.
  • Spend-based monthly Reward Points.
  • 1% fuel surcharge waiver.
  • Renewal fee waiver on spending over Rs. 1.5 lacs in the previous year.

See additional details for RBL Platinum Delight Credit Card

Welcome Benefits

8,000 Reward Points

Rewards Rate

2 Reward Points per Rs. 100 spent on all purchases and 10 Reward Points per Rs. 100 spent on utility bill payments, dining, entertainment, fuel, and international transactions.

Best Suited For

Travel |

Movie & Dining

Get a discount of Rs. 200 or 1 complimentary movie ticket on purchasing a minimum of 2 movie tickets.

Reward Redemption

Get a discount of Rs. 200 or 1 complimentary movie ticket on purchasing a minimum of 2 movie tickets.

Joining Fees

Rs 2000 plus applicable taxes

Product Details

  • Get 2 Reward Points per Rs. 100 spent on all your purchases.
  • Get 5x Reward Points for spending on fuel, dining, entertainment, utility bills, and international purchases.
  • Welcome bonus of 8,000 Reward Points.
  • Exclusive discount offers on movies through BookMyShow.
  • Complimentary domestic lounge access every quarter.
  • Get thousands of bonus Reward Points based on your annual spending.
  • Get a 1% fuel surcharge waiver.

See additional details for RBL Bank PLATINUM MAXIMA CARD

Welcome Benefits

NA

Rewards Rate

You get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs 100 spent on your other purchases except fuel transactions

Best Suited For

Dining |

Movie & Dining

NA

Reward Redemption

NA

Joining Fees

Rs 50 + GST

Product Details

  • 2 reward points on every Rs 100 spent on online purchases & 1 reward point on every Rs 100 spent on your other purchases except fuel transactions.
  • 10% cashback of upto Rs 100 per month on your Grocery, Swiggy, BookMyShow, utility bill payments via the RBL MyCard app
  • A spend-based waiver on the monthly fee of Rs 50 on annual spending of Rs 3000 or more.
  • 1% fuel surcharge waiver on transactions between Rs 500 to Rs 4000

See additional details for RBL Bank Monthly Treats Credit Card

Top 10 credit cards offered by the RBL Bank are as follows:

RBL Bank  Insignia Preferred Banking World Card: The Insignia Preferred Banking World Card offered by the RBL Bank is an exclusive card which is offered to the preferred members only. To get this card you need to contact your relationship manager. With this card you can enjoy premium benefits, movies and dining benefits, and much more. This card allows you to earn 10 reward points on international transactions and 5 reward points on all domestic transactions. Read on to learn more about the exclusive offers.

 

RBL Bank Cookies Credit Card: The RBL Bank offers a pocket-friendly card with a low membership fee. The RBL Bank Cookies Credit Card provides its customers exclusive and exciting offers and benefits. With this card you can earn 1 reward point on all offline spends and accelerated reward points (5x) on all online spends. You get a 10% discount on BookMyShow, Grofers, Zomato, Myntra and Uber on this card. On achieving the milestone benefits you can get a gift voucher worth up to Rs. 5000. For more details, features and offerings of this card, keep reading.

 

RBL Bank Popcorn Credit Card: The RBL Bank Popcorn Credit Card is best suited for movies and entertainment. On this card, you get 4 complimentary movie tickets worth Rs. 1000 on payment of membership fee. You get assured weekly cashback of Rs. 25 on spending Rs. 2,500 in a week. Apart from this you also get 2 free movie tickets every month, keep reading.

 

RBL World Safari Credit Card: The RBL Bank offers a travel card which provides a welcome benefit of MakeMyTrip travel voucher worth Rs. 3000 on payment of the membership fee. You can earn 2 travel points on spending Rs.100 on other categories and 5 travel points per Rs. 100 spent on travel. With this card, on achieving annual spending of Rs. 2.5 lakhs, you get 10,000 bonus points and on achieving annual spending of Rs. 5 lakhs, you earn up to 15,000 travel points. The most significant feature of the RBL Bank Safari Credit Card is zero foreign mark-up fee on all foreign transactions. Check here.

 

RBL Edition Credit Card: The RBL Edition Credit Card is a dining card which allows you to earn reward points as Edition Cash on making transactions using this credit card. You can earn 10 edition cash on every Rs. 100 spent on ordering food from Zomato and 2 edition points on ordering food from other food apps apart from Zomato. On spending Rs. 100 on all other categories you earn 1 reward point. Being a dining card, it still offers you travel benefits and a lower foreign currency mark-up fee of 1.5%. Keep reading.

 

RBL Edition Classic Credit Card: With RBL Edition Classic Credit Card every card member gets a complimentary annual subscription to Zomato Pro Membership. On ordering food from zomato the credit card members earn 5 edition cash and on ordering food from other food apps the card members earn 1.5 edition cash. You get a bonus edition cash of 2000 on reaching the annual spend of Rs. 2,00,000. 1 edition cash is equivalent to Re. 1. Continue reading.

 

RBL Platinum Maxima Card: On RBL Platinum Maxima Card, the RBL Bank offers the credit cardholders several exclusive offers and discounts. You can earn 2 reward points per Rs. 100 spent on this card and 5x reward points on every Rs. 100 spent on fuel, movies, dining, utility bills, international purchases, etc. Moreover, on achieving the milestone benefits you can earn up to 20,000 reward points. On the Platinum Maxima Card, you get ‘Buy 1 Get 1’ offer on booking movie tickets from BookMyShow and many more other offers. Continue reading.

 

RBL Bank Icon Card: The RBL Bank offers this credit card which lets you earn upto 20,000 reward points post payment of joining fee and 45,000 reward points on achieving milestone benefits. With this card you can enjoy 2 complimentary domestic lounge access and offers on booking movie tickets twice a month. The RBL Bank Icon Card allows you to earn a maximum of 2000 reward points per month. Keep reading for more details.

 

RBL Movies and More Card: With RBL Bank Movies and More card, the card members can enjoy exciting offers on movies and dining. You can earn 10 reward points per Rs.100 spent on booking movie tickets from BookMyShow, ordering from Pizza Hut and KFC. Every Wednesday you can earn 20 reward points per Rs.100 spent on dining. With this card enjoy the milestone benefits of bonus reward points up to 15,000 on achieving the annual spend limit. You can redeem your reward points for air travel, hotel stays, shopping vouchers and much more.

 

RBL ShopRite Credit Card: This one credit card offers exclusive reward points on grocery shopping, fuel, and 10% discount on booking movies from BookMyShow. With RBL ShopRite Credit Card you earn accelerated reward points on grocery and fuel spends. This card is worth consideration as it allows you to earn 1 reward point on every Rs.100 spent on all other categories except fuel. To know about the features and offerings on this card, keep reading.

 

Reward Points & Cashback Benefits:

Credit Card Reward Points
RBL Bank  Insignia Preferred Banking World Card
  • 10 RPs on every Rs. 100 spent on international transactions.
  • 5 RPs on every Rs. 100 spent on domestic transactions.
RBL Bank Cookies Credit Card
  • 5 RPs on every Rs. 100 spent on online transactions.
  • 1 RP on every Rs. 100 spent on retail transactions.
RBL Bank Popcorn Credit Card
  • Get 2 free movie tickets every month on spending Rs.5000.
  • Rs. 25 cashback on spending Rs.2,500 in a week.
RBL World Safari Credit Card
  • 5 travel reward points on every Rs.100 spent on travel.
  • 2 travel reward points on every Rs.100 spent on all other categories.
RBL Edition Credit Card
  • 10 edition cash on every Rs. 100 spent on Zomato orders and 2 edition cash on ordering food from other apps.
  • 2 edition cash on every Rs. 100 spent online.
  • 1 edition cash on every Rs. 100 spent on all other categories.
RBL Edition Classic Credit Card
  • 5 edition cash on every Rs. 100 spent on zomato orders.
  • 1.5 edition cash on every Rs. 100 spent on ordering food online from other food apps like Swiggy, Dineout, etc.
  • 1 edition cash on every Rs. 100 spent on all other spends.
RBL Platinum Maxima Card
  • 10 RPs on every Rs.100 spent on fuel,dining, entertainment, utility bills and international transactions.
  • 2 RPs on every other Rs. 100 spent on this card.
RBL Bank Icon Card
  • 20 RPs on every Rs. 100 spent on international transactions.
  • 2 RPs. on every Rs. 100 spent on retail transactions.
RBL Movies and More Card
  • 20 RPs per Rs. 100 spent on dining on wednesdays.
  • 10 RPs per Rs. 100 spent on BookMyShow, Pizza Hut & KFC
  • 1 RP per Rs. 100 spent on all other purchases (except on fuel)
RBL ShopRite Credit Card
  • 20 RPs on every Rs. 100 spent on grocery shopping.
  • 10 RPs on every Rs. 100 spent on fuel.
  • 1 RP on every Rs. 100 spent on all other purchases (except on fuel).

Rewards Redemption:

Credit Card Reward Redemption
RBL Bank  Insignia Preferred Banking World Card 1 Reward Point = Rs.0.25
RBL Bank Cookies Credit Card 1 Reward Point = Rs.0.25
RBL Bank Popcorn Credit Card Cashback of Rs. 25 can be redeemed by scanning the QR code given on the backside of the card.
RBL World Safari Credit Card 1 Reward Point = Rs.0.25
RBL Edition Credit Card and RBL Edition Classic Credit Card 1 edition cash = Re. 1
For all spends on zomato app/website
Adjust against the card's outstanding balance.
RBL Platinum Maxima Card 1 Reward Point = Rs.0.25
RBL Bank Icon Card 1 Reward Point = Rs.0.25
RBL Movies and More Card 1 Reward Point = Rs.0.25
RBL ShopRite Credit Card 1 Reward Point = Rs.0.25

You can easily redeem your accumulated reward points against e-vouchers, mobile recharges, flight tickets, hotel stays , purchasing products and gadgets. You can choose products and services under the RBL Rewards Program. For more details go to https://www.rblrewards.com/. RBL Bank does not charge any reward redemption fee on any of the above mentioned credit cards in this article.

Complimentary Airport Lounge Access:

Credit Card Complimentary Lounge Access
RBL Bank  Insignia Preferred Banking World Card
  • 2 complimentary domestic lounge access per quarter under the MasterCard lounge program.
  • 6 complimentary international lounge access per year under Priority Pass Membership*.
RBL Bank Cookies Credit Card NA
RBL Bank Popcorn Credit Card NA
RBL World Safari Credit Card
  • 2 complimentary domestic lounge access every calendar quarter at selected airports in India.
  • 2 complimentary international lounge access under Priority Pass Membership*.
RBL Edition Credit Card
  • 2 complimentary domestic lounge access per quarter.
  • 2 complimentary international lounge access per year with Priority Pass Membership*.
RBL Edition Classic Credit Card NA
RBL Platinum Maxima Card 2 complimentary domestic lounge access per quarter.
RBL Bank Icon Card 2 complimentary domestic lounge access per quarter.
RBL Movies and More Card NA
RBL ShopRite Credit Card NA

Note: *USD 27 per guest visit is chargeable after exhausting the complimentary access to international lounges under Priority Pass Membership.

Golf Benefits:

Credit Cards Golf Benefits
RBL Bank  Insignia Preferred Banking World Card
  • 4 complimentary rounds of green pass every year.
  • 12 complimentary golf lessons every year.
  • 50% discount on green fees beyond complimentary sessions.
RBL Bank Cookies Credit Card NA
RBL Bank Popcorn Credit Card NA
RBL World Safari Credit Card
  • 4 complimentary rounds of green pass every year.
  • 12 complimentary golf lessons every year.
  • 50% discount on green fees beyond complimentary sessions.
RBL Edition Credit Card NA
RBL Edition Classic Credit Card NA
RBL Platinum Maxima Card NA
RBL Bank Icon Card
  • 4 complimentary rounds of green pass every year.
  • 12 complimentary golf lessons every year.
  • 50% discount on green fees beyond complimentary sessions.
RBL Movies and More Card NA
RBL ShopRite Credit Card NA

 

Annual Fee:

Credit Card Joining Fee Renewal Fee Spend Based Waiver
RBL Bank  Insignia Preferred Banking World Card NIL NIL NA
RBL Bank Cookies Credit Card Rs. 100 Rs.100/month Renewal fee waived off on spending Rs. 5000 or more in the previous month.
RBL Bank Popcorn Credit Card Rs. 1000 plus applicable taxes Rs. 1000 plus applicable taxes NA
RBL World Safari Credit Card Rs. 3000 plus applicable taxes Rs. 3000 plus applicable taxes NA
RBL Edition Credit Card Rs. 1499 + GST Rs. 1499 + GST Renewal fee waived off on spending Rs. 2,00,000 or more in the previous year.
RBL Edition Classic Credit Card Rs. 500 plus applicable taxes Rs. 500 plus applicable taxes NA
RBL Platinum Maxima Card Rs. 2000 plus applicable taxes Rs. 2000 plus applicable taxes NA
RBL Bank Icon Card Rs. 5000 plus applicable taxes Rs. 5000 plus applicable taxes NA
RBL Movies and More Card Rs. 1000 plus applicable taxes Rs. 1000 plus applicable taxes Renewal fee waived off on spending Rs. 1,50,000 or more in the previous year.
RBL ShopRite Credit Card Rs. 500 plus applicable taxes Rs. 500 plus applicable taxes Renewal fee waived off on spending Rs. 1,00,000 or more in the previous year.

Other Fees and Charges:

Credit Card Interest Rate Cash Advance Fee Foreign Currency Markup Reward Redemption Fee
RBL Bank  Insignia Preferred Banking World Card 3.4% p.m. (30% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL Bank Cookies Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL Bank Popcorn Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL World Safari Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
NIL NIL
RBL Edition Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
1.5% NIL
RBL Edition Classic Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL Platinum Maxima Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL Bank Icon Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL Movies and More Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL
RBL ShopRite Credit Card 3.99% p.a. (47.88% p.a.) 2.5%
Or minimum of Rs. 500
3.5% NIL

Documents Required:

Identity Proof (any one) Address Proof (any one) Income proof
  • PAN Card
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Aadhar Card
  • Voter ID
  • Passport
  • Driving Licence
  • Rent agreement
  • Utility bills
  • Property tax receipt
  • House allotment letter issued by central or state government
  • For salaried employees - salary slip of last two months & bank statement showing salary credits.
  • For self-employed individuals - Later ITR (Income Tax Return).

How To Apply?

You can apply for RBL Bank credit cards either by visiting the nearest branch or by the online method as follows:

  • Keep your documents handy.
  • Go to https://www.rblbank.com/.
  • Choose the credit card you want to apply for.
  • Click ‘Apply Now.’
  • You will be redirected to an application form that you need to fill carefully.
  • Complete all the formalities as instructed by the bank’s website.

OR, you can visit the nearest RBL Bankbranch.

Customer Care

  • RBL Bank provides priority assistance to its credit card members.
  • If you have any personal banking and credit card queries, call on toll free helpline numbers +91 22 6232 7777 or email at [email protected].
  • It also provides emergency services 24×7 to report loss or misuse of card/account.

FAQs:

To get RBL Bank Insignia Preferred Banking World Credit Card, you need to contact your Relationship Manager on +91 22 6115 6300 or send an email to [email protected].

Kindly contact the customer service executive on 1800 121 9050. The customer service executives are available 24×7 and will assist you.

Yes, RBL Bank Credit Cards allow you to make foreign transactions. The RBL World Safari Credit Card can be the best choice for such transactions as there is no foreign currency mark-fee on the conversion amount on this card. Another card which is offered by the RBL Bank that has a lower foreign currency mark-up fee of 1.5% is RBL Edition Credit Card. Apart from these two credit cards all other credit cards charge a 3.5% mark-up fee.

You can provide any one from Aadhar card, voter id, passport, driving license, etc. as address proof to get a card issued from the RBL Bank.

Currently RBL Bank is not issuing credit cards to new applicants because RBI has issued a notice restraining new Mastercard Asia from on-boarding new domestic credit card customers. For more details about the RBI Notice, check here.

The interest free period on RBL Bank Credit Card can range from 20-50 days depending upon the credit card scheme.

RBL Bank does not charge any add-on fee on any of the above mentioned credit cards.

The RBL Bank on RBL Popcorn Credit Card allows you to easily redeem weekly earned cashback of Rs.25 on spending Rs. 5000 in a week by following these simple steps:

  • Scan the QR code given at the backside of your card.
  • Enter your registered mobile number.
  • Enter the last 4 digits of your RBL Bank Popcorn Credit Card.
  • Enter the One Time Password (OTP) that you’ve received on your registered mobile number.
  • The cashback will be credited within 2 days after the successful redemption process.

The RBL Bank made redeeming accumulated reward points easier for its credit cardholders through its RBL Reward Program. You can choose products and services from the product catalog. You can also redeem your reward points against the card’s outstanding balance on RBL Edition Credit Card and RBL Edition Classic Credit Card. For redemption, 1 reward point is equivalent to Rs. 0.25 and 1 edition cash is equivalent to Re. 1.

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